Ally Financial Equity 2024

Ally Financial Aktienanalyse

What does Ally Financial do?

Ally Financial Inc is a financial services company headquartered in Detroit, Michigan. The company was founded in 1919 under the name General Motors Acceptance Corporation (GMAC) and was originally a subsidiary of General Motors, one of the world's largest automakers. GMAC's purpose was to provide vehicle financing for General Motors customers. Over the years, Ally's business model has changed and expanded, especially after the 2008 financial crisis, which also heavily impacted GM. Ally Financial was formed in 2009 when GMAC was converted into a standalone company. Today, Ally offers a wide range of financial services, including auto loans, leasing, online banking, mortgages, credit cards, and investment products. Ally is one of the largest auto financing companies in the United States and also has a presence in Canada and Mexico. The auto lending division remains a significant part of Ally's business, as the company has made a name for itself as a pioneer in the digital financial world. Ally is an online auto loan lender that provides customers with a quick and convenient way to finance or lease a vehicle. Customers can choose their car online and request real-time financing through the Ally Auto portal. In addition to auto loans, Ally also offers a range of banking services. Their Ally Bank Online Savings Account offers a high-interest rate and is one of the top online savings products in the market. They also offer inviting overdraft protection and a free Ally Bank Debit Mastercard. Ally also has a mortgage division and offers refinancing and home loans. These are handled through the Ally Home Loan department and provide a variety of mortgage options tailored to customer needs. In the investment sector, Ally offers various investment products, including Exchange Traded Funds (ETFs) and an online trading platform called Ally Invest. Through Ally Invest, customers can easily and quickly trade stocks, exchange-traded funds (ETFs), and options. In summary, Ally Financial offers a comprehensive range of financial services and has established itself as a leading provider of online auto loans and banking solutions in the US market. The company operates multiple business segments and offers innovative products and services to its customers. Ally specializes in offering its services online, providing a simple and convenient way to access financial products. With an annual revenue of over $9 billion, Ally Financial has a strong position in the American market and is also becoming increasingly recognized internationally. Ally Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Ally Financial's Equity

Ally Financial's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Ally Financial's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Ally Financial's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Ally Financial's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Ally Financial’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Ally Financial stock

What is the equity of Ally Financial this year?

Ally Financial has equity of 13.77 B USD this year.

What was the equity of Ally Financial compared to the previous year?

The equity of Ally Financial has increased/decreased by 7.05% increased compared to the previous year.

What impact does a high equity have on investors of Ally Financial?

A high equity is advantageous for investors of Ally Financial as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Ally Financial?

A low equity can be a risk for investors of Ally Financial, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Ally Financial affect the company?

An increase in equity of Ally Financial can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Ally Financial affect the company?

A reduction in equity of Ally Financial can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Ally Financial?

Some factors that can affect the equity of Ally Financial include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Ally Financial so important for investors?

The equity of Ally Financial is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Ally Financial take to change the equity?

To change equity, Ally Financial can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Ally Financial pay?

Over the past 12 months, Ally Financial paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 3.33 %. For the coming 12 months, Ally Financial is expected to pay a dividend of 1.32 USD.

What is the dividend yield of Ally Financial?

The current dividend yield of Ally Financial is 3.33 %.

When does Ally Financial pay dividends?

Ally Financial pays a quarterly dividend. This is distributed in the months of February, May, September, December.

How secure is the dividend of Ally Financial?

Ally Financial paid dividends every year for the past 13 years.

What is the dividend of Ally Financial?

For the upcoming 12 months, dividends amounting to 1.32 USD are expected. This corresponds to a dividend yield of 3.69 %.

In which sector is Ally Financial located?

Ally Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ally Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ally Financial from 11/15/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 11/1/2024.

When did Ally Financial pay the last dividend?

The last dividend was paid out on 11/15/2024.

What was the dividend of Ally Financial in the year 2023?

In the year 2023, Ally Financial distributed 1.2 USD as dividends.

In which currency does Ally Financial pay out the dividend?

The dividends of Ally Financial are distributed in USD.