SBI Cards and Payment Services - Stock

SBI Cards and Payment Services Revenue 2024

SBI Cards and Payment Services Revenue

169.68 B INR

Ticker

SBICARD.NS

ISIN

INE018E01016

In 2024, SBI Cards and Payment Services's sales reached 169.68 B INR, a 24.16% difference from the 136.67 B INR sales recorded in the previous year.

The SBI Cards and Payment Services Revenue history

YEARREVENUE (undefined INR)GROSS MARGIN (%)
2030e357.8442,83
2029e329.0446,58
2028e302.6850,64
2027e264.7157,90
2026e225.2968,03
2025e185.5782,59
2024169.6890,32
2023136.6789,96
2022106.7790,42
202192.7793,46
202092.76165,22
201969.99218,98
201851.87295,47
201733.46458,02

SBI Cards and Payment Services Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into SBI Cards and Payment Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by SBI Cards and Payment Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects SBI Cards and Payment Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of SBI Cards and Payment Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into SBI Cards and Payment Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing SBI Cards and Payment Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on SBI Cards and Payment Services’s growth potential.

SBI Cards and Payment Services Revenue, Profit, and EBIT History

DateSBI Cards and Payment Services RevenueSBI Cards and Payment Services EBITSBI Cards and Payment Services Net Income
2030e357.84 B undefined0 undefined68.73 B undefined
2029e329.04 B undefined144.21 B undefined61.94 B undefined
2028e302.68 B undefined129.67 B undefined51.16 B undefined
2027e264.71 B undefined114.75 B undefined44.51 B undefined
2026e225.29 B undefined90.34 B undefined36.29 B undefined
2025e185.57 B undefined76.54 B undefined28.61 B undefined
2024169.68 B undefined53.12 B undefined24.08 B undefined
2023136.67 B undefined46.44 B undefined22.58 B undefined
2022106.77 B undefined30.81 B undefined16.16 B undefined
202192.77 B undefined26.99 B undefined9.85 B undefined
202092.76 B undefined35.15 B undefined12.45 B undefined
201969.99 B undefined23.16 B undefined8.63 B undefined
201851.87 B undefined16.26 B undefined6.01 B undefined
201733.46 B undefined10.99 B undefined3.73 B undefined

SBI Cards and Payment Services stock margins

The SBI Cards and Payment Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SBI Cards and Payment Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SBI Cards and Payment Services.
  • 3 years

  • 5 years

  • 10 years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the SBI Cards and Payment Services's sales revenue. A higher gross margin percentage indicates that the SBI Cards and Payment Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the SBI Cards and Payment Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the SBI Cards and Payment Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the SBI Cards and Payment Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the SBI Cards and Payment Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the SBI Cards and Payment Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

SBI Cards and Payment Services Margin History

SBI Cards and Payment Services Gross marginSBI Cards and Payment Services Profit marginSBI Cards and Payment Services EBIT marginSBI Cards and Payment Services Profit margin
2030e90.32 %0 %19.21 %
2029e90.32 %43.83 %18.82 %
2028e90.32 %42.84 %16.9 %
2027e90.32 %43.35 %16.81 %
2026e90.32 %40.1 %16.11 %
2025e90.32 %41.24 %15.42 %
202490.32 %31.3 %14.19 %
202389.96 %33.98 %16.53 %
202290.42 %28.86 %15.14 %
202193.46 %29.1 %10.61 %
202090.32 %37.89 %13.42 %
201990.32 %33.08 %12.33 %
201890.32 %31.35 %11.59 %
201790.32 %32.85 %11.14 %

SBI Cards and Payment Services Aktienanalyse

What does SBI Cards and Payment Services do?

SBI Cards and Payment Services Ltd is an Indian credit card company that was founded in 1998 as a joint venture between State Bank of India (SBI) and GE Capital. The company became a publicly listed company on the Bombay Stock Exchange and the National Stock Exchange of India in 2020. The company offers a variety of products and services tailored to the needs of retail and business customers. Its product range includes credit cards, debit cards, and prepaid cards, which come with features such as rewards programs, cashback programs, and EMI options. SBI Cards' business model focuses on providing its customers with a seamless and convenient payment experience. The company works with a variety of retailers and e-commerce platforms in India to offer its customers a wide range of shopping options and rewards programs. SBI Cards is divided into different business segments focused on specific market segments. The Corporate Cards business segment offers credit cards and payment solutions for business customers, while the Premium Cards business segment offers high-end credit cards for retail customers. SBI Cards also has a strong presence in the retail segment and offers a variety of credit cards tailored to the needs of customers who frequently shop or travel. Its premium portfolio includes credit cards such as ELITE, PRIME, and SIGNATURE, which are aimed at customers with high expenses and income and offer various benefits such as complimentary airport lounge access, exclusive rewards, and cashbacks. The company has also launched prepaid cards specifically designed for students and individuals without a credit card history. These cards provide users with a secure and convenient way to make online payments and purchases. SBI Cards has developed a wide range of services to provide its customers with a seamless experience. The company has built an effective rewards program that rewards customers for their purchases and offers a wide range of rewards such as free flight tickets, loyalty points, and discounts. It has also developed mobile banking apps that allow customers to conveniently and securely access their credit, debit, or prepaid cards. The company has also built a strong presence on social media and utilizes the platforms to keep its customers updated on its latest offers, products, and services. It has also developed a customer loyalty program specifically aimed at meeting the needs of its loyal customers. Overall, SBI Cards and Payment Services Ltd has built a strong business model based on innovation, customer satisfaction, and a seamless payment experience. The company has a strong presence in the Indian market and is committed to expanding its reach and capabilities in the coming years. SBI Cards and Payment Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding SBI Cards and Payment Services's Sales Figures

The sales figures of SBI Cards and Payment Services originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing SBI Cards and Payment Services’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize SBI Cards and Payment Services's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in SBI Cards and Payment Services’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about SBI Cards and Payment Services Stock

How much revenue did SBI Cards and Payment Services generate this year?

SBI Cards and Payment Services has achieved a revenue of 169.68 B INR this year.

How much was the turnover of the company SBI Cards and Payment Services compared to the previous year?

The revenue of SBI Cards and Payment Services has increased by 24.16% increased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of SBI Cards and Payment Services?

The revenue of SBI Cards and Payment Services is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of SBI Cards and Payment Services measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of SBI Cards and Payment Services so important for investors?

The revenue of SBI Cards and Payment Services is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does SBI Cards and Payment Services pay?

Over the past 12 months, SBI Cards and Payment Services paid a dividend of 2.5 INR . This corresponds to a dividend yield of about 0.34 %. For the coming 12 months, SBI Cards and Payment Services is expected to pay a dividend of 2.95 INR.

What is the dividend yield of SBI Cards and Payment Services?

The current dividend yield of SBI Cards and Payment Services is 0.34 %.

When does SBI Cards and Payment Services pay dividends?

SBI Cards and Payment Services pays a quarterly dividend. This is distributed in the months of June, April, April, April.

How secure is the dividend of SBI Cards and Payment Services?

SBI Cards and Payment Services paid dividends every year for the past 9 years.

What is the dividend of SBI Cards and Payment Services?

For the upcoming 12 months, dividends amounting to 2.95 INR are expected. This corresponds to a dividend yield of 0.4 %.

In which sector is SBI Cards and Payment Services located?

SBI Cards and Payment Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von SBI Cards and Payment Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of SBI Cards and Payment Services from 4/17/2024 amounting to 2.5 INR, you needed to have the stock in your portfolio before the ex-date on 3/28/2024.

When did SBI Cards and Payment Services pay the last dividend?

The last dividend was paid out on 4/17/2024.

What was the dividend of SBI Cards and Payment Services in the year 2023?

In the year 2023, SBI Cards and Payment Services distributed 2.5 INR as dividends.

In which currency does SBI Cards and Payment Services pay out the dividend?

The dividends of SBI Cards and Payment Services are distributed in INR.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von SBI Cards and Payment Services

Our stock analysis for SBI Cards and Payment Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SBI Cards and Payment Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.