Ally Financial ROE 2024

Ally Financial Aktienanalyse

What does Ally Financial do?

Ally Financial Inc is a financial services company headquartered in Detroit, Michigan. The company was founded in 1919 under the name General Motors Acceptance Corporation (GMAC) and was originally a subsidiary of General Motors, one of the world's largest automakers. GMAC's purpose was to provide vehicle financing for General Motors customers. Over the years, Ally's business model has changed and expanded, especially after the 2008 financial crisis, which also heavily impacted GM. Ally Financial was formed in 2009 when GMAC was converted into a standalone company. Today, Ally offers a wide range of financial services, including auto loans, leasing, online banking, mortgages, credit cards, and investment products. Ally is one of the largest auto financing companies in the United States and also has a presence in Canada and Mexico. The auto lending division remains a significant part of Ally's business, as the company has made a name for itself as a pioneer in the digital financial world. Ally is an online auto loan lender that provides customers with a quick and convenient way to finance or lease a vehicle. Customers can choose their car online and request real-time financing through the Ally Auto portal. In addition to auto loans, Ally also offers a range of banking services. Their Ally Bank Online Savings Account offers a high-interest rate and is one of the top online savings products in the market. They also offer inviting overdraft protection and a free Ally Bank Debit Mastercard. Ally also has a mortgage division and offers refinancing and home loans. These are handled through the Ally Home Loan department and provide a variety of mortgage options tailored to customer needs. In the investment sector, Ally offers various investment products, including Exchange Traded Funds (ETFs) and an online trading platform called Ally Invest. Through Ally Invest, customers can easily and quickly trade stocks, exchange-traded funds (ETFs), and options. In summary, Ally Financial offers a comprehensive range of financial services and has established itself as a leading provider of online auto loans and banking solutions in the US market. The company operates multiple business segments and offers innovative products and services to its customers. Ally specializes in offering its services online, providing a simple and convenient way to access financial products. With an annual revenue of over $9 billion, Ally Financial has a strong position in the American market and is also becoming increasingly recognized internationally. Ally Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Ally Financial's Return on Equity (ROE)

Ally Financial's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Ally Financial's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Ally Financial's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Ally Financial’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Ally Financial Stock

What is the ROE (Return on Equity) of Ally Financial this year?

The ROE of Ally Financial this year is 0.07 undefined.

How has the Return on Equity (ROE) of Ally Financial developed compared to the previous year?

The ROE of Ally Financial has increased by -47% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Ally Financial?

A high ROE indicates that Ally Financial generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Ally Financial?

A low ROE can indicate that Ally Financial is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Ally Financial affect the company?

A change in ROE (Return on Equity) of Ally Financial can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Ally Financial?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Ally Financial?

Some factors that can influence Ally Financial's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Ally Financial pay?

Over the past 12 months, Ally Financial paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 3.03 %. For the coming 12 months, Ally Financial is expected to pay a dividend of 1.32 USD.

What is the dividend yield of Ally Financial?

The current dividend yield of Ally Financial is 3.03 %.

When does Ally Financial pay dividends?

Ally Financial pays a quarterly dividend. This is distributed in the months of August, November, February, May.

How secure is the dividend of Ally Financial?

Ally Financial paid dividends every year for the past 13 years.

What is the dividend of Ally Financial?

For the upcoming 12 months, dividends amounting to 1.32 USD are expected. This corresponds to a dividend yield of 3.32 %.

In which sector is Ally Financial located?

Ally Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ally Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ally Financial from 5/15/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 4/30/2024.

When did Ally Financial pay the last dividend?

The last dividend was paid out on 5/15/2024.

What was the dividend of Ally Financial in the year 2023?

In the year 2023, Ally Financial distributed 1.2 USD as dividends.

In which currency does Ally Financial pay out the dividend?

The dividends of Ally Financial are distributed in USD.