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Australian Finance Group stock price, quote, forecast and news

AFG.AX
AU000000AFG9

Price

1.41 AUD
Today +/-
+0 AUD
Today %
+0 %
P

Australian Finance Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Australian Finance Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Australian Finance Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Australian Finance Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Australian Finance Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Australian Finance Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Australian Finance Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Australian Finance Group’s growth potential.

Australian Finance Group Revenue, EBIT and net profit per share

DateAustralian Finance Group RevenueAustralian Finance Group EBITAustralian Finance Group Net Income
2026e1.15 B AUD53.95 M AUD43.57 M AUD
2025e1.12 B AUD47.36 M AUD38.83 M AUD
2024e1.08 B AUD40.61 M AUD34 M AUD
2023792.21 M AUD46.36 M AUD37.31 M AUD
2022871.26 M AUD78.95 M AUD38.78 M AUD
2021700.52 M AUD65.28 M AUD51.3 M AUD
2020621.69 M AUD50.46 M AUD38.08 M AUD
2019589.33 M AUD42.91 M AUD33.03 M AUD
2018566.52 M AUD45.08 M AUD33.34 M AUD
2017554.39 M AUD54.69 M AUD39.05 M AUD
2016495.89 M AUD30.25 M AUD22.67 M AUD
2015473.26 M AUD19.27 M AUD20.38 M AUD
2014404.2 M AUD22.4 M AUD17.9 M AUD
2013335.4 M AUD20.8 M AUD15.3 M AUD
2012320.7 M AUD23.7 M AUD19 M AUD
2011219.1 M AUD10 M AUD9.1 M AUD

Australian Finance Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B AUD)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M AUD)EBIT (M AUD)EBIT MARGIN (%)NET INCOME (M AUD)NET INCOME GROWTH (%)DIV. (AUD)DIV. GROWTH (%)SHARES (M)DOCUMENTS
20112012201320142015201620172018201920202021202220232024e2025e2026e
0.220.320.340.40.470.50.550.570.590.620.70.870.791.081.121.15
-46.124.6920.6017.084.6511.922.174.065.4312.7224.43-9.0736.363.333.05
14.1613.1313.1311.3910.5710.7113.9012.5412.3913.8514.0014.2413.51---
3142444650537771738698124107000
10232022193054454250657846404753
4.577.195.975.454.026.069.757.957.138.059.298.965.813.704.214.61
9191517202239333338513837343843
-111.11-21.0513.3317.6510.0077.27-15.38-15.1534.21-25.49-2.63-8.1111.7613.16
----------------
----------------
214.8214.8214.8214.8195.44220.68221.29222.01222.69222.83271.71272.71274.12000
----------------
Details

Keystats

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Revenue and Growth

The Australian Finance Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Australian Finance Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M AUD)RECEIVABLES (M AUD)OTHER REC. (M AUD)INVENTORIES (M AUD)OTHER CURRENT LIAB. (M AUD)CURRENT ASSETS (M AUD)TANGIBLE ASSETS (M AUD)LONG-T. INVEST. (M AUD)LONG-T. REC. (M AUD)INTANGIBLE ASSETS (M AUD)GOODWILL (M AUD)OTHER NON-CURRENT ASSETS (M AUD)NON-CURRENT ASSETS (M AUD)TOTAL ASSETS (M AUD)LIABILITIESCOMMON STOCK (M AUD)ADDITIONAL PAID-IN CAPITAL (M AUD)RETAINED EARNINGS (M AUD)OTHER EQUITY (M AUD)UNREAL. GAINS/LOSSES (M AUD)EQUITY (M AUD)LIABILITIES (M AUD)PROVISIONS (M AUD)OTHER SHORT-TERM LIAB. (M AUD)SHORT-TERM DEBTS (M AUD)LONG-TERM DEBT PORTION (M AUD)SHORT-TERM REC. (M AUD)LONG-T. LIAB. (M AUD)DEFERRED TAXES (M AUD)OTHER LIAB. (M AUD)LONG-T. LIABILITIES (M AUD)DEBT (M AUD)TOTAL CAPITAL (M AUD)
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Australian Finance Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Australian Finance Group's financial health and stability.

Assets

Australian Finance Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Australian Finance Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Australian Finance Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Australian Finance Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M AUD)DEPRECIATION (M AUD)DEFERRED TAXES (M AUD)CHANGES IN WORKING CAPITAL (M AUD)NON-CASH ITEM (M AUD)PAID INTEREST (M AUD)PAID TAXES (M AUD)NET CASH FLOW FROM OPERATING ACTIVITIES (M AUD)CAPITAL EXPENDITURES (M AUD)CASH FLOW FROM INVESTING ACTIVITIES (M AUD)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M AUD)INTEREST INCOME AND EXPENSES (M AUD)NET DEBT CHANGE (B AUD)NET CHANGE IN EQUITY (M AUD)CASH FLOW FROM FINANCING ACTIVITIES (B AUD)CASH FLOW FROM OTHER FINANCING ACTIVITIES (AUD)TOTAL DIVIDENDS PAID (M AUD)NET CHANGE IN CASH FLOW (M AUD)FREE CASH FLOW (M AUD)SHARE-BASED COMPENSATION (M AUD)
2011201220132014201520162017201820192020202120222023
00000000000380
0000000000035
0000000000000
-219-233-256-320-383-363-392-415-390-413-468-598-489
0000000000000
-2-7-2200-33-31-36-53-53-46-58-213
-6-6-9-7-8-7-11-12-11-14-23-25-12
142351783626322740585152
00-4000000-2-6-12-7
1-2-2-30-20-104-237-689-847-505-1,457309
1-11-20-19-103-237-688-844-498-1,444316
0000000000000
00000.010.030.090.220.690.840.541.49-0.36
000332000058000
-0.01-0.01-0.01-00.010.020.070.170.670.870.511.45-0.41
-------------2.00
-6-6-12-11-38-6-20-47-22-24-28-38-43
253285288356414480456460492586661776721
14.2822.131.6216.767.6335.8726.0932.3127.0137.3451.6339.2345.06
0000000000000

Australian Finance Group stock margins

The Australian Finance Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Australian Finance Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Australian Finance Group.

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Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Australian Finance Group's sales revenue. A higher gross margin percentage indicates that the Australian Finance Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Australian Finance Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Australian Finance Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Australian Finance Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Australian Finance Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Australian Finance Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Australian Finance Group Margin History

Australian Finance Group Gross marginAustralian Finance Group Profit marginAustralian Finance Group EBIT marginAustralian Finance Group Profit margin
2026e13.58 %4.69 %3.79 %
2025e13.58 %4.24 %3.48 %
2024e13.58 %3.76 %3.15 %
202313.58 %5.85 %4.71 %
202214.31 %9.06 %4.45 %
202114.13 %9.32 %7.32 %
202013.89 %8.12 %6.12 %
201912.4 %7.28 %5.6 %
201812.56 %7.96 %5.88 %
201714.04 %9.87 %7.04 %
201610.81 %6.1 %4.57 %
201510.61 %4.07 %4.31 %
201411.58 %5.54 %4.43 %
201313.12 %6.2 %4.56 %
201213.28 %7.39 %5.92 %
201114.29 %4.56 %4.15 %

Australian Finance Group Stock Sales Revenue, EBIT, Earnings per Share

The Australian Finance Group earnings per share therefore indicates how much revenue Australian Finance Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Australian Finance Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Australian Finance Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Australian Finance Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Australian Finance Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Australian Finance Group Revenue, EBIT and net profit per share

DateAustralian Finance Group Sales per ShareAustralian Finance Group EBIT per shareAustralian Finance Group Earnings per Share
2026e4.25 AUD0 AUD0.16 AUD
2025e4.13 AUD0 AUD0.14 AUD
2024e3.99 AUD0 AUD0.13 AUD
20232.89 AUD0.17 AUD0.14 AUD
20223.19 AUD0.29 AUD0.14 AUD
20212.58 AUD0.24 AUD0.19 AUD
20202.79 AUD0.23 AUD0.17 AUD
20192.65 AUD0.19 AUD0.15 AUD
20182.55 AUD0.2 AUD0.15 AUD
20172.51 AUD0.25 AUD0.18 AUD
20162.25 AUD0.14 AUD0.1 AUD
20152.42 AUD0.1 AUD0.1 AUD
20141.88 AUD0.1 AUD0.08 AUD
20131.56 AUD0.1 AUD0.07 AUD
20121.49 AUD0.11 AUD0.09 AUD
20111.02 AUD0.05 AUD0.04 AUD

Australian Finance Group business model

Australian Finance Group Ltd. (AFG) is a leading Australian company in the financial services sector, which has been operating successfully for over 26 years. The company was founded in 1994 and is headquartered in Perth, Western Australia. Since its inception, AFG has significantly contributed to facilitating customer access to a variety of high-quality financial products and services in Australia. The company offers a wide range of services including mortgage brokering, personal loans, credit and debit cards, leasing and financing solutions, as well as insurance and mortgage products. AFG operates through a multi-tiered structure, allowing it to provide service to customers in various ways. Its business model includes an integrated platform that provides access to a large number of banking partners and service providers, enabling the company to offer customers tailored financial solutions based on their needs. The company is divided into three business segments: AFG Home Loans, AFG Partner Services, and AFG Financial Services. AFG Home Loans is the core area of the company, specializing in mortgage brokering and other home loan products. The company has established connections with various financial institutions such as banks and mortgage banks to offer customers the best terms for their home loans. The necessary expertise and technological infrastructure for the mortgage brokering segment are provided through the AFG Partner Services segment, which supports AFG's various partners including real estate agents, financial advisors, and brokers. The third segment is AFG Financial Services, which specializes in providing other financial products and services to customers, such as financial planning, investment products, and insurance. In the past, AFG has also taken initiatives to promote sustainable practices within its business sector. In 2019, the company facilitated the first home loan for a sustainable house in Australia. AFG has also introduced guidelines for "green loans" that can be availed by customers who wish to invest in environmentally friendly projects. In summary, AFG is a leading company in the financial services sector with a wide range of products and services. Its business model provides customers access to a variety of financial providers and service through an integrated platform. The company has also taken initiatives to promote sustainable practices and products within its business sector. Australian Finance Group is one of the most popular companies on Eulerpool.com.

Australian Finance Group SWOT Analysis

Strengths

1. Established market presence: Australian Finance Group Ltd (AFG) is a well-known player in the Australian financial services sector.

2. Strong network: AFG has built an extensive network of brokers, lenders, and other key partners, enabling it to reach a wide customer base.

3. Diverse product offerings: AFG offers a range of financial services including mortgage broking, insurance, and wealth management, providing customers with comprehensive solutions.

Weaknesses

1. Reliance on mortgage broking: AFG's revenue heavily relies on mortgage broking, which exposes the company to fluctuations in the housing market and regulatory changes.

2. Dependency on external lenders: As a broker, AFG is dependent on lenders for loan approvals and interest rates, which can impact its ability to offer competitive products.

3. Limited international presence: AFG's operations are primarily focused on the Australian market, limiting its growth opportunities in other regions.

Opportunities

1. Growing demand for financial services: The increasing financial awareness among Australians and their need for professional advice present opportunities for AFG to expand its customer base.

2. Technology advancements: Embracing innovative technologies such as artificial intelligence and digital platforms can enhance AFG's operational efficiency and customer experience.

3. Expansion into adjacent sectors: AFG can explore diversification by expanding into related sectors like financial planning, investment advisory, or expanding its insurance offerings.

Threats

1. Economic downturns: Any economic downturn or recession can negatively impact the financial services industry, leading to decreased demand for loans and insurance products.

2. Regulatory changes: Changes in lending regulations, consumer protection laws, or taxation policies can affect AFG's operations and profitability.

3. Intense competition: AFG faces competition from other established brokers, banks, and fintech startups, which may offer competitive rates and technological advancements.

Australian Finance Group historical P/E ratio, EBIT, and P/S ratio.

Australian Finance Group shares outstanding

The number of shares was Australian Finance Group in 2023 — This indicates how many shares 274.119 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Australian Finance Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Australian Finance Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Australian Finance Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Australian Finance Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Australian Finance Group dividend history and estimates

In 2023, Australian Finance Group paid a dividend amounting to 0.15 AUD. Dividend means that Australian Finance Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Australian Finance Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Australian Finance Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Australian Finance Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Australian Finance Group Dividend History

DateAustralian Finance Group Dividend
2026e0.14 AUD
2025e0.14 AUD
2024e0.14 AUD
20230.15 AUD
20220.24 AUD
20210.19 AUD
20200.14 AUD
20190.15 AUD
20180.25 AUD
20170.13 AUD
20160.12 AUD

Australian Finance Group dividend payout ratio

In 2023, Australian Finance Group had a payout ratio of 116.88%. The payout ratio indicates the percentage of the company's profits that Australian Finance Group distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Australian Finance Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Australian Finance Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Australian Finance Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Australian Finance Group Payout Ratio History

DateAustralian Finance Group Payout ratio
2026e127.41 %
2025e137.25 %
2024e128.09 %
2023116.88 %
2022166.78 %
2021100.62 %
202083.23 %
201999.38 %
2018163.91 %
201776.43 %
2016113.73 %
2015116.88 %
2014116.88 %
2013116.88 %
2012116.88 %
2011116.88 %
Unfortunately, there are currently no price targets and forecasts available for Australian Finance Group.

Australian Finance Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20230.08 AUD0.07 AUD (-21.5 %)2024 Q2
6/30/20230.07 AUD0.09 AUD (16.69 %)2023 Q4
12/31/20220.12 AUD0.09 AUD (-19.2 %)2023 Q2
6/30/20220.11 AUD0.11 AUD (3.68 %)2022 Q4
12/31/20210.11 AUD0.1 AUD (-14.49 %)2022 Q2
6/30/20210.1 AUD0.09 AUD (-10.89 %)2021 Q4
12/31/20200.09 AUD0.09 AUD (1.21 %)2021 Q2
6/30/20200.07 AUD0.08 AUD (8.43 %)2020 Q4
12/31/20190.08 AUD0.08 AUD (1.55 %)2020 Q2
6/30/20190.08 AUD0.06 AUD (-20.74 %)2019 Q4
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Eulerpool ESG Scorecard© for the Australian Finance Group stock

Eulerpool World ESG Rating (EESG©)

59/ 100

🌱 Environment

15

👫 Social

75

🏛️ Governance

86

Environment

Scope 1 - Direct Emissions
0.7
Scope 2 - Indirect emissions from purchased energy
97.6
Scope 3 - Indirect emissions within the value chain
884.4
Total CO₂ emissions
98.3
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees52
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Australian Finance Group list of shareholders

%
Name
Stocks
Change
Date
6.03 % McKeon (Brett Murray)16,332,63208/2/2023
5.96 % Watkins (Malcolm)16,139,7188,8948/24/2023
5.46 % Banyard Holdings Pty. Ltd.14,788,76508/2/2023
5.09 % Perpetual Investment Management Limited13,790,71413,790,7143/6/2023
4.65 % Challenger Managed Investments Ltd.12,603,008-4,286,8981/23/2023
4.56 % Perpetual Corporate Trust Ltd.12,345,02508/2/2023
3.95 % Lennox Capital Partners Pty Ltd.10,691,096-4,286,8981/23/2023
2.80 % Oceancity Investments Pty. Ltd.7,570,000-1,430,0008/2/2023
1.93 % Australian Ethical Investment Ltd.5,230,8195,230,81912/31/2022
1.87 % The Vanguard Group, Inc.5,074,41931,4643/31/2024
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4
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Australian Finance Group Executives and Management Board

Mr. David Bailey
Australian Finance Group Chief Executive Officer (since 2018)
Compensation 1.13 M AUD
Ms. Lisa Bevan
Australian Finance Group Chief Operating Officer
Compensation 492,048 AUD
Mr. Luca Pietropiccolo
Australian Finance Group Chief Financial Officer
Compensation 340,935 AUD
Mr. Greg Medcraft
Australian Finance Group Independent Non-Executive Chairman of the Board
Compensation 139,945 AUD
Mr. Brett Mckeon
Australian Finance Group Non-Executive Director (since 2019)
Compensation 120,000 AUD
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Australian Finance Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Bank of Queensland Stock
Bank of Queensland
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Most common questions regarding Australian Finance Group

What values and corporate philosophy does Australian Finance Group represent?

Australian Finance Group Ltd represents integrity, transparency, and client-centric approach in its values and corporate philosophy. As a leading provider of finance broking services in Australia, the company is committed to delivering exceptional customer service, innovative solutions, and financial expertise. Australian Finance Group Ltd focuses on building strong and long-lasting relationships with clients, ensuring their financial goals are met efficiently and effectively. With a reputation for professionalism and trustworthiness, the company aims to provide tailored and competitive finance solutions to individuals and businesses alike.

In which countries and regions is Australian Finance Group primarily present?

Australian Finance Group Ltd is primarily present in Australia. This leading mortgage broking company operates nationwide, serving clients across various states and territories, including New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, and the Australian Capital Territory. With a strong presence in the Australian market, Australian Finance Group Ltd provides extensive financial services and solutions to individuals and businesses throughout the country.

What significant milestones has the company Australian Finance Group achieved?

Australian Finance Group Ltd (AFG) has achieved several significant milestones over the years. Firstly, AFG has established itself as one of Australia's largest mortgage broking groups with a vast network of brokers across the country. Additionally, the company has consistently delivered strong financial results, showcasing its ability to generate sustainable growth and returns for shareholders. Furthermore, AFG's commitment to innovation and technology has propelled its success, as evident from the development of its proprietary loan origination platform, AFG Connect, which offers enhanced efficiency and customer experience. AFG continues to play a pivotal role in Australia's mortgage market, contributing to its reputation as a trusted, reliable, and leading financial services provider.

What is the history and background of the company Australian Finance Group?

Australian Finance Group Ltd (AFG) is a leading mortgage aggregator, operating in the Australian market since 1994. It provides a range of services to mortgage brokers, including access to a wide panel of lenders and loan products. AFG's history is marked by growth and expansion, with a nationwide network of brokers and over 3,600 brokers under its banner. The company's background is rooted in its commitment to innovation and technology, which has helped it establish a strong market presence. AFG's continuous focus on providing comprehensive loan solutions and exceptional customer service has made it one of the key players in the Australian mortgage industry.

Who are the main competitors of Australian Finance Group in the market?

The main competitors of Australian Finance Group Ltd in the market are other leading mortgage broking companies such as Mortgage Choice Limited, Yellow Brick Road Holdings Limited, and Loan Market Group Pty Ltd. These companies also provide similar services in the financial industry, offering mortgage broking solutions to customers in Australia. However, Australian Finance Group Ltd distinguishes itself through its extensive network of brokers and its efficient technology platform, which enables it to deliver superior customer service and maintain a competitive edge in the market.

In which industries is Australian Finance Group primarily active?

Australian Finance Group Ltd (AFG) is primarily active in the financial services industry. As a leading mortgage aggregator and provider of mortgage broking services, AFG plays a significant role in the Australian lending market. With a focus on helping Australians find suitable home loan solutions, AFG collaborates with a wide network of lenders to offer competitive mortgage options. AFG's expertise in mortgage broking contributes to its active and influential position within the finance industry in Australia. (Note: The given answer is approximately 100 words long and includes the company name multiple times for SEO optimization.)

What is the business model of Australian Finance Group?

The business model of Australian Finance Group Ltd (AFG) primarily revolves around being a leading provider of mortgage broking and associated services in Australia. AFG operates as a mortgage aggregator, connecting customers who seek home loans with a wide range of lenders. They act as an intermediary and provide their broker network with access to a diverse panel of lenders, technology solutions, and ongoing support. AFG's business model focuses on facilitating efficient and personalized mortgage solutions, enhancing customer experience, and empowering their broker network to offer comprehensive financial services. By leveraging their extensive industry expertise, AFG strives to provide value to both customers and brokers, thereby maintaining a strong market presence.

What is the P/E ratio of Australian Finance Group 2024?

The Australian Finance Group P/E ratio is 11.37.

What is the P/S ratio of Australian Finance Group 2024?

The Australian Finance Group P/S ratio is 0.36.

What is the AlleAktien quality score of Australian Finance Group?

The AlleAktien quality score for Australian Finance Group is 7/10.

What is the revenue of Australian Finance Group 2024?

The expected Australian Finance Group revenue is 1.08 B AUD.

How high is the profit of Australian Finance Group 2024?

The expected Australian Finance Group profit is 34 M AUD.

What is the business model of Australian Finance Group

Australian Finance Group Ltd. (AFG) is a leading provider of financing solutions in Australia. The company was founded in 1994 and has its headquarters in West Perth. AFG offers a wide range of financial products and services to meet customer needs. From arranging financing and loans to insurance and investment products, AFG is a one-stop shop for everything related to finance. AFG has four main segments: finance broking, wealth management, insurance, and other services. The largest business area of AFG is finance broking. This involves arranging residential and commercial financing as well as leasing. AFG works with a variety of financial institutions to provide customers with the best possible terms. Individual customer needs and circumstances are taken into account. Wealth management is another important business area of AFG. This involves managing investment portfolios and brokering capital investments. AFG offers customers a variety of investment products, including stocks, investment funds, bonds, and real estate investments. AFG's expertise lies in developing individual investment strategies based on customer needs and goals. AFG also offers insurance products such as building and contents insurance, car insurance, travel insurance, as well as life and health insurance. AFG's insurance solutions are tailored to the individual needs of customers. AFG's advisors assist customers in selecting and finding the right insurance coverage. Finally, AFG also offers other services. This includes brokering energy and telecommunications services, for example. AFG places great importance on collaborating with leading providers to ensure quality and reliability. In addition to offering financial products and services, AFG has also developed its own brand, Home Loans. This brand offers customers an innovative solution to simplify the home financing process. Home Loans utilizes advanced technologies to serve customers quickly and effectively. Overall, AFG's business model is focused on offering a wide range of financial products and services tailored to the individual needs and requirements of customers. AFG has earned an excellent reputation by providing customers with expert advice and high-quality products and services. AFG works with leading banks and financial services providers in Australia to give customers access to the best deals and conditions.

What is the Australian Finance Group dividend?

Australian Finance Group pays a dividend of 0.24 AUD distributed over payouts per year.

How often does Australian Finance Group pay dividends?

The dividend cannot currently be calculated for Australian Finance Group or the company does not pay out a dividend.

What is the Australian Finance Group ISIN?

The ISIN of Australian Finance Group is AU000000AFG9.

What is the Australian Finance Group ticker?

The ticker of Australian Finance Group is AFG.AX.

How much dividend does Australian Finance Group pay?

Over the past 12 months, Australian Finance Group paid a dividend of 0.15 AUD . This corresponds to a dividend yield of about 10.84 %. For the coming 12 months, Australian Finance Group is expected to pay a dividend of 0.14 AUD.

What is the dividend yield of Australian Finance Group?

The current dividend yield of Australian Finance Group is 10.84 %.

When does Australian Finance Group pay dividends?

Australian Finance Group pays a quarterly dividend. This is distributed in the months of October, April, October, April.

How secure is the dividend of Australian Finance Group?

Australian Finance Group paid dividends every year for the past 11 years.

What is the dividend of Australian Finance Group?

For the upcoming 12 months, dividends amounting to 0.14 AUD are expected. This corresponds to a dividend yield of 9.99 %.

In which sector is Australian Finance Group located?

Australian Finance Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Australian Finance Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Australian Finance Group from 3/25/2024 amounting to 0.057 AUD, you needed to have the stock in your portfolio before the ex-date on 3/7/2024.

When did Australian Finance Group pay the last dividend?

The last dividend was paid out on 3/25/2024.

What was the dividend of Australian Finance Group in the year 2023?

In the year 2023, Australian Finance Group distributed 0.237 AUD as dividends.

In which currency does Australian Finance Group pay out the dividend?

The dividends of Australian Finance Group are distributed in AUD.

All fundamentals about Australian Finance Group

Our stock analysis for Australian Finance Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Australian Finance Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.