Resimac Group ROCE 2024

Resimac Group Aktienanalyse

What does Resimac Group do?

Resimac Group Ltd is a New Zealand-based financial services company specializing in providing mortgage-backed loans and financial solutions. The company was founded in 1985 under the name "Fleet Securities" and was renamed Resimac in 1998 when it expanded into Australia. Since 2016, Resimac has been listed on the Australian Stock Exchange ASX. Resimac's core business is the issuance of mortgage-backed loans to individuals and companies. The company is active in both the primary and secondary markets. In the primary market, Resimac directly lends to customers, while in the secondary market, it acquires existing loan portfolios from other financial institutions and manages them. Resimac operates in various sectors, such as Residential Loans, Commercial Loans, or Auto & Equipment Finance. In the Residential Loans sector, Resimac offers mortgage-backed loans for home purchases, refinancing existing loans, or financing renovations or remodeling. In the Commercial Loans sector, Resimac provides loans for commercial properties, offices, or warehouses. In the Auto & Equipment Finance sector, the focus is on financing vehicles or machinery. Resimac is also active in the market for securitization of loans. The company bundles multiple loans into a package and sells these packages as securities to investors. This allows Resimac to free up capital to issue further loans. An important characteristic of Resimac is that the company focuses on a specific clientele: customers with non-traditional sources of income or more complex financial situations. These are individuals who are often rejected by traditional banks or served by other financial institutions at unfavorable terms. Resimac pays special attention to risk management and works closely with lenders to minimize risks. Resimac has also introduced a range of products targeting specific customer needs. For example, the company offers "Low Doc Loans" that allow self-employed individuals or freelancers to obtain a mortgage loan without extensive income documentation. Another product offered by Resimac is the "Split Loan," which allows customers to repay a portion of their loan at a fixed interest rate and the other portion at a variable interest rate. Overall, Resimac Group Ltd is a significant player in the mortgage-backed loan market in Australia and New Zealand. The company specializes in the needs of customers often ignored or disadvantaged by other financial institutions. Thanks to strong risk management, Resimac has experienced growth in its industry and offers a variety of products tailored to the needs of modern borrowers. Resimac Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling Resimac Group's Return on Capital Employed (ROCE)

Resimac Group's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Resimac Group's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Resimac Group's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Resimac Group’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Resimac Group stock

What is the ROCE (Return on Capital Employed) of Resimac Group this year?

The ROCE of Resimac Group is 0.25 undefined this year.

How has the ROCE (Return on Capital Employed) of Resimac Group developed compared to the previous year?

The ROCE of Resimac Group has increased by -17.11% decreased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of Resimac Group?

A high Return on Capital Employed (ROCE) indicates that Resimac Group has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of Resimac Group?

A low ROCE (Return on Capital Employed) can indicate that Resimac Group has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from Resimac Group impact the company?

An increase in the ROCE of Resimac Group can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of Resimac Group affect the company?

A decrease in ROCE of Resimac Group can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of Resimac Group?

Some factors that can affect Resimac Group's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of Resimac Group so important for investors?

The ROCE of Resimac Group is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can Resimac Group take to improve the ROCE?

To improve the ROCE, Resimac Group can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does Resimac Group pay?

Over the past 12 months, Resimac Group paid a dividend of 0.11 AUD . This corresponds to a dividend yield of about 12.84 %. For the coming 12 months, Resimac Group is expected to pay a dividend of 0.13 AUD.

What is the dividend yield of Resimac Group?

The current dividend yield of Resimac Group is 12.84 %.

When does Resimac Group pay dividends?

Resimac Group pays a quarterly dividend. This is distributed in the months of April, October, April, October.

How secure is the dividend of Resimac Group?

Resimac Group paid dividends every year for the past 22 years.

What is the dividend of Resimac Group?

For the upcoming 12 months, dividends amounting to 0.13 AUD are expected. This corresponds to a dividend yield of 14.89 %.

In which sector is Resimac Group located?

Resimac Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Resimac Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Resimac Group from 9/20/2024 amounting to 0.05 AUD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.

When did Resimac Group pay the last dividend?

The last dividend was paid out on 9/20/2024.

What was the dividend of Resimac Group in the year 2023?

In the year 2023, Resimac Group distributed 0.114 AUD as dividends.

In which currency does Resimac Group pay out the dividend?

The dividends of Resimac Group are distributed in AUD.