RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE

Citizens & Northern EBIT 2024

Citizens & Northern EBIT

33.81 M USD

Citizens & Northern Dividend yield

6.33 %

Ticker

CZNC

ISIN

US1729221069

WKN

A0DPS7

In 2024, Citizens & Northern's EBIT was 33.81 M USD, a 0% increase from the 0 USD EBIT recorded in the previous year.

The Citizens & Northern EBIT history

YEAREBIT (undefined USD)
2025e38.38
2024e33.81
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
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Citizens & Northern Aktienanalyse

What does Citizens & Northern do?

Citizens & Northern Corp (C&N) is a US bank holding company based in Wellsboro, Pennsylvania. The company was founded in 1864 as The First National Bank of Wellsboro and later changed its name to the current one. Since its establishment, the company has continued to evolve and has become a leading financial institution in the region. C&N's business model focuses on offering a comprehensive range of financial products and services to individuals, businesses, and institutions. The bank has its focus on loans, deposits, mortgages, asset management, and insurance services. The bank provides loans for home purchases, cars, commercial real estate, and agricultural businesses. Additionally, customers can also choose various types of deposits such as certificates of deposit, checking accounts, and online savings programs. Asset management includes investment options such as mutual funds and pensions. The insurance business includes policies for individual and business customers as well as health insurance. C&N also operates a wealth management business for affluent clients. In this aspect, the company assists these clients in managing their wealth and offers a wide range of services such as tax planning, foundation establishment, succession planning, and risk assessment. The bank operates approximately 26 branches in northeastern Pennsylvania and southwestern New York, where the company offers its services. C&N emphasizes personal customer contact and relies on long-term relationships with its customers. The bank's employees ensure that customers receive tailored services for their needs and concerns and feel comfortable at the bank. C&N divides its business into three areas: retail banking, business banking, and wealth management. The retail banking division offers services for individual customers, while the business banking division is intended for commercial customers. Wealth management targets customers with higher wealth. C&N's retail banking division offers a wide range of products and services for individual customers. These include checking accounts, loans, credit cards, savings accounts, and more. A particular focus is on offering banking services that make customers' daily lives easier. For example, C&N offers online banking, mobile banking, paperless transactions, and interest savings for regular saving. C&N's business banking division provides services to businesses with annual revenues of up to $25 million. The company focuses on offering loans and savings accounts for corporate customers. The focus is on tailored solutions for businesses to efficiently use their capital. C&N's wealth management division offers a wide range of services to high-net-worth clients by assisting them in managing their wealth. Wealth management employees help create wealth plans, succession plans, foundation establishment, and tax planning for high-net-worth clients. Overall, Citizens & Northern Corp has become a leading financial institution that supports customers in the region as a trusted partner in achieving their financial goals and dreams. With a tailored approach for each customer and innovative banking solutions, the company continues to evolve to meet the needs of its customers. Citizens & Northern ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Citizens & Northern's EBIT

Citizens & Northern's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Citizens & Northern's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Citizens & Northern's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Citizens & Northern’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Citizens & Northern Stock

How much did Citizens & Northern achieve in EBIT for the current year?

In the current year, Citizens & Northern has achieved an EBIT of 33.81 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Citizens & Northern.

How has the EBIT of Citizens & Northern developed in recent years?

The EBIT of Citizens & Northern has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Citizens & Northern?

The EBIT of Citizens & Northern is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Citizens & Northern pay?

Over the past 12 months, Citizens & Northern paid a dividend of 1.12 USD . This corresponds to a dividend yield of about 6.33 %. For the coming 12 months, Citizens & Northern is expected to pay a dividend of 1.16 USD.

What is the dividend yield of Citizens & Northern?

The current dividend yield of Citizens & Northern is 6.33 %.

When does Citizens & Northern pay dividends?

Citizens & Northern pays a quarterly dividend. This is distributed in the months of August, November, February, June.

How secure is the dividend of Citizens & Northern?

Citizens & Northern paid dividends every year for the past 22 years.

What is the dividend of Citizens & Northern?

For the upcoming 12 months, dividends amounting to 1.16 USD are expected. This corresponds to a dividend yield of 6.56 %.

In which sector is Citizens & Northern located?

Citizens & Northern is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Citizens & Northern kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Citizens & Northern from 5/17/2024 amounting to 0.28 USD, you needed to have the stock in your portfolio before the ex-date on 5/3/2024.

When did Citizens & Northern pay the last dividend?

The last dividend was paid out on 5/17/2024.

What was the dividend of Citizens & Northern in the year 2023?

In the year 2023, Citizens & Northern distributed 1.12 USD as dividends.

In which currency does Citizens & Northern pay out the dividend?

The dividends of Citizens & Northern are distributed in USD.

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Andere Kennzahlen von Citizens & Northern

Our stock analysis for Citizens & Northern Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Citizens & Northern Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.