The Modern Financial Terminal

Trusted by leading companies and financial institutions

BlackRock logoAllianz logoGoogle logoAnthropic logoBloomberg logoRevolut logoNASDAQ logoCoinbase logo
BlackRock logoAllianz logoGoogle logoAnthropic logoBloomberg logoRevolut logoNASDAQ logoCoinbase logo

MyState Stock MYS.AX

Price

4.54
Today +/-
+0.02
Today %
+0.88 %
P

MyState stock price

Loading chart...
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the MyState stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the MyState stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the MyState stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze MyState's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

MyState Stock Price History

DateMyState Price
4.54 undefined
4.50 undefined
4.43 undefined
4.49 undefined
4.58 undefined
4.62 undefined
4.56 undefined
4.55 undefined
4.54 undefined
4.55 undefined
4.56 undefined
4.57 undefined
4.58 undefined
4.63 undefined
4.59 undefined
4.57 undefined
4.58 undefined
4.60 undefined
4.58 undefined

MyState Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into MyState, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by MyState from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects MyState’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of MyState. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into MyState’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing MyState’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on MyState’s growth potential.

MyState Revenue, EBIT and net profit per share

DateMyState RevenueMyState EBITMyState Net Income
2030e316.9 M undefined126.03 M undefined83.24 M undefined
2029e307.44 M undefined120.81 M undefined78.25 M undefined
2028e305.57 M undefined118.6 M undefined74.84 M undefined
2027e289.56 M undefined100.25 M undefined65.69 M undefined
2026e270.42 M undefined78.08 M undefined53.8 M undefined
2025638.65 M undefined0 undefined35.56 M undefined
2024506.82 M undefined0 undefined35.29 M undefined
2023380.76 M undefined0 undefined38.5 M undefined
2022190.53 M undefined45.37 M undefined32.03 M undefined
2021190.9 M undefined0 undefined36.3 M undefined
2020217.6 M undefined0 undefined30.1 M undefined
2019233.1 M undefined0 undefined31 M undefined
2018219.7 M undefined0 undefined31.5 M undefined
2017218.7 M undefined0 undefined30.1 M undefined
2016217.9 M undefined0 undefined28.3 M undefined
2015216.9 M undefined0 undefined32.5 M undefined
2014212.6 M undefined0 undefined29.6 M undefined
2013241.6 M undefined0 undefined28.5 M undefined
2012241.5 M undefined0 undefined23.4 M undefined
2011187.4 M undefined0 undefined22 M undefined
2010155.6 M undefined0 undefined17.3 M undefined
2009146.1 M undefined0 undefined10.8 M undefined
2008152 M undefined0 undefined12.2 M undefined
200775 M undefined0 undefined5 M undefined
200662 M undefined0 undefined5 M undefined

MyState Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
NET INCOME (M)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
200620072008200920102011201220132014201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
6275152146155187241241212216217218219233217190190380506638270289305307316
-20.97102.67-3.956.1620.6528.88--12.031.890.460.460.466.39-6.87-12.44-100.0033.1626.09-57.687.045.540.662.93
227.42188.0092.7696.5890.9775.4058.5158.5166.5165.2864.9864.6864.3860.5264.9874.2174.2137.1127.8722.1052.2248.7946.2345.9344.62
000000000000000014100000000
551210172223282932283031313036323835355365747883
--140.00-16.6770.0029.414.5521.743.5710.34-12.507.143.33--3.2320.00-11.1118.75-7.89-51.4322.6413.855.416.41
----0.280.340.410.390.390.400.400.400.400.400.400.350.360.330.330.310.310.390.450.460.50
0000021.4320.59-4.8802.5600000-12.52.86-8.330-6.06025.8115.382.228.7
68.468.468.451.664.168.579.488.488.588.688.889.791.39292.992.8105.57138.19140.01164.6600000
- - - - - - - - - - - - - - - - - - - - - - - - -
Details

Keystats

Revenue and Growth

The MyState Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the MyState is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (k)
CURRENT ASSETS (M)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (M)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (M)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (M)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (M)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (M)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (M)
LONG-T. LIAB. (B)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
20062007200820092010201120122013201420152016201720182019202020212022202320242025
                                       
0000000000000000164.44000
00000000000000000000
00000000000000000000
00000000000000000000
0000000000000000721000
0000000000000000165.16000
2.72.612.211.115.98.116.717.815.611.79.88.375.819.511.710.457.986.4727.62
0000000000000000796.98000
000000000000000042.31000
32.92.71.30.91.168.712.112.71322.284.619.819.318.313.6912.7720.530.38
1.51.932.847.847.8666666666666065.265.265.265.1565.1565.1577.57
1.71.94.14.775.88.76.244.33.74.73.94.15.39.96.285.567.1622.75
8.99.32219.971.662.897.498.797.794.792.5101.295.594.9109.3105.1934.8791.4699.28158.32
0.010.010.020.020.070.060.10.10.10.090.090.10.10.090.110.111.10.090.10.16
                                       
0.10.10.41.564.664.7131.8132.2132.6132.7134.8141.3145.4148.7152.8208.2211.17225.27228.6493.24
00000000000000000000
47.952.8116.7127.5131.9137.5141.6145.7150.8160.9164.4169.7175.5179.3182.2207.3212.07226.18236.41241.88
000.2-2.4-0.10-2-0.90-0.40-0.2-0.2-0.5-0.6-0.36.676.11-0.080.89
0032.91.92.42.52.72.300.4000000000
4852.9120.3129.5198.3204.6273.9279.7285.7293.2299.6310.8320.7327.5334.4415.2429.91457.56464.94736.01
7.2941.31834.129.851.547.40000000009.9351.9760.06
2.31.62.82.94.24.96.10000000004.13000
0.6-0.20.90.96.63.73.736.28.44.44.14.93.24.32.85.978.787.6315.2
000000000000000022.98000
0000000000000000283.66000
10.110.44521.844.938.461.350.46.28.44.44.14.93.24.32.8316.7418.7259.675.26
0.250.330.320.270.330.511.090.980.530.80.8111.181.341.521.161.31.922.253.27
0.10.10.400000000000005.97000
0003.40.107.38.65.612.412.512.21312.512.213.912.565.355.4410.09
0.250.330.320.270.330.511.10.990.530.810.821.011.191.351.531.181.321.932.263.28
0.260.340.370.290.370.551.161.040.540.820.821.011.191.351.541.181.641.952.323.35
0.310.40.490.420.570.751.431.320.821.111.121.321.521.681.871.592.072.42.784.09
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of MyState provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand MyState's financial health and stability.

Assets

MyState's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that MyState must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of MyState after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into MyState's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000000320
000000000000000030
000000000000000030
5164130124122147197-40-36-42-35-42-38-55-29-224-175-259
0000000000000000-40
-24-34-69-74-54-83-11900000000000
-3-3-3-5-3-10-8-10-6-11-16-13-11-14-12-21-7-13
432442524222639364240493663-122-49-73
-2-1-3-1-1-1-7-9-6-4-4-12-4-5-5-4-5-5
-125-123-165-21-231-188-141-1552-501-331-522-274-2-5-40-5
-123-122-161-20-230-187-133-659-497-326-510-27030040
000000000000000000
7084-70-56-1416922-1117231100195179004711397
0000000000000005500
11911614415236162154-49-100473303466228-22-22908887
483121571264915186-842662252897000000
0000-13-16-19-24-24-24-22-18-21-22-22-11-24-10
-21-26-28-42-8-30-113873991078010311914387171207
2.342.2321.173.224.1823.114.5317.0732.1832.3537.5427.7545.631.3358.74-127.07-54.43-78.75
000000000000000000

MyState stock margins

The MyState margin analysis displays the gross margin, EBIT margin, as well as the profit margin of MyState. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for MyState.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the MyState's sales revenue. A higher gross margin percentage indicates that the MyState retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the MyState's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the MyState's total revenue generated. When comparing the revenue margin year over year, investors can gauge the MyState's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the MyState. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the MyState's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

MyState Margin History

MyState Gross marginMyState Profit marginMyState EBIT marginMyState Profit margin
2030e74.14 %39.77 %26.27 %
2029e74.14 %39.3 %25.45 %
2028e74.14 %38.81 %24.49 %
2027e74.14 %34.62 %22.69 %
2026e74.14 %28.87 %19.89 %
202574.14 %0 %5.57 %
202474.14 %0 %6.96 %
202374.14 %0 %10.11 %
202274.14 %23.81 %16.81 %
202174.14 %0 %19.02 %
202074.14 %0 %13.83 %
201974.14 %0 %13.3 %
201874.14 %0 %14.34 %
201774.14 %0 %13.76 %
201674.14 %0 %12.99 %
201574.14 %0 %14.98 %
201474.14 %0 %13.92 %
201374.14 %0 %11.8 %
201274.14 %0 %9.69 %
201174.14 %0 %11.74 %
201074.14 %0 %11.12 %
200974.14 %0 %7.39 %
200874.14 %0 %8.03 %
200774.14 %0 %6.67 %
200674.14 %0 %8.06 %

MyState Stock Sales Revenue, EBIT, Earnings per Share

The MyState earnings per share therefore indicates how much revenue MyState has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue MyState earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates MyState's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of MyState’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating MyState's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

MyState Revenue, EBIT and net profit per share

DateMyState Sales per ShareMyState EBIT per shareMyState Earnings per Share
2030e1.92 undefined0.77 undefined0.51 undefined
2029e1.87 undefined0.73 undefined0.48 undefined
2028e1.86 undefined0.72 undefined0.45 undefined
2027e1.76 undefined0.61 undefined0.4 undefined
2026e1.64 undefined0.47 undefined0.33 undefined
20253.88 undefined0 undefined0.22 undefined
20243.62 undefined0 undefined0.25 undefined
20232.76 undefined0 undefined0.28 undefined
20221.8 undefined0.43 undefined0.3 undefined
20212.06 undefined0 undefined0.39 undefined
20202.34 undefined0 undefined0.32 undefined
20192.53 undefined0 undefined0.34 undefined
20182.41 undefined0 undefined0.35 undefined
20172.44 undefined0 undefined0.34 undefined
20162.45 undefined0 undefined0.32 undefined
20152.45 undefined0 undefined0.37 undefined
20142.4 undefined0 undefined0.33 undefined
20132.73 undefined0 undefined0.32 undefined
20123.04 undefined0 undefined0.29 undefined
20112.74 undefined0 undefined0.32 undefined
20102.43 undefined0 undefined0.27 undefined
20092.83 undefined0 undefined0.21 undefined
20082.22 undefined0 undefined0.18 undefined
20071.1 undefined0 undefined0.07 undefined
20060.91 undefined0 undefined0.07 undefined

MyState business model

MyState Ltd. is an Australian financial services company specializing in banking, wealth management, and mortgages. The company was founded in 2009 and is headquartered in Hobart, Tasmania. The history of MyState begins with the establishment of Tasmanian Perpetual Trustees Limited in 1876. The company was later renamed The Trust Company (TTC) and became a leading provider of asset management services in Australia. In 2013, TTC was acquired by Perpetual Limited, and MyState Wealth Management was established in the same year. Today, MyState is a diversified financial services company focusing on the needs of families and small businesses. MyState's business model is based on a combination of deposits and loans, as well as investments in assets such as real estate, capital markets, and alternative investments. MyState operates three different business segments: Personal Banking, Business Banking, and Wealth Management. In the Personal Banking segment, the company offers a wide range of products and services, including savings accounts, credit cards, mortgages, personal loans, and insurance. MyState is committed to providing its customers with the best solutions to meet their financial needs, emphasizing transparency and personalized service. In the Business Banking segment, MyState offers a variety of services aimed at fulfilling the financial needs of small and medium-sized businesses. The company provides business accounts, credit cards, leasing and equipment finance, as well as factoring services. MyState has a strong network of experienced advisors and is committed to offering comprehensive financial solutions. Wealth Management is MyState's third business segment, offering investment and asset management services. This includes a variety of options such as stocks and bonds, alternative asset classes like private equity, infrastructure, and hedge funds. These services target the needs of affluent investors looking for customized investment solutions. In recent years, MyState has also invested in innovations to enhance the customer experience. One example is the MyState Bank App, which allows customers to easily and conveniently manage their finances on the go. Overall, MyState has a comprehensive portfolio of services to meet the needs of its customers. The company is a key player in the Australian financial market, with a clear focus on customer needs and a dedicated team of professionals. MyState is one of the most popular companies on Eulerpool.com.

MyState SWOT Analysis

Helpful
Harmful
Internal

Strengths

MyState Ltd has a solid financial position with steady revenue growth and a healthy balance sheet. This allows the company to make strategic investments and pursue new opportunities.

The company offers a wide range of financial products and services, including banking, wealth management, and insurance. This diversification helps MyState Ltd capture a larger market share and mitigate risks associated with a single product line.

Weaknesses

MyState Ltd operates primarily in certain regions, limiting its potential customer base and growth opportunities compared to national or international competitors with broader geographical coverage.

The company heavily relies on interest income as its main revenue source, which makes it vulnerable to fluctuations in interest rates. Any significant changes in interest rates could affect the company's profitability.

External

Opportunities

MyState Ltd has the potential to expand its operations into untapped markets, both domestically and internationally. By identifying and entering new markets, the company can increase its customer base and revenue streams.

The increasing adoption of digital banking presents an opportunity for MyState Ltd to enhance its online presence and offer innovative digital financial solutions. Embracing digital technologies can attract tech-savvy customers and improve operational efficiency.

Threats

MyState Ltd operates in a highly competitive market, facing competition from established financial institutions as well as fintech startups. This competition can exert pressure on market share, pricing, and customer acquisition.

The company operates within a heavily regulated industry, exposing it to potential compliance risks and increased regulatory scrutiny. Changes in regulations or failure to comply with existing ones can impact MyState Ltd's operations and reputation.

Eulerpool Premium

The World’s Best Investors Are On Eulerpool

Subscribe for $2

MyState Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

MyState historical P/E ratio, EBIT multiple, and P/S ratio

Eulerpool Premium

The World’s Best Investors Are On Eulerpool

Subscribe for $2

MyState shares outstanding

The number of shares was MyState in 2025 — This indicates how many shares 164.659 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue MyState earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates MyState's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of MyState’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating MyState's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

MyState dividend history and estimates

In 2025, MyState paid a dividend amounting to 0.31 undefined. Dividend means that MyState distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Details

Dividend

Dividend Overview

The dividend per year chart for MyState provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify MyState’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating MyState's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

MyState Dividend History

DateMyState Dividend
2030e0.5 undefined
2029e0.46 undefined
2028e0.45 undefined
2027e0.39 undefined
2026e0.16 undefined
2021e0.18 undefined
2026e0.16 undefined
20250.31 undefined
20240.33 undefined
20230.33 undefined
20220.36 undefined
2021e0.18 undefined
20200.4 undefined
20190.4 undefined
20180.4 undefined
20170.4 undefined
20160.4 undefined
20150.4 undefined
20140.39 undefined
20130.39 undefined
20120.41 undefined
20110.34 undefined
20100.28 undefined

MyState dividend payout ratio

In 2025, MyState had a payout ratio of 100.29%. The payout ratio indicates the percentage of the company's profits that MyState distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for MyState represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for MyState could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate MyState's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

MyState Payout Ratio History

DateMyState Payout ratio
2030e97.98 %
2029e97.5 %
2028e98.2 %
2027e98.25 %
2026e96.05 %
2025100.29 %
202498.4 %
202389.47 %
2022113.01 %
202192.72 %
202062.67 %
2019126.44 %
2018119 %
2017117.96 %
2016125.34 %
2015108.4 %
2014121.54 %
2013123.14 %
201267.94 %
2011180.31 %
2010117.27 %
200967.01 %
200889.47 %
200789.47 %
200689.47 %
Eulerpool Premium

The World’s Best Investors Are On Eulerpool

Subscribe for $2
Unfortunately, there are currently no price targets and forecasts available for MyState.

MyState Earnings Calls

MyState Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
2/21/20242024 Q2
8/14/20232023 Q4
2/16/20232023 Q2
8/18/20222022 Q4
8/21/20150.17 62.63 M 2015 Q4
8/25/20140.17 61.61 M 2014 Q4
1

MyState latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20150.17 0.17  (-0.97 %)2015 Q4
6/30/20140.17 0.17  (-2.7 %)2014 Q4
1

Eulerpool ESG Scorecard© for the MyState stock

Eulerpool World ESG Rating (EESG©)

53/ 100

🌱 Environment

16

👫 Social

64

🏛️ Governance

79

Environment

Scope 1 - Direct Emissions
38
Scope 2 - Indirect emissions from purchased energy
93
Scope 3 - Indirect emissions within the value chain
56,387
Total CO₂ emissions
131
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees59
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

MyState shareholders

%
Name
Stocks
Change
Date
4.81732 % Dimensional Fund Advisors, L.P.7,932,161823,244
3.32990 % The Vanguard Group, Inc.5,482,9900
1.93229 % DFA Australia Ltd.3,181,696-35,504
1.61585 % Vanguard Investments Australia Ltd.2,660,648-318
0.62310 % Faulkner (Brian David)1,026,0000
0.60731 % Beechworth Holdings Pty. Ltd.1,000,0000
0.46674 % HUB24 Limited768,535768,535
0.42702 % Macquarie Investment Management Global Ltd.703,1326,104
0.40440 % Mellon Investments Corporation665,878164
0.39172 % Prestige Furniture Pty. Ltd.645,00050,000
1
2
3
4
...
5

MyState Executives and Management Board

Mr. Brett Morgan

MyState Chief Executive Officer, Managing Director, Executive Director (since 2022)
Compensation 1.09 M

Mr. Gary Dickson

MyState Chief Financial Officer
Compensation 545,217

Ms. Mandakini Khanna

MyState Chief Risk Officer
Compensation 542,191

Mr. Paul Moss

MyState Chief Operating Officer
Compensation 484,481

Mr. Tim Newman

MyState General Manager - Lending
Compensation 470,362
1
2
3
4

MyState Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,170,790,410,230,270,62
SupplierCustomer0,100,900,480,210,280,73
SupplierCustomer-0,070,790,150,460,130,68
SupplierCustomer-0,640,810,690,190,300,62
1

Most common questions regarding MyState

What values and corporate philosophy does MyState represent?

MyState Ltd represents a strong set of values and a clear corporate philosophy. The company is committed to transparency, integrity, and delivering outstanding service to its customers. MyState focuses on building long-term relationships and providing innovative financial solutions tailored to the needs of individuals and businesses. With a dedication to excellence, MyState aims to create sustainable growth and maximize shareholder value. By embracing a customer-centric approach and embracing technology, MyState aims to be a leader in the financial industry. Through its commitment to its values and corporate philosophy, MyState Ltd strives to enhance the financial well-being of its customers and create a positive impact in the communities it serves.

In which countries and regions is MyState primarily present?

MyState Ltd is primarily present in Australia.

What significant milestones has the company MyState achieved?

Some significant milestones achieved by MyState Ltd include its establishment in 2000 as a diversified financial services company operating in banking, trustee, and wealth management sectors. In 2003, the company acquired TPT Wealth, strengthening its position in the wealth management industry. MyState expanded further by acquiring Mutual Trust in 2011, enabling it to offer a broader range of wealth management services. In 2014, MyState acquired The Rock Building Society, which enhanced its presence in the retail banking market. MyState Ltd has also been recognized with several industry awards for its exceptional customer service and product offerings.

What is the history and background of the company MyState?

MyState Ltd is an Australian financial services group operating in banking, wealth management, and trustee services. Established in 2009, the company has a rich history serving customers with a range of financial solutions. MyState Ltd traces its roots back to 1876 when the Tasmanian Building and Investment Society was formed. Over the years, the company expanded its services and transformed into a full-fledged banking institution. Today, MyState Ltd continues to grow and provide innovative financial products and solutions to its customers. With a strong focus on customer satisfaction and a commitment to excellence, MyState Ltd has become a trusted name in the Australian financial sector.

Who are the main competitors of MyState in the market?

The main competitors of MyState Ltd in the market are other leading financial institutions in Australia, such as Commonwealth Bank, Westpac, Australia and New Zealand Banking Group, and National Australia Bank. These established banking institutions provide similar products and services to customers, creating healthy competition within the financial market. Despite facing competition from these industry giants, MyState Ltd has been able to position itself as a strong and reliable player in the market, offering competitive financial solutions and personalized customer service.

In which industries is MyState primarily active?

MyState Ltd is primarily active in the banking and financial services industry.

What is the business model of MyState?

The business model of MyState Ltd, an Australian company, revolves around providing a range of banking, wealth management, and trustee services. MyState operates through two key divisions: Banking and Wealth Management & Trustees. Under the Banking division, the company offers a comprehensive range of retail banking products, including savings accounts, home loans, personal loans, and credit cards. The Wealth Management & Trustees division focuses on providing financial advice, investment management, and custodial services to individuals, businesses, and institutions. MyState is committed to delivering superior customer service, innovative financial solutions, and long-term value to its clients while maintaining a strong focus on risk management and compliance.

What is the P/E ratio of MyState 2026?

The MyState P/E ratio is 13.9.

What is the P/S ratio of MyState 2026?

The MyState P/S ratio is 2.76.

What is the Quality Investing of MyState?

The Quality Investing for MyState is 5/10.

What is the revenue of MyState 2026?

The expected MyState revenue is 270.42 M AUD.

How high is the profit of MyState 2026?

The expected MyState profit is 53.8 M AUD.

What is the business model of MyState

MyState Ltd was founded in Australia in 2009 and has since become an established financial company. The company has built an excellent reputation since its founding and offers a wide range of financial services and products. One of the important divisions of the company is the banking business, including deposit and credit products. MyState offers various cards, such as credit cards and debit cards. Customers can also open offshore accounts, allowing them to diversify their portfolios at an international level. These accounts are also advantageous in terms of tax reporting obligations. Another important business area of MyState is wealth management. In this division, MyState offers various financial planning and advisory services to assist customers in achieving their financial goals and desires. Wealth managers work closely with customers and develop individual investment strategies based on their specific requirements and aspirations. MyState also offers a variety of investment funds. Another important business area of MyState is insurance. The company offers various insurance products, including liability, household, and motor vehicle insurance. The insurances are developed in collaboration with partner companies. MyState also has a prominent presence in the mortgage business. The company offers various mortgages, including standard mortgages, fixed and variable rate mortgages, and home loans. The company also has involvement in other business areas, including investor relations, cash management, foreign exchange trading, and more. In 2020, MyState developed a digital offering to provide its customers with an enhanced online experience. By creating a simple and user-friendly online tool, customers can access and conduct transactions on their accounts anytime and anywhere. MyState has a strong presence in the Australian market, serving customers nationwide. The company recently announced its entry into the fixed rate market, further demonstrating its commitment to growth and innovation. Overall, MyState's business model is designed to offer a comprehensive package of financial services and products tailored to the needs and aspirations of customers. The company has built an excellent reputation and is known for its exceptional customer service and technological innovation. MyState is committed to providing customers with a high level of service and an optimized customer experience while meeting the needs and goals of each individual customer.

What is the MyState dividend?

MyState pays a dividend of 0.34 AUD distributed over payouts per year.

How often does MyState pay dividends?

The dividend cannot currently be calculated for MyState or the company does not pay out a dividend.

What is the MyState ISIN?

The ISIN of MyState is AU000000MYS0.

What is the MyState WKN?

The WKN of MyState is A1CZMV.

What is the MyState ticker?

The ticker of MyState is MYS.AX.

How much dividend does MyState pay?

Over the past 12 months, MyState paid a dividend of 0.31 AUD . This corresponds to a dividend yield of about 6.92 %. For the coming 12 months, MyState is expected to pay a dividend of 0.39 AUD.

What is the dividend yield of MyState?

The current dividend yield of MyState is 6.92 %.

When does MyState pay dividends?

MyState pays a quarterly dividend. This is distributed in the months of , , , .

How secure is the dividend of MyState?

MyState paid dividends every year for the past 21 years.

What is the dividend of MyState?

For the upcoming 12 months, dividends amounting to 0.39 AUD are expected. This corresponds to a dividend yield of 8.63 %.

In which sector is MyState located?

MyState is assigned to the 'Finance' sector.

Wann musste ich die Aktien von MyState kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of MyState from amounting to 0.157 AUD, you needed to have the stock in your portfolio before the ex-date on .

When did MyState pay the last dividend?

The last dividend was paid out on .

What was the dividend of MyState in the year 2025?

In the year 2025, MyState distributed 0.329 AUD as dividends.

In which currency does MyState pay out the dividend?

The dividends of MyState are distributed in AUD.

All fundamentals about MyState

Our stock analysis for MyState Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of MyState Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.