Embassy Bancorp Liabilities 2024

Embassy Bancorp Aktienanalyse

What does Embassy Bancorp do?

Embassy Bancorp Inc is a holding company for the banking division of Embassy Bank for the Lehigh Valley. The company was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Since its inception, Embassy Bancorp Inc has established a strong position in the banking market in the Lehigh Valley region. Embassy Bank for the Lehigh Valley was founded in 2001 and is an independent bank focused on financing small and medium-sized businesses, as well as serving the needs of individual and family customers. The bank has gained a reputation for its personal customer service and high-quality products and services. Embassy Bancorp Inc also offers financial advisory services, wealth management services, loans, and mortgages. The bank currently operates nine branches in the Lehigh Valley and surrounding areas equipped with state-of-the-art technology and staff to meet customer needs. The bank also offers online banking options to provide its customers with a secure, convenient, and user-friendly banking experience. Embassy Bancorp Inc offers various divisions and products, including business banking, private banking, mortgages, financial advisory services, online banking, and other financial services. In business banking, the bank supports small and medium-sized businesses in starting and growing their companies. This includes offering loans and lines of credit, cash management solutions, and debit cards to facilitate business operations. In private banking, Embassy Bancorp Inc provides personalized financial services for individuals and families. This includes financing for homes and cars, loans and borrowing, and complementary services such as tax advice and wealth management. Embassy Bancorp Inc's mortgage business offers various financing options, such as FHA loans, VA loans, and conventional loans with repayment options. Embassy Bancorp Inc also offers customized financial advisory services tailored to customer needs. The company's financial advisors help customers manage their wealth and investments by creating financial plans and selecting and monitoring investment products. Embassy Bancorp Inc's online banking provides customers with the ability to conveniently manage their banking activities from home or on the go. This includes various online banking options, including online account access and management, transfers, check and credit card processing, and bill payments. In recent years, Embassy Bancorp Inc has experienced a nearly 20% growth rate and has become a significant player in the banking market in the Lehigh Valley region. The company has earned a reputation for its strong presence in the banking market, personal customer service, and the provision of high-quality products and services. Embassy Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Embassy Bancorp's Liabilities

Embassy Bancorp's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Embassy Bancorp's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Embassy Bancorp's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Embassy Bancorp's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Embassy Bancorp’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Embassy Bancorp Stock

What is the level of liabilities of Embassy Bancorp this year?

Embassy Bancorp has a debt balance of 1.55 B USD this year.

What were the liabilities of Embassy Bancorp compared to the previous year?

The liabilities of Embassy Bancorp have increased by -0.07% dropped compared to the previous year.

What are the consequences of high debt for investors of Embassy Bancorp?

High liabilities can pose a risk for investors of Embassy Bancorp, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Embassy Bancorp?

Low liabilities mean that Embassy Bancorp has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Embassy Bancorp affect the company?

An increase in liabilities of Embassy Bancorp can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Embassy Bancorp affect the company?

A decrease in the liabilities of Embassy Bancorp can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Embassy Bancorp?

Some factors that can influence the liabilities of Embassy Bancorp include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Embassy Bancorp so important for investors?

The liabilities of Embassy Bancorp are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Embassy Bancorp take to modify the liabilities?

To change its liabilities, Embassy Bancorp can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Embassy Bancorp pay?

Over the past 12 months, Embassy Bancorp paid a dividend of 0.4 USD . This corresponds to a dividend yield of about 3.01 %. For the coming 12 months, Embassy Bancorp is expected to pay a dividend of 0.4 USD.

What is the dividend yield of Embassy Bancorp?

The current dividend yield of Embassy Bancorp is 3.01 %.

When does Embassy Bancorp pay dividends?

Embassy Bancorp pays a quarterly dividend. This is distributed in the months of October, July, July, July.

How secure is the dividend of Embassy Bancorp?

Embassy Bancorp paid dividends every year for the past 12 years.

What is the dividend of Embassy Bancorp?

For the upcoming 12 months, dividends amounting to 0.4 USD are expected. This corresponds to a dividend yield of 3.01 %.

In which sector is Embassy Bancorp located?

Embassy Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Embassy Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Embassy Bancorp from 7/14/2023 amounting to 0.4 USD, you needed to have the stock in your portfolio before the ex-date on 6/29/2023.

When did Embassy Bancorp pay the last dividend?

The last dividend was paid out on 7/14/2023.

What was the dividend of Embassy Bancorp in the year 2023?

In the year 2023, Embassy Bancorp distributed 0.35 USD as dividends.

In which currency does Embassy Bancorp pay out the dividend?

The dividends of Embassy Bancorp are distributed in USD.