How much did SBI Cards and Payment Services achieve in EBIT for the current year?
In the current year, SBI Cards and Payment Services has achieved an EBIT of 53.12 B INR.
SBI Cards and Payment Services EBIT 2024
SBI Cards and Payment Services EBIT
53.12 B INR
Ticker
SBICARD.NS
ISIN
INE018E01016
In 2024, SBI Cards and Payment Services's EBIT was 53.12 B INR, a 14.38% increase from the 46.44 B INR EBIT recorded in the previous year.
The SBI Cards and Payment Services EBIT history
| YEAR | EBIT (undefined INR) |
|---|---|
| 2030e | - |
| 2029e | 144.21 |
| 2028e | 129.67 |
| 2027e | 114.75 |
| 2026e | 90.34 |
| 2025e | 76.54 |
| 2024 | 53.12 |
| 2023 | 46.44 |
| 2022 | 30.81 |
| 2021 | 26.99 |
| 2020 | 35.15 |
| 2019 | 23.16 |
| 2018 | 16.26 |
| 2017 | 10.99 |
SBI Cards and Payment Services Revenue, EBIT, Net Income INE018E01016 ·
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Revenue, EBIT and Profit
ⓘUnderstanding Revenue, EBIT, and Income
Gain insights into SBI Cards and Payment Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by SBI Cards and Payment Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects SBI Cards and Payment Services’s net earnings, an ultimate measure of its financial health and profitability.
Yearly Analysis and Comparisons
Observe the yearly bars to understand the annual performance and growth of SBI Cards and Payment Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.
Utilizing Expectations for Investment
The expected values for the forthcoming years offer investors a glimpse into SBI Cards and Payment Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.
Investment Insights
Leveraging the comparison between Revenue and EBIT helps in assessing SBI Cards and Payment Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on SBI Cards and Payment Services’s growth potential.
SBI Cards and Payment Services Revenue, Profit, and EBIT History
| Date | SBI Cards and Payment Services Revenue | SBI Cards and Payment Services EBIT | SBI Cards and Payment Services Net Income |
|---|---|---|---|
| 2030e | 357.84 B INR | 0 INR | 68.73 B INR |
| 2029e | 329.04 B INR | 144.21 B INR | 61.94 B INR |
| 2028e | 302.68 B INR | 129.67 B INR | 51.16 B INR |
| 2027e | 264.71 B INR | 114.75 B INR | 44.51 B INR |
| 2026e | 225.29 B INR | 90.34 B INR | 36.29 B INR |
| 2025e | 185.57 B INR | 76.54 B INR | 28.61 B INR |
| 2024 | 169.68 B INR | 53.12 B INR | 24.08 B INR |
| 2023 | 136.67 B INR | 46.44 B INR | 22.58 B INR |
| 2022 | 106.77 B INR | 30.81 B INR | 16.16 B INR |
| 2021 | 92.77 B INR | 26.99 B INR | 9.85 B INR |
| 2020 | 92.76 B INR | 35.15 B INR | 12.45 B INR |
| 2019 | 69.99 B INR | 23.16 B INR | 8.63 B INR |
| 2018 | 51.87 B INR | 16.26 B INR | 6.01 B INR |
| 2017 | 33.46 B INR | 10.99 B INR | 3.73 B INR |
| Revenue | EBIT | Net Income | |
|---|---|---|---|
| 2017 | 33.46 B INR | 10.99 B INR | 3.73 B INR |
| 2018 | 51.87 B INR | 16.26 B INR | 6.01 B INR |
| 2019 | 69.99 B INR | 23.16 B INR | 8.63 B INR |
| 2020 | 92.76 B INR | 35.15 B INR | 12.45 B INR |
| 2021 | 92.77 B INR | 26.99 B INR | 9.85 B INR |
| 2022 | 106.77 B INR | 30.81 B INR | 16.16 B INR |
| 2023 | 136.67 B INR | 46.44 B INR | 22.58 B INR |
| 2024 | 169.68 B INR | 53.12 B INR | 24.08 B INR |
| 2025e | 185.57 B INR | 76.54 B INR | 28.61 B INR |
| 2026e | 225.29 B INR | 90.34 B INR | 36.29 B INR |
| 2027e | 264.71 B INR | 114.75 B INR | 44.51 B INR |
| 2028e | 302.68 B INR | 129.67 B INR | 51.16 B INR |
| 2029e | 329.04 B INR | 144.21 B INR | 61.94 B INR |
| 2030e | 357.84 B INR | 0 INR | 68.73 B INR |
SBI Cards and Payment Services stock margins INE018E01016 ·
The SBI Cards and Payment Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SBI Cards and Payment Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SBI Cards and Payment Services.
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Margin
ⓘUnderstanding Gross Margin
The gross margin, expressed as a percentage, delineates the gross profit made from the SBI Cards and Payment Services's sales revenue. A higher gross margin percentage indicates that the SBI Cards and Payment Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.
EBIT Margin Analysis
EBIT margin represents the SBI Cards and Payment Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.
Revenue Margin Insights
The revenue margin demonstrates the SBI Cards and Payment Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the SBI Cards and Payment Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.
Interpreting Expectations
The expected values for gross, EBIT, and revenue margins provide future financial outlook of the SBI Cards and Payment Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.
Comparative Analysis
Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the SBI Cards and Payment Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.
SBI Cards and Payment Services Margin History
| SBI Cards and Payment Services Gross margin | SBI Cards and Payment Services Profit margin | SBI Cards and Payment Services EBIT margin | SBI Cards and Payment Services Profit margin |
|---|---|---|---|
| 2030e | 90.32 % | 0 % | 19.21 % |
| 2029e | 90.32 % | 43.83 % | 18.82 % |
| 2028e | 90.32 % | 42.84 % | 16.9 % |
| 2027e | 90.32 % | 43.35 % | 16.81 % |
| 2026e | 90.32 % | 40.1 % | 16.11 % |
| 2025e | 90.32 % | 41.24 % | 15.42 % |
| 2024 | 90.32 % | 31.3 % | 14.19 % |
| 2023 | 89.96 % | 33.98 % | 16.53 % |
| 2022 | 90.42 % | 28.86 % | 15.14 % |
| 2021 | 93.46 % | 29.1 % | 10.61 % |
| 2020 | 90.32 % | 37.89 % | 13.42 % |
| 2019 | 90.32 % | 33.08 % | 12.33 % |
| 2018 | 90.32 % | 31.35 % | 11.59 % |
| 2017 | 90.32 % | 32.85 % | 11.14 % |
| Gross margin | EBIT margin | Profit margin | |
|---|---|---|---|
| 2017 | 90.32 % | 32.85 % | 11.14 % |
| 2018 | 90.32 % | 31.35 % | 11.59 % |
| 2019 | 90.32 % | 33.08 % | 12.33 % |
| 2020 | 90.32 % | 37.89 % | 13.42 % |
| 2021 | 93.46 % | 29.1 % | 10.61 % |
| 2022 | 90.42 % | 28.86 % | 15.14 % |
| 2023 | 89.96 % | 33.98 % | 16.53 % |
| 2024 | 90.32 % | 31.3 % | 14.19 % |
| 2025e | 90.32 % | 41.24 % | 15.42 % |
| 2026e | 90.32 % | 40.1 % | 16.11 % |
| 2027e | 90.32 % | 43.35 % | 16.81 % |
| 2028e | 90.32 % | 42.84 % | 16.9 % |
| 2029e | 90.32 % | 43.83 % | 18.82 % |
| 2030e | 90.32 % | 0 % | 19.21 % |
SBI Cards and Payment Services Aktienanalyse
What does SBI Cards and Payment Services do?
SBI Cards and Payment Services Ltd is an Indian credit card company that was founded in 1998 as a joint venture between State Bank of India (SBI) and GE Capital. The company became a publicly listed company on the Bombay Stock Exchange and the National Stock Exchange of India in 2020. The company offers a variety of products and services tailored to the needs of retail and business customers. Its product range includes credit cards, debit cards, and prepaid cards, which come with features such as rewards programs, cashback programs, and EMI options. SBI Cards' business model focuses on providing its customers with a seamless and convenient payment experience. The company works with a variety of retailers and e-commerce platforms in India to offer its customers a wide range of shopping options and rewards programs. SBI Cards is divided into different business segments focused on specific market segments. The Corporate Cards business segment offers credit cards and payment solutions for business customers, while the Premium Cards business segment offers high-end credit cards for retail customers. SBI Cards also has a strong presence in the retail segment and offers a variety of credit cards tailored to the needs of customers who frequently shop or travel. Its premium portfolio includes credit cards such as ELITE, PRIME, and SIGNATURE, which are aimed at customers with high expenses and income and offer various benefits such as complimentary airport lounge access, exclusive rewards, and cashbacks. The company has also launched prepaid cards specifically designed for students and individuals without a credit card history. These cards provide users with a secure and convenient way to make online payments and purchases. SBI Cards has developed a wide range of services to provide its customers with a seamless experience. The company has built an effective rewards program that rewards customers for their purchases and offers a wide range of rewards such as free flight tickets, loyalty points, and discounts. It has also developed mobile banking apps that allow customers to conveniently and securely access their credit, debit, or prepaid cards. The company has also built a strong presence on social media and utilizes the platforms to keep its customers updated on its latest offers, products, and services. It has also developed a customer loyalty program specifically aimed at meeting the needs of its loyal customers. Overall, SBI Cards and Payment Services Ltd has built a strong business model based on innovation, customer satisfaction, and a seamless payment experience. The company has a strong presence in the Indian market and is committed to expanding its reach and capabilities in the coming years. SBI Cards and Payment Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.EBIT Details
Analyzing SBI Cards and Payment Services's EBIT
SBI Cards and Payment Services's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.
Year-to-Year Comparison
A yearly comparison of SBI Cards and Payment Services's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.
Impact on Investments
SBI Cards and Payment Services's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.
Interpreting EBIT Fluctuations
Fluctuations in SBI Cards and Payment Services’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.
Frequently Asked Questions about SBI Cards and Payment Services Stock
What is EBIT?
EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company SBI Cards and Payment Services.
How has the EBIT of SBI Cards and Payment Services developed in recent years?
The EBIT of SBI Cards and Payment Services has increased by 14.377% increased compared to the previous year.
What does EBIT mean for investors?
EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.
Why is EBIT an important indicator for investors?
Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.
Why do EBIT values fluctuate?
EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.
What role does tax burden play in EBIT?
Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.
How is EBIT presented in the balance sheet of the company SBI Cards and Payment Services?
The EBIT of SBI Cards and Payment Services is listed in the income statement.
Can EBIT be used as a single indicator for evaluating a company?
EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.
Why is EBIT not equal to net profit?
The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.
How much dividend does SBI Cards and Payment Services pay?
Over the past 12 months, SBI Cards and Payment Services paid a dividend of 2.5 INR . This corresponds to a dividend yield of about 0.34 %. For the coming 12 months, SBI Cards and Payment Services is expected to pay a dividend of 2.95 INR.
What is the dividend yield of SBI Cards and Payment Services?
The current dividend yield of SBI Cards and Payment Services is 0.34 %.
When does SBI Cards and Payment Services pay dividends?
SBI Cards and Payment Services pays a quarterly dividend. This is distributed in the months of June, April, April, April.
How secure is the dividend of SBI Cards and Payment Services?
SBI Cards and Payment Services paid dividends every year for the past 9 years.
What is the dividend of SBI Cards and Payment Services?
For the upcoming 12 months, dividends amounting to 2.95 INR are expected. This corresponds to a dividend yield of 0.4 %.
In which sector is SBI Cards and Payment Services located?
SBI Cards and Payment Services is assigned to the 'Finance' sector.
Wann musste ich die Aktien von SBI Cards and Payment Services kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of SBI Cards and Payment Services from 4/17/2024 amounting to 2.5 INR, you needed to have the stock in your portfolio before the ex-date on 3/28/2024.
When did SBI Cards and Payment Services pay the last dividend?
The last dividend was paid out on 4/17/2024.
What was the dividend of SBI Cards and Payment Services in the year 2023?
In the year 2023, SBI Cards and Payment Services distributed 2.5 INR as dividends.
In which currency does SBI Cards and Payment Services pay out the dividend?
The dividends of SBI Cards and Payment Services are distributed in INR.
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Andere Kennzahlen von SBI Cards and Payment Services
Our stock analysis for SBI Cards and Payment Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SBI Cards and Payment Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
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- SBI Cards and Payment Services P/S
- SBI Cards and Payment Services EBIT
- SBI Cards and Payment Services Dividend
- SBI Cards and Payment Services Stocks
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- SBI Cards and Payment Services Equity
- SBI Cards and Payment Services AAQS
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- SBI Cards and Payment Services ROE
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