Ally Financial Debt 2024

Ally Financial Aktienanalyse

What does Ally Financial do?

Ally Financial Inc is a financial services company headquartered in Detroit, Michigan. The company was founded in 1919 under the name General Motors Acceptance Corporation (GMAC) and was originally a subsidiary of General Motors, one of the world's largest automakers. GMAC's purpose was to provide vehicle financing for General Motors customers. Over the years, Ally's business model has changed and expanded, especially after the 2008 financial crisis, which also heavily impacted GM. Ally Financial was formed in 2009 when GMAC was converted into a standalone company. Today, Ally offers a wide range of financial services, including auto loans, leasing, online banking, mortgages, credit cards, and investment products. Ally is one of the largest auto financing companies in the United States and also has a presence in Canada and Mexico. The auto lending division remains a significant part of Ally's business, as the company has made a name for itself as a pioneer in the digital financial world. Ally is an online auto loan lender that provides customers with a quick and convenient way to finance or lease a vehicle. Customers can choose their car online and request real-time financing through the Ally Auto portal. In addition to auto loans, Ally also offers a range of banking services. Their Ally Bank Online Savings Account offers a high-interest rate and is one of the top online savings products in the market. They also offer inviting overdraft protection and a free Ally Bank Debit Mastercard. Ally also has a mortgage division and offers refinancing and home loans. These are handled through the Ally Home Loan department and provide a variety of mortgage options tailored to customer needs. In the investment sector, Ally offers various investment products, including Exchange Traded Funds (ETFs) and an online trading platform called Ally Invest. Through Ally Invest, customers can easily and quickly trade stocks, exchange-traded funds (ETFs), and options. In summary, Ally Financial offers a comprehensive range of financial services and has established itself as a leading provider of online auto loans and banking solutions in the US market. The company operates multiple business segments and offers innovative products and services to its customers. Ally specializes in offering its services online, providing a simple and convenient way to access financial products. With an annual revenue of over $9 billion, Ally Financial has a strong position in the American market and is also becoming increasingly recognized internationally. Ally Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Ally Financial's Debt Structure

Ally Financial's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Ally Financial's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Ally Financial’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Ally Financial’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Ally Financial Stock

What is the debt of Ally Financial this year?

Ally Financial has a debt level of 18,317 USD this year.

What was the debt of Ally Financial compared to the previous year?

The debt of Ally Financial has increased by -9.15% compared to the previous year dropped.

What are the consequences of high debt for investors in Ally Financial?

High debt can pose a risk for investors of Ally Financial, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Ally Financial?

Low debt means that Ally Financial has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Ally Financial affect the company?

An increase in debt of Ally Financial can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Ally Financial affect the company?

A reduction in debt of Ally Financial can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Ally Financial?

Some factors that can influence the debt of Ally Financial include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Ally Financial so important for investors?

The debts of Ally Financial are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Ally Financial take to change the debt?

To change the debt, Ally Financial can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Ally Financial pay?

Over the past 12 months, Ally Financial paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 3.13 %. For the coming 12 months, Ally Financial is expected to pay a dividend of 1.32 USD.

What is the dividend yield of Ally Financial?

The current dividend yield of Ally Financial is 3.13 %.

When does Ally Financial pay dividends?

Ally Financial pays a quarterly dividend. This is distributed in the months of August, December, March, May.

How secure is the dividend of Ally Financial?

Ally Financial paid dividends every year for the past 13 years.

What is the dividend of Ally Financial?

For the upcoming 12 months, dividends amounting to 1.32 USD are expected. This corresponds to a dividend yield of 3.44 %.

In which sector is Ally Financial located?

Ally Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ally Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ally Financial from 5/15/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 4/30/2024.

When did Ally Financial pay the last dividend?

The last dividend was paid out on 5/15/2024.

What was the dividend of Ally Financial in the year 2023?

In the year 2023, Ally Financial distributed 1.2 USD as dividends.

In which currency does Ally Financial pay out the dividend?

The dividends of Ally Financial are distributed in USD.