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Heartland Financial USA - Stock

Heartland Financial USA EBIT 2024

Heartland Financial USA EBIT

293.48 M USD

Ticker

HTLF

ISIN

US42234Q1022

WKN

812814

In 2024, Heartland Financial USA's EBIT was 293.48 M USD, a 0% increase from the 0 USD EBIT recorded in the previous year.

The Heartland Financial USA EBIT history

YEAREBIT (undefined USD)
2026e-
2025e305.2
2024e293.48
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
2010-
2009-
2008-
2007-
2006-
2005-
2004-

Heartland Financial USA Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Heartland Financial USA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Heartland Financial USA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Heartland Financial USA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Heartland Financial USA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Heartland Financial USA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Heartland Financial USA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Heartland Financial USA’s growth potential.

Heartland Financial USA Revenue, Profit, and EBIT History

DateHeartland Financial USA RevenueHeartland Financial USA Net Income
2026e944.85 M undefined316.09 M undefined
2025e759.49 M undefined204.02 M undefined
2024e744.84 M undefined195.63 M undefined
2023932.87 M undefined71.87 M undefined
2022803 M undefined204.1 M undefined
2021717.7 M undefined211.9 M undefined
2020656.9 M undefined133.5 M undefined
2019630.5 M undefined149.1 M undefined
2018575 M undefined117 M undefined
2017465.7 M undefined75.2 M undefined
2016440.1 M undefined80.1 M undefined
2015376.7 M undefined59.2 M undefined
2014319.2 M undefined41.1 M undefined
2013289.1 M undefined35.7 M undefined
2012298 M undefined46.4 M undefined
2011251.3 M undefined20.4 M undefined
2010251.2 M undefined18.6 M undefined
2009256 M undefined1.2 M undefined
2008232.8 M undefined11.1 M undefined
2007246.9 M undefined25.6 M undefined
2006220.1 M undefined25.1 M undefined
2005177 M undefined22.7 M undefined
2004144.6 M undefined20.3 M undefined

Heartland Financial USA stock margins

The Heartland Financial USA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Heartland Financial USA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Heartland Financial USA.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Heartland Financial USA's sales revenue. A higher gross margin percentage indicates that the Heartland Financial USA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Heartland Financial USA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Heartland Financial USA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Heartland Financial USA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Heartland Financial USA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Heartland Financial USA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Heartland Financial USA Margin History

DateHeartland Financial USA Profit margin
2026e33.45 %
2025e26.86 %
2024e26.26 %
20237.7 %
202225.42 %
202129.52 %
202020.32 %
201923.65 %
201820.35 %
201716.15 %
201618.2 %
201515.72 %
201412.88 %
201312.35 %
201215.57 %
20118.12 %
20107.4 %
20090.47 %
20084.77 %
200710.37 %
200611.4 %
200512.82 %
200414.04 %

Heartland Financial USA Aktienanalyse

What does Heartland Financial USA do?

Heartland Financial USA Inc is a US financial institution that was founded in 1981. The company is headquartered in Dubuque, Iowa and has branches in 12 states across the US. It is listed on the NASDAQ index and has a market capitalization of around $1.3 billion. The company was originally founded as Dubuque Bank and Trust Company and has expanded over the years through mergers and acquisitions of other banks. It now owns 11 regional banks and multiple subsidiaries, allowing it to offer a wide range of financial products and services. Heartland Financial USA Inc operates as a financial holding company, providing banking, investment, credit, and asset management services to both individual and business customers. Its subsidiaries specialize in specific customer groups or products, including banking, trust and asset management, insurance, and agricultural finance. Some of the products and services offered by Heartland Financial USA Inc include deposit accounts, credit cards, mortgages, investment services, asset management, and various insurance options. The company has experienced continuous growth and aims to expand its presence in the American market. Heartland Financial USA ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Heartland Financial USA's EBIT

Heartland Financial USA's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Heartland Financial USA's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Heartland Financial USA's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Heartland Financial USA’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Heartland Financial USA Stock

How much did Heartland Financial USA achieve in EBIT for the current year?

In the current year, Heartland Financial USA has achieved an EBIT of 293.48 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Heartland Financial USA.

How has the EBIT of Heartland Financial USA developed in recent years?

The EBIT of Heartland Financial USA has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Heartland Financial USA?

The EBIT of Heartland Financial USA is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Heartland Financial USA pay?

Over the past 12 months, Heartland Financial USA paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 2.7 %. For the coming 12 months, Heartland Financial USA is expected to pay a dividend of 1.31 USD.

What is the dividend yield of Heartland Financial USA?

The current dividend yield of Heartland Financial USA is 2.7 %.

When does Heartland Financial USA pay dividends?

Heartland Financial USA pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Heartland Financial USA?

Heartland Financial USA paid dividends every year for the past 23 years.

What is the dividend of Heartland Financial USA?

For the upcoming 12 months, dividends amounting to 1.31 USD are expected. This corresponds to a dividend yield of 2.95 %.

In which sector is Heartland Financial USA located?

Heartland Financial USA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heartland Financial USA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heartland Financial USA from 5/28/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 5/10/2024.

When did Heartland Financial USA pay the last dividend?

The last dividend was paid out on 5/28/2024.

What was the dividend of Heartland Financial USA in the year 2023?

In the year 2023, Heartland Financial USA distributed 1.09 USD as dividends.

In which currency does Heartland Financial USA pay out the dividend?

The dividends of Heartland Financial USA are distributed in USD.

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Andere Kennzahlen von Heartland Financial USA

Our stock analysis for Heartland Financial USA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Heartland Financial USA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.