RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Upstart Holdings - Stock

Upstart Holdings EBIT 2024

Upstart Holdings EBIT

-159.18 M USD

Ticker

UPST

ISIN

US91680M1071

WKN

A2QJL7

In 2024, Upstart Holdings's EBIT was -159.18 M USD, a -37.95% increase from the -256.53 M USD EBIT recorded in the previous year.

The Upstart Holdings EBIT history

YEAREBIT (undefined USD)
2026e40.21
2025e-145.71
2024e-159.18
2023-256.53
2022-49.1
202194.8
20207
2019-8.9
2018-18.8
2017-13.6

Upstart Holdings Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Upstart Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Upstart Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Upstart Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Upstart Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Upstart Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Upstart Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Upstart Holdings’s growth potential.

Upstart Holdings Revenue, EBIT and net profit per share

DateUpstart Holdings RevenueUpstart Holdings EBITUpstart Holdings Net Income
2026e832.56 M undefined40.21 M undefined51.51 M undefined
2025e713.6 M undefined-145.71 M undefined9.62 M undefined
2024e548.66 M undefined-159.18 M undefined-88.36 M undefined
2023513.56 M undefined-256.53 M undefined-240.13 M undefined
2022907.3 M undefined-49.1 M undefined-108.7 M undefined
2021801.3 M undefined94.8 M undefined135.4 M undefined
2020228.6 M undefined7 M undefined6 M undefined
2019159.8 M undefined-8.9 M undefined-500,000 undefined
201888.5 M undefined-18.8 M undefined-12.3 M undefined
201751.2 M undefined-13.6 M undefined-7.7 M undefined

Upstart Holdings stock margins

The Upstart Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Upstart Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Upstart Holdings.

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EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Upstart Holdings's sales revenue. A higher gross margin percentage indicates that the Upstart Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Upstart Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Upstart Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Upstart Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Upstart Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Upstart Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Upstart Holdings Margin History

Upstart Holdings Gross marginUpstart Holdings Profit marginUpstart Holdings EBIT marginUpstart Holdings Profit margin
2026e70.71 %4.83 %6.19 %
2025e70.71 %-20.42 %1.35 %
2024e70.71 %-29.01 %-16.11 %
202370.71 %-49.95 %-46.76 %
202279.28 %-5.41 %-11.98 %
202185.32 %11.83 %16.9 %
202083.55 %3.06 %2.62 %
201984.42 %-5.57 %-0.31 %
201882.6 %-21.24 %-13.9 %
201779.88 %-26.56 %-15.04 %

Upstart Holdings Aktienanalyse

What does Upstart Holdings do?

Upstart Holdings Inc is an online lender that was founded in 2012 by Dave Girouard, Anna Counselman, and other former Google employees. The company differentiates itself from traditional lenders by using an artificial intelligence platform to automate credit evaluations. It also offers lower interest rates than many traditional lenders and focuses on providing education and consumer loans. Upstart received its first round of funding in 2012 and has received several million dollars in investments over the years. In 2015, the company conducted a Series C funding round worth $35 million, led by Third Point Ventures, and in 2017, it conducted a Series D funding round worth $32.5 million, led by Rakuten. Upstart is headquartered in San Carlos, California and also operates branches in Texas, Ohio, and Utah. The company currently has approximately 425 employees and plans to expand further in the future. Upstart's business model is based on using artificial intelligence to provide lenders with a fast and accurate way to assess applicants' creditworthiness. Upstart uses a wide range of information, including educational and employment histories, to obtain a comprehensive picture of applicants. The company also utilizes data analytics and machine learning to identify patterns in the data and continuously improve creditworthiness evaluations. Upstart's various divisions include education loans, consumer loans, and partnerships with other companies to develop their credit programs and platforms. Upstart offers its customers a wide range of products, including student loans, career training loans, and debt consolidation loans. Upstart's education loans offer flexible repayment plans and interest rates that are often lower than those of traditional lenders. The company collaborates with various universities and other educational institutions to offer customized loan programs for students. Upstart's consumer loans encompass loans for consolidating credit card debt, loans for major purchases such as car repairs or furniture purchases, and loans for financing renovation projects. Upstart also provides customization options so that customers can tailor their loans to their individual needs. Upstart also collaborates with companies to develop their credit programs and platforms based on the company's technology and credit analysis tools. This enables companies to quickly and effectively extend credit to their customers while minimizing the risk of defaults. Upstart has quickly become a leading online lender that uses intelligent technology to make credit lending faster and more effective. The company specializes in providing loans for education and consumer credit and offers its customers a wide range of products and services. Upstart remains innovative by continuously exploring the possibilities of artificial intelligence to further improve its lending practices and satisfy its customers. Upstart Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Upstart Holdings's EBIT

Upstart Holdings's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Upstart Holdings's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Upstart Holdings's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Upstart Holdings’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Upstart Holdings Stock

How much did Upstart Holdings achieve in EBIT for the current year?

In the current year, Upstart Holdings has achieved an EBIT of -159.18 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Upstart Holdings.

How has the EBIT of Upstart Holdings developed in recent years?

The EBIT of Upstart Holdings has increased by -37.947% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Upstart Holdings?

The EBIT of Upstart Holdings is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Upstart Holdings pay?

Over the past 12 months, Upstart Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Upstart Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Upstart Holdings?

The current dividend yield of Upstart Holdings is .

When does Upstart Holdings pay dividends?

Upstart Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Upstart Holdings?

Upstart Holdings paid dividends every year for the past 0 years.

What is the dividend of Upstart Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Upstart Holdings located?

Upstart Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Upstart Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Upstart Holdings from 7/1/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 7/1/2024.

When did Upstart Holdings pay the last dividend?

The last dividend was paid out on 7/1/2024.

What was the dividend of Upstart Holdings in the year 2023?

In the year 2023, Upstart Holdings distributed 0 USD as dividends.

In which currency does Upstart Holdings pay out the dividend?

The dividends of Upstart Holdings are distributed in USD.

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Andere Kennzahlen von Upstart Holdings

Our stock analysis for Upstart Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Upstart Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.