Upstart Holdings Equity 2025

Upstart Holdings Aktienanalyse

What does Upstart Holdings do?

Upstart Holdings Inc is an online lender that was founded in 2012 by Dave Girouard, Anna Counselman, and other former Google employees. The company differentiates itself from traditional lenders by using an artificial intelligence platform to automate credit evaluations. It also offers lower interest rates than many traditional lenders and focuses on providing education and consumer loans. Upstart received its first round of funding in 2012 and has received several million dollars in investments over the years. In 2015, the company conducted a Series C funding round worth $35 million, led by Third Point Ventures, and in 2017, it conducted a Series D funding round worth $32.5 million, led by Rakuten. Upstart is headquartered in San Carlos, California and also operates branches in Texas, Ohio, and Utah. The company currently has approximately 425 employees and plans to expand further in the future. Upstart's business model is based on using artificial intelligence to provide lenders with a fast and accurate way to assess applicants' creditworthiness. Upstart uses a wide range of information, including educational and employment histories, to obtain a comprehensive picture of applicants. The company also utilizes data analytics and machine learning to identify patterns in the data and continuously improve creditworthiness evaluations. Upstart's various divisions include education loans, consumer loans, and partnerships with other companies to develop their credit programs and platforms. Upstart offers its customers a wide range of products, including student loans, career training loans, and debt consolidation loans. Upstart's education loans offer flexible repayment plans and interest rates that are often lower than those of traditional lenders. The company collaborates with various universities and other educational institutions to offer customized loan programs for students. Upstart's consumer loans encompass loans for consolidating credit card debt, loans for major purchases such as car repairs or furniture purchases, and loans for financing renovation projects. Upstart also provides customization options so that customers can tailor their loans to their individual needs. Upstart also collaborates with companies to develop their credit programs and platforms based on the company's technology and credit analysis tools. This enables companies to quickly and effectively extend credit to their customers while minimizing the risk of defaults. Upstart has quickly become a leading online lender that uses intelligent technology to make credit lending faster and more effective. The company specializes in providing loans for education and consumer credit and offers its customers a wide range of products and services. Upstart remains innovative by continuously exploring the possibilities of artificial intelligence to further improve its lending practices and satisfy its customers. Upstart Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Upstart Holdings's Equity

Upstart Holdings's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Upstart Holdings's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Upstart Holdings's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Upstart Holdings's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Upstart Holdings’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Upstart Holdings stock

What is the equity of Upstart Holdings this year?

Upstart Holdings has equity of 635.3 M USD this year.

What was the equity of Upstart Holdings compared to the previous year?

The equity of Upstart Holdings has increased/decreased by -5.52% decreased compared to the previous year.

What impact does a high equity have on investors of Upstart Holdings?

A high equity is advantageous for investors of Upstart Holdings as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Upstart Holdings?

A low equity can be a risk for investors of Upstart Holdings, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Upstart Holdings affect the company?

An increase in equity of Upstart Holdings can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Upstart Holdings affect the company?

A reduction in equity of Upstart Holdings can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Upstart Holdings?

Some factors that can affect the equity of Upstart Holdings include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Upstart Holdings so important for investors?

The equity of Upstart Holdings is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Upstart Holdings take to change the equity?

To change equity, Upstart Holdings can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Upstart Holdings pay?

Over the past 12 months, Upstart Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Upstart Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Upstart Holdings?

The current dividend yield of Upstart Holdings is .

When does Upstart Holdings pay dividends?

Upstart Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Upstart Holdings?

Upstart Holdings paid dividends every year for the past 0 years.

What is the dividend of Upstart Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Upstart Holdings located?

Upstart Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Upstart Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Upstart Holdings from 1/20/2025 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 1/20/2025.

When did Upstart Holdings pay the last dividend?

The last dividend was paid out on 1/20/2025.

What was the dividend of Upstart Holdings in the year 2024?

In the year 2024, Upstart Holdings distributed 0 USD as dividends.

In which currency does Upstart Holdings pay out the dividend?

The dividends of Upstart Holdings are distributed in USD.