Ally Financial Liabilities 2024

Ally Financial Aktienanalyse

What does Ally Financial do?

Ally Financial Inc is a financial services company headquartered in Detroit, Michigan. The company was founded in 1919 under the name General Motors Acceptance Corporation (GMAC) and was originally a subsidiary of General Motors, one of the world's largest automakers. GMAC's purpose was to provide vehicle financing for General Motors customers. Over the years, Ally's business model has changed and expanded, especially after the 2008 financial crisis, which also heavily impacted GM. Ally Financial was formed in 2009 when GMAC was converted into a standalone company. Today, Ally offers a wide range of financial services, including auto loans, leasing, online banking, mortgages, credit cards, and investment products. Ally is one of the largest auto financing companies in the United States and also has a presence in Canada and Mexico. The auto lending division remains a significant part of Ally's business, as the company has made a name for itself as a pioneer in the digital financial world. Ally is an online auto loan lender that provides customers with a quick and convenient way to finance or lease a vehicle. Customers can choose their car online and request real-time financing through the Ally Auto portal. In addition to auto loans, Ally also offers a range of banking services. Their Ally Bank Online Savings Account offers a high-interest rate and is one of the top online savings products in the market. They also offer inviting overdraft protection and a free Ally Bank Debit Mastercard. Ally also has a mortgage division and offers refinancing and home loans. These are handled through the Ally Home Loan department and provide a variety of mortgage options tailored to customer needs. In the investment sector, Ally offers various investment products, including Exchange Traded Funds (ETFs) and an online trading platform called Ally Invest. Through Ally Invest, customers can easily and quickly trade stocks, exchange-traded funds (ETFs), and options. In summary, Ally Financial offers a comprehensive range of financial services and has established itself as a leading provider of online auto loans and banking solutions in the US market. The company operates multiple business segments and offers innovative products and services to its customers. Ally specializes in offering its services online, providing a simple and convenient way to access financial products. With an annual revenue of over $9 billion, Ally Financial has a strong position in the American market and is also becoming increasingly recognized internationally. Ally Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Ally Financial's Liabilities

Ally Financial's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Ally Financial's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Ally Financial's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Ally Financial's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Ally Financial’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Ally Financial stock

What is the level of liabilities of Ally Financial this year?

Ally Financial has a debt balance of 182.63 B USD this year.

What were the liabilities of Ally Financial compared to the previous year?

The liabilities of Ally Financial have increased by 2.04% increased compared to the previous year.

What are the consequences of high debt for investors of Ally Financial?

High liabilities can pose a risk for investors of Ally Financial, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Ally Financial?

Low liabilities mean that Ally Financial has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Ally Financial affect the company?

An increase in liabilities of Ally Financial can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Ally Financial affect the company?

A decrease in the liabilities of Ally Financial can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Ally Financial?

Some factors that can influence the liabilities of Ally Financial include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Ally Financial so important for investors?

The liabilities of Ally Financial are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Ally Financial take to modify the liabilities?

To change its liabilities, Ally Financial can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Ally Financial pay?

Over the past 12 months, Ally Financial paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 3.04 %. For the coming 12 months, Ally Financial is expected to pay a dividend of 1.32 USD.

What is the dividend yield of Ally Financial?

The current dividend yield of Ally Financial is 3.04 %.

When does Ally Financial pay dividends?

Ally Financial pays a quarterly dividend. This is distributed in the months of February, May, September, December.

How secure is the dividend of Ally Financial?

Ally Financial paid dividends every year for the past 13 years.

What is the dividend of Ally Financial?

For the upcoming 12 months, dividends amounting to 1.32 USD are expected. This corresponds to a dividend yield of 3.34 %.

In which sector is Ally Financial located?

Ally Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ally Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ally Financial from 11/15/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 11/1/2024.

When did Ally Financial pay the last dividend?

The last dividend was paid out on 11/15/2024.

What was the dividend of Ally Financial in the year 2023?

In the year 2023, Ally Financial distributed 1.2 USD as dividends.

In which currency does Ally Financial pay out the dividend?

The dividends of Ally Financial are distributed in USD.