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Overview
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United Security Bancshares Stock

United Security Bancshares Stock UBFO

UBFO
US9114601035
351160

Price

9.26
Today +/-
+0.17
Today %
+2.13 %

United Security Bancshares stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the United Security Bancshares stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the United Security Bancshares stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the United Security Bancshares stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze United Security Bancshares's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

United Security Bancshares Stock Price History

DateUnited Security Bancshares Price
7/3/20259.26 undefined
7/2/20259.06 undefined
7/1/20259.01 undefined
6/30/20258.63 undefined
6/27/20258.60 undefined
6/26/20258.39 undefined
6/25/20258.29 undefined
6/24/20258.43 undefined
6/23/20258.32 undefined
6/20/20258.36 undefined
6/18/20258.32 undefined
6/17/20258.05 undefined
6/16/20258.24 undefined
6/13/20258.37 undefined
6/12/20258.66 undefined
6/11/20258.55 undefined
6/10/20258.57 undefined
6/6/20258.63 undefined

United Security Bancshares Revenue, EBIT, Net Income

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into United Security Bancshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by United Security Bancshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects United Security Bancshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of United Security Bancshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into United Security Bancshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing United Security Bancshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on United Security Bancshares’s growth potential.

United Security Bancshares Revenue, EBIT and net profit per share

DateUnited Security Bancshares RevenueUnited Security Bancshares Net Income
202465.46 M undefined14.78 M undefined
202365.95 M undefined19.8 M undefined
202251.1 M undefined15.69 M undefined
202141.12 M undefined10.1 M undefined
202039.63 M undefined8.96 M undefined
201946.45 M undefined15.17 M undefined
201841.23 M undefined14.02 M undefined
201737.24 M undefined8.64 M undefined
201633.98 M undefined7.39 M undefined
201532.15 M undefined6.81 M undefined
201430.12 M undefined6.22 M undefined
201326.97 M undefined7.27 M undefined
201230.63 M undefined6.07 M undefined
201134.82 M undefined-10.81 M undefined
201038.43 M undefined-4.44 M undefined
200941.98 M undefined-4.54 M undefined
200853.49 M undefined4.07 M undefined
200766.84 M undefined11.26 M undefined
200656.39 M undefined13.36 M undefined
200545.18 M undefined11.01 M undefined

United Security Bancshares Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (M)
EBIT MARGIN (%)
NET INCOME (M)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
1994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
12161719242431343433354556665341383430263032333741463941516565
-33.336.2511.7626.32-29.179.68--2.946.0628.5724.4417.86-19.70-22.64-7.32-10.53-11.76-13.3315.386.673.1312.1210.8112.20-15.225.1324.3927.45-
-------------------------------
0000000000000000000000000000000
0000000000000000000000000000000
-------------------------------
223344666781113114-4-4-106766781415810151914
--50.00-33.33-50.00--16.6714.2937.5018.18-15.38-63.64-200.00-150.00-160.0016.67-14.29-16.6714.2975.007.14-46.6725.0050.0026.67-26.32
-------------------------------
-------------------------------
14.0814.2314.4614.9715.415.4715.6715.6115.3915.4615.916.0616.0816.7816.5716.5116.5116.511717.0117.0316.8716.8816.916.9416.981717.0317.0617.1317.2
-------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The United Security Bancshares Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the United Security Bancshares is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (M)
TOTAL ASSETS (M)
LIABILITIES
COMMON STOCK (M)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (M)
OTHER EQUITY (k)
UNREAL. GAINS/LOSSES (M)
EQUITY (M)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (k)
SHORT-TERM DEBTS (M)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (M)
LONG-T. LIAB. (M)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (M)
DEBT (M)
TOTAL CAPITAL (M)
1997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                       
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
3.73.63.93.43.12.64.68.11115.315.614.313.312.912.712.312.111.610.810.410.29.812.71211.511.810.4411.74
1.61.62.32.12.82.64.74.343.63.12.72.31.94.14.34.50.90.90.81.61.900003.24.28
0000000000000000000000000000
4.13.83.41.41.210.72.21.91.5432-6.60.60.20.100000000000
0001.61.51.31.21.91.72.912.410.47.464.54.54.54.54.54.54.54.54.54.54.54.54.494.49
0.70.511.21.71.63.14.55.25.34.37.17.58.911.59.711.66.95.23.32.43.23.22.93.612.814.0614.42
10.19.510.69.710.39.114.32123.828.639.437.532.523.133.43132.823.921.41918.719.420.419.419.629.132.1834.92
10.19.510.69.710.39.114.32123.828.639.437.532.523.133.43132.823.921.41918.719.420.419.419.629.132.1834.92
                                                       
8.58.61819.218.217.618.222.322.120.432.634.837.639.941.443.245.849.352.656.657.958.65959.459.66060.5961.27
8.68.900000000000000000000000000
4.47.310.714.918.622.627.131.938.746.95047.740.533.821.426.230.933.737.340.744.249.957.659.161.769.97783.45
100100-400-400-800400-300-1,000-1,800-1,300-200-2,900-2,300-400-700100-100-200-200-600-700700-700-800-600-200-130-147
000000000000000000000000-0.5-17.3-14.91-14.21
21.624.928.333.73640.64553.2596682.479.675.873.362.169.576.682.889.796.7101.4109.2115.9117.7120.2112.4122.54130.36
1.92.32.52.92.83.75.86.27.99.79654.85.76.15.84.95.95.97.180.100000
00000000000000000000003.532.72.11.443.16
02000100000000000000000000000000
0011.948.228.436.10.30.10032.366.500000000000000620
0000000000000000000000000000
1.92.514.451.231.239.86.16.37.99.741.372.554.85.76.15.84.95.95.97.183.632.72.163.443.16
000015151515.515.515.513.311.910.710.6910.111.110.18.38.89.710.210.810.911.210.911.2111.57
0000000000000000000000000000
00000000000000000000008.28.38.78.39.389
000015151515.515.515.513.311.910.710.6910.111.110.18.38.89.710.21919.219.919.220.5920.57
1.92.514.451.246.254.821.121.823.425.254.684.415.715.414.716.216.91514.214.716.818.222.622.222.621.384.0323.73
23.527.442.784.982.295.466.17582.491.213716491.588.776.885.793.597.8103.9111.4118.2127.4138.5139.9142.8133.7206.57154.1
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of United Security Bancshares provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand United Security Bancshares's financial health and stability.

Assets

United Security Bancshares's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that United Security Bancshares must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of United Security Bancshares after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into United Security Bancshares's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
3344666781113114-4-4-1067667814158101519
0011111011122221111111111111
000000000000-10-2-21-141200000-20
01100033004661181213-3-1-2-4-4-13350
0000000001-2-10454010011200130
00000000000000000000002322311
2223333475862032000316753369
456678111291416181213959119997111413162321
0-1-1-10000-2-3-5-100000-100-1-1-10-1-1-20
-851-83-13-67-85-6826-44-12-69-30-9587135182-63-41-77-20-12-22-65-319-17487
-853-82-12-67-85-6827-41-8-63-29-9587235193-62-41-75-19-11-21-64-318-17288
0000000000000000000000000000
0000000000000000000-1000000062
000011300-10-2-9-1000000000000000
3031-2678759-2142533-6-9-61-12-15-10-2022545481137126227-30-106
3032-1677663-184794010-3-61-12-15-11-202256541111712134235-22-161
0-1-1-1-1-2-2-3-3-3-4-5-400000000-2-4-5-7-7-7-7
-157-45-1071021776-19-17-59692517-6-3122-12-5112-175-74-1802
3.864.035.785.117.157.5510.8211.386.8210.1410.2817.7712.2312.968.814.868.8610.758.238.538.396.4310.3213.3412.6615.321.5620.59
0000000000000000000000000000

United Security Bancshares stock margins

The United Security Bancshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of United Security Bancshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for United Security Bancshares.

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  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the United Security Bancshares's sales revenue. A higher gross margin percentage indicates that the United Security Bancshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the United Security Bancshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the United Security Bancshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the United Security Bancshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the United Security Bancshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the United Security Bancshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

United Security Bancshares Margin History

DateUnited Security Bancshares Profit margin
202422.58 %
202330.02 %
202230.7 %
202124.56 %
202022.61 %
201932.66 %
201834 %
201723.2 %
201621.75 %
201521.18 %
201420.65 %
201326.96 %
201219.82 %
2011-31.05 %
2010-11.55 %
2009-10.81 %
20087.61 %
200716.85 %
200623.69 %
200524.37 %

United Security Bancshares Stock Sales Revenue, EBIT, Earnings per Share

The United Security Bancshares earnings per share therefore indicates how much revenue United Security Bancshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue United Security Bancshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Security Bancshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Security Bancshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Security Bancshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Security Bancshares Revenue, EBIT and net profit per share

DateUnited Security Bancshares Sales per ShareUnited Security Bancshares Earnings per Share
20243.81 undefined0.86 undefined
20233.85 undefined1.16 undefined
20223 undefined0.92 undefined
20212.41 undefined0.59 undefined
20202.33 undefined0.53 undefined
20192.74 undefined0.89 undefined
20182.43 undefined0.83 undefined
20172.2 undefined0.51 undefined
20162.01 undefined0.44 undefined
20151.91 undefined0.4 undefined
20141.77 undefined0.37 undefined
20131.59 undefined0.43 undefined
20121.8 undefined0.36 undefined
20112.11 undefined-0.65 undefined
20102.33 undefined-0.27 undefined
20092.54 undefined-0.27 undefined
20083.23 undefined0.25 undefined
20073.98 undefined0.67 undefined
20063.51 undefined0.83 undefined
20052.81 undefined0.69 undefined

United Security Bancshares business model

United Security Bancshares is an American company headquartered in Fresno, California. It was founded in 1987 and has been listed on the Nasdaq stock exchange since 1997. It is a financial institution that offers a wide range of banking services for personal and business customers. The business model of United Security Bancshares is to be a safe haven for customers to invest or borrow their money. It offers various types of accounts, including savings accounts, checking accounts, money market accounts, and certificates of deposit. In addition, the company offers a variety of loan products, such as mortgages, auto loans, credit cards, and other personal loans. United Security Bancshares has three main divisions - Commercial Banking, Retail Banking, and Wealth Management. In the Commercial Banking division, the company targets small and medium-sized businesses. Here, they offer specialized services such as lines of credit, equipment financing, leasing, and other financing solutions. In the Retail Banking division, United Security Bancshares offers personal banking services for individual customers. This includes deposit and loan products, as well as wealth management services such as investment advice and insurance. The Wealth Management division offers specialized investment and asset management services for affluent clients. This includes investment advice, portfolio management, tax planning, and specialized financial instruments. One of the strengths of United Security Bancshares is its focus on customer satisfaction. The company places great importance on its relationship with its customers to ensure they have the best possible experience. To achieve this, the company offers its customers flexible and customizable financial management solutions, professional advice, and personalized support. United Security Bancshares is also very active in the community where it operates. It supports various nonprofit organizations and dedicates a portion of its profits to charitable causes. In conclusion, United Security Bancshares is a solid financial institution that offers a wide range of banking services for all types of customers. It has a strong customer orientation and is highly committed to the community. Employees of United Security Bancshares work with customers to find solutions that suit their needs and strive to maximize customer satisfaction. United Security Bancshares is one of the most popular companies on Eulerpool.com.

United Security Bancshares SWOT Analysis

Strengths

United Security Bancshares possesses several strengths that contribute to its success in the market:

  • Established reputation and longevity in the banking industry.
  • Strong financial performance and stability.
  • Extensive branch network providing convenient access to customers.
  • Highly skilled and experienced management team.
  • Strong relationships with customers and a focus on excellent customer service.

Weaknesses

Despite its strengths, United Security Bancshares faces certain weaknesses that may hinder its growth:

  • Limited geographic presence, primarily focused on a specific region.
  • Relatively smaller market share compared to larger competitors.
  • Limited product and service offerings compared to larger banks.
  • Limited brand recognition outside its geographical area.
  • Dependency on local economic conditions, potentially impacting profitability.

Opportunities

United Security Bancshares has opportunities to capitalize on to further enhance its market position:

  • Potential for geographic expansion into new markets.
  • Growing demand for personalized and community-focused banking services.
  • Potential partnerships with fintech companies to enhance digital offerings.
  • Increasing customer awareness and preference for local, independent banks.
  • Potential acquisition of smaller regional banks to expand market reach.

Threats

United Security Bancshares faces certain threats that may pose challenges to its future growth:

  • Intense competition from larger national and international banks.
  • Regulatory changes and compliance requirements impacting operations.
  • Economic downturns affecting customer spending and loan demand.
  • Rapid technological advancements requiring continuous investment.
  • Cybersecurity risks and potential data breaches.
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United Security Bancshares Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

United Security Bancshares historical P/E ratio, EBIT multiple, and P/S ratio

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United Security Bancshares shares outstanding

The number of shares was United Security Bancshares in 2024 — This indicates how many shares 17.2 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

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  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue United Security Bancshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Security Bancshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Security Bancshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Security Bancshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Security Bancshares stock splits

In United Security Bancshares's history, there have been no stock splits.

United Security Bancshares dividend history and estimates

In 2024, United Security Bancshares paid a dividend amounting to 0.48 USD. Dividend means that United Security Bancshares distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for United Security Bancshares provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify United Security Bancshares’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating United Security Bancshares's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

United Security Bancshares Dividend History

DateUnited Security Bancshares Dividend
20240.48 undefined
20230.46 undefined
20220.33 undefined
20210.44 undefined
20200.44 undefined
20190.55 undefined
20180.35 undefined
20170.17 undefined
20160.01 undefined
20150.13 undefined
20080.27 undefined
20070.35 undefined
20060.3 undefined
20050.25 undefined

United Security Bancshares dividend payout ratio

In 2024, United Security Bancshares had a payout ratio of 58.31%. The payout ratio indicates the percentage of the company's profits that United Security Bancshares distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for United Security Bancshares represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for United Security Bancshares could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate United Security Bancshares's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

United Security Bancshares Payout Ratio History

DateUnited Security Bancshares Payout ratio
202458.31 %
202364.49 %
202235.87 %
202174.58 %
202083.02 %
201961.8 %
201842.17 %
201733.33 %
20162.27 %
201532.5 %
201464.49 %
201364.49 %
201264.49 %
201164.49 %
201064.49 %
200964.49 %
2008108.71 %
200752.68 %
200636.57 %
200535.81 %
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Unfortunately, there are currently no price targets and forecasts available for United Security Bancshares.

United Security Bancshares latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20220 0.31  (0 %)2022 Q4
3/31/20070.2 0.21  (5.04 %)2007 Q1
12/31/20060.22 0.18  (-17.77 %)2006 Q4
9/30/20060.19 0.21  (10.99 %)2006 Q3
6/30/20060.19 0.19  (1.82 %)2006 Q2
3/31/20060.26 0.24  (-10.02 %)2006 Q1
12/31/20050.18 0.19  (3.93 %)2005 Q4
9/30/20050.17 0.17  (-0.92 %)2005 Q3
6/30/20050.17 0.16  (-6.13 %)2005 Q2
3/31/20050.15 0.17  (9.72 %)2005 Q1
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Eulerpool ESG Scorecard© for the United Security Bancshares stock

Eulerpool World ESG Rating (EESG©)

27/ 100

🌱 Environment

32

👫 Social

18

🏛️ Governance

33

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

United Security Bancshares shareholders

%
Name
Stocks
Change
Date
7.14701 % Gill (Jagroop)1,229,2715,4823/1/2025
6.82815 % Woods (Dennis R)1,174,42932,2633/1/2025
5.20979 % Dimensional Fund Advisors, L.P.896,07411,3913/31/2025
3.94413 % Cavalla (Stanley J)678,38303/1/2025
3.89635 % The Vanguard Group, Inc.670,16503/31/2025
3.17255 % 1st & Main Growth Partners545,672-27,4673/31/2025
1.88233 % Fourthstone LLC323,7572,5123/31/2025
1.41652 % Susquehanna International Group, LLP243,63888,0753/31/2025
1.26350 % Millennium Management LLC217,320170,3073/31/2025
1.04811 % Ellithorpe (G Thompson)180,2731,9495/29/2025
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United Security Bancshares Executives and Management Board

Mr. Dennis Woods

(76)
United Security Bancshares Chairman of the Board, President, Chief Executive Officer of United Security Bancshares & United Security Bank (since 2001)
Compensation 941,187

Mr. David Kinross

(59)
United Security Bancshares Senior Vice President and Chief Financial Officer of United Security Bank
Compensation 534,411

Mr. William Yarbenet

(65)
United Security Bancshares Senior Vice President and Chief Credit Officer of United Security Bank
Compensation 508,054

Mr. Robert Oberg

(62)
United Security Bancshares Senior Vice President and Chief Risk Officer of United Security Bank and United Security Bancshares
Compensation 394,292

Mr. David Eytcheson

(82)
United Security Bancshares Chief Operating Officer, Senior Vice President of United Security Bancshares and United Security Bank
Compensation 314,519
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Most common questions regarding United Security Bancshares

What values and corporate philosophy does United Security Bancshares represent?

United Security Bancshares represents a company built on strong values and a clear corporate philosophy. With a commitment to integrity, excellence, and innovation, United Security Bancshares prioritizes trust and customer satisfaction. By providing exceptional financial solutions, they aim to foster long-term relationships and create value for their shareholders. Their focus on community engagement ensures they contribute positively to the areas they serve. Demonstrating a dedication to professionalism and transparency, United Security Bancshares upholds a customer-centric approach while embracing cutting-edge technologies to enhance their services. With a rich history and a forward-thinking approach, United Security Bancshares sets itself apart in the financial industry.

In which countries and regions is United Security Bancshares primarily present?

United Security Bancshares is primarily present in the United States. With its headquarters in Fresno, California, the company operates through its subsidiary, United Security Bank. Serving the Central Valley region of California, United Security Bancshares focuses on providing a range of banking and financial services to individuals, businesses, and agricultural customers within its local community. As a community-focused bank, United Security Bancshares emphasizes building strong relationships and supporting local economic development. With its extensive network of branches and ATMs in California, United Security Bancshares aims to meet the banking needs of its customers efficiently and effectively.

What significant milestones has the company United Security Bancshares achieved?

United Security Bancshares has achieved several significant milestones. One notable accomplishment is its consistent financial growth over the years. With a strong focus on providing excellent banking services, United Security Bancshares has managed to expand its customer base and increase its market share. Additionally, the company has successfully maintained a solid reputation by prioritizing customer satisfaction and offering innovative solutions. United Security Bancshares has also gained recognition for its commitment to corporate social responsibility, actively supporting various community initiatives. These milestones demonstrate the company's dedication to delivering value to its stakeholders and positioning itself as a leader in the banking industry.

What is the history and background of the company United Security Bancshares?

United Security Bancshares is a prominent financial institution founded in (year). Over the years, it has established a strong presence in the market with its commitment to providing quality banking services. The company boasts a rich history of delivering innovative solutions and building lasting relationships with its customers. United Security Bancshares operates with a customer-centric approach, offering a comprehensive range of banking products and personalized solutions tailored to meet the diverse needs of individuals, businesses, and communities. With a steadfast focus on integrity and excellence, United Security Bancshares has become a trusted name in the financial industry.

Who are the main competitors of United Security Bancshares in the market?

The main competitors of United Security Bancshares in the market include other financial institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup. These companies operate in the same industry as United Security Bancshares and provide similar services, such as banking and financial solutions. Despite facing competition from these established players, United Security Bancshares maintains its market position through its unique offerings and customer-focused approach.

In which industries is United Security Bancshares primarily active?

United Security Bancshares is primarily active in the banking industry. The company operates as a bank holding company and provides a wide range of financial services to individual and business customers. With its subsidiaries, United Security Bancshares offers various banking products such as deposit accounts, loans, and cash management services. The company focuses on delivering personalized customer service and fostering strong relationships within the communities it serves. Being a prominent player in the banking sector, United Security Bancshares continues to provide innovative financial solutions to meet the diverse needs of its customers.

What is the business model of United Security Bancshares?

United Security Bancshares operates as a bank holding company through its subsidiary, United Security Bank. The business model of United Security Bancshares revolves around providing a wide range of financial services to individuals, small businesses, and commercial clients. With a focus on personalized customer service, United Security Bank offers various banking products, including checking and savings accounts, loans, mortgages, and investment services. The company aims to foster long-term relationships with clients by delivering strategic financial solutions and maintaining a strong presence in the communities it serves. United Security Bancshares strives to uphold its reputation as a trusted financial partner, supporting economic growth and stability.

What is the P/E ratio of United Security Bancshares 2025?

The P/E ratio cannot be calculated for United Security Bancshares at the moment.

What is the P/S ratio of United Security Bancshares 2025?

The P/S cannot be calculated for United Security Bancshares currently.

What is the Quality Investing of United Security Bancshares?

The Quality Investing for United Security Bancshares is 5/10.

What is the revenue of United Security Bancshares 2025?

The revenue cannot currently be calculated for United Security Bancshares.

How high is the profit of United Security Bancshares 2025?

The profit cannot currently be calculated for United Security Bancshares.

What is the business model of United Security Bancshares

United Security Bancshares is a financial services company based in Tuscaloosa, Alabama. The company was founded in 1920 and is listed on the NASDAQ stock exchange.

What is the United Security Bancshares dividend?

United Security Bancshares pays a dividend of 0.33 USD distributed over payouts per year.

How often does United Security Bancshares pay dividends?

The dividend cannot currently be calculated for United Security Bancshares or the company does not pay out a dividend.

What is the United Security Bancshares ISIN?

The ISIN of United Security Bancshares is US9114601035.

What is the United Security Bancshares WKN?

The WKN of United Security Bancshares is 351160.

What is the United Security Bancshares ticker?

The ticker of United Security Bancshares is UBFO.

How much dividend does United Security Bancshares pay?

Over the past 12 months, United Security Bancshares paid a dividend of 0.48 USD . This corresponds to a dividend yield of about 5.19 %. For the coming 12 months, United Security Bancshares is expected to pay a dividend of 0.48 USD.

What is the dividend yield of United Security Bancshares?

The current dividend yield of United Security Bancshares is 5.19 %.

When does United Security Bancshares pay dividends?

United Security Bancshares pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of United Security Bancshares?

United Security Bancshares paid dividends every year for the past 10 years.

What is the dividend of United Security Bancshares?

For the upcoming 12 months, dividends amounting to 0.48 USD are expected. This corresponds to a dividend yield of 5.19 %.

In which sector is United Security Bancshares located?

United Security Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Security Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Security Bancshares from 7/22/2025 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 7/7/2025.

When did United Security Bancshares pay the last dividend?

The last dividend was paid out on 7/22/2025.

What was the dividend of United Security Bancshares in the year 2024?

In the year 2024, United Security Bancshares distributed 0.46 USD as dividends.

In which currency does United Security Bancshares pay out the dividend?

The dividends of United Security Bancshares are distributed in USD.

All fundamentals about United Security Bancshares

Our stock analysis for United Security Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Security Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.