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Bendigo and Adelaide Bank stock price, quote, forecast and news

BEN.AX
AU000000BEN6
919400

Price

12.32
Today +/-
+0
Today %
+0 %
P

Bendigo and Adelaide Bank Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Bendigo and Adelaide Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bendigo and Adelaide Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bendigo and Adelaide Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bendigo and Adelaide Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bendigo and Adelaide Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bendigo and Adelaide Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bendigo and Adelaide Bank’s growth potential.

Bendigo and Adelaide Bank Revenue, EBIT and net profit per share

DateBendigo and Adelaide Bank RevenueBendigo and Adelaide Bank Net Income
2028e2.2 B undefined619.51 M undefined
2027e2.12 B undefined596.76 M undefined
2026e2.01 B undefined498.79 M undefined
2025e1.97 B undefined495.91 M undefined
2024e1.95 B undefined517.14 M undefined
20233.69 B undefined497 M undefined
20222.04 B undefined488.1 M undefined
20210 undefined524 M undefined
20200 undefined192.8 M undefined
20190 undefined376.8 M undefined
20180 undefined434.5 M undefined
20170 undefined429.6 M undefined
20160 undefined415.6 M undefined
20150 undefined420.4 M undefined
20140 undefined366.6 M undefined
20130 undefined345.8 M undefined
20120 undefined186.5 M undefined
20110 undefined333.4 M undefined
20100 undefined235.3 M undefined
20090 undefined73.6 M undefined
20080 undefined189.1 M undefined
20070 undefined117 M undefined
20060 undefined122.6 M undefined
20050 undefined94.7 M undefined
20040 undefined79.8 M undefined

Bendigo and Adelaide Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
000000000000000000000000002.043.691.951.972.012.122.2
---------------------------80.51-47.101.131.835.433.92
--------------------------83.1550.62-----
000000000000000000000000001.71.8700000
00000000000000000000000000662837830836878943995
---------------------------------
1311141921334859799412211718973235333186345366420415429434376192524488497517495498596619
--15.3827.2735.7110.5357.1445.4522.9233.9018.9929.79-4.1061.54-61.38221.9241.70-44.1485.486.0914.75-1.193.371.17-13.36-48.94172.92-6.871.844.02-4.260.6119.683.86
---------------------------------
---------------------------------
44.346.849.461.278.4106.8120.1127.5134.1142146.5151.9215.8290.2392400.4417449.9457.8504.8543.7548.9565576.6605.4657.1649.6661.9700000
---------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Bendigo and Adelaide Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Bendigo and Adelaide Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Bendigo and Adelaide Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Bendigo and Adelaide Bank's financial health and stability.

Assets

Bendigo and Adelaide Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Bendigo and Adelaide Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Bendigo and Adelaide Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Bendigo and Adelaide Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
00000000000000000000000000488576
00000000000000000000000000626
00000000000000000000000000-6-22
0.170.180.20.230.30.460.460.510.630.830.921.052.533.092.613.353.453.082.864.372.742.172.622.492.257.57-1.98.31
00000000000000000000000000-3-90
-103-113-121-139-182-288-276-284-358-522-573-664-1,993-2,481-1,835-2,380-2,545-2,129-1,793-1,713-1,578-1,444-1,379-1,361-1,005-503-351-1,330
-4-9-3-5-10-30-13-25-36-41-45-43-81-74-44-93-120-177-185-144-155-196-175-205-183-134-195-241
0.010.010.06-0.010.060.040.040.140.090.070.170.10.160.130.350.490.20.260.42.040.26-00.350.210.366.13-3.255.71
-9-6-3-5-9-9-16-16-20-23-53-119-86-56-17-19-27-13-53-26-14-12-18-16-37-21-14-30
-0.27-0.16-0.6-0.53-0.61-0.33-0.92-1.39-1.98-1.71-1.21-1.841.950.37-1-3.31-1.01-2.97-4.34-1.7-0.03-0.02-0.03-0.04-0.0500.01-0.6
-0.26-0.15-0.6-0.53-0.6-0.32-0.9-1.38-1.96-1.69-1.16-1.722.040.43-0.98-3.29-0.98-2.96-4.29-1.68-0.01-0.01-0.01-0.02-0.010.020.02-0.57
0000000000000000000000000000
-25333506353146962440-2,006-1,421-1,135-657-2,179-92-843-62-91250-27-65340-72-50
71122019102804318440891923200195179379384064550294-471-80
0.220.20.520.610.550.390.811.271.921.761.051.57-0.91-0.890.552.430.582.784.250.06-0.25-0.03-0.2-0.32-0.05-0.24-0.29-0.34
0.240.170.480.590.530.380.771.251.91.721.011.631.10.491.463.272.722.864.92-0.0200-0.010-0000
-5-6-5-7-10-39-20-23-28-36-48-57-94-142-99-177-149-166-211-247-237-217-251-288-277-105-213-290
-0.090.01-0.04-0.02-0.060.01-0.22-0.05-0.12-0.09-0.11-0.420.89-0.8-0.49-0.77-0.81-0.45-0.19-0.06-0.76-0.58-0.59-0.87-0.445.11-4.343.74
-0.83.252.3-11.848.233.718.4122.564.542.3117.6-21.672.170.4330.2469.1172.3244.6342.12,018.4249-15.2333.3189.8320.16,113.6-3,264.45,675.1
0000000000000000000000000000

Bendigo and Adelaide Bank stock margins

The Bendigo and Adelaide Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bendigo and Adelaide Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bendigo and Adelaide Bank.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bendigo and Adelaide Bank's sales revenue. A higher gross margin percentage indicates that the Bendigo and Adelaide Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bendigo and Adelaide Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bendigo and Adelaide Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bendigo and Adelaide Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bendigo and Adelaide Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bendigo and Adelaide Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bendigo and Adelaide Bank Margin History

DateBendigo and Adelaide Bank Profit margin
2028e28.16 %
2027e28.19 %
2026e24.84 %
2025e25.13 %
2024e26.52 %
202313.48 %
202223.89 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Bendigo and Adelaide Bank Stock Sales Revenue, EBIT, Earnings per Share

The Bendigo and Adelaide Bank earnings per share therefore indicates how much revenue Bendigo and Adelaide Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Bendigo and Adelaide Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bendigo and Adelaide Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bendigo and Adelaide Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bendigo and Adelaide Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bendigo and Adelaide Bank Revenue, EBIT and net profit per share

DateBendigo and Adelaide Bank Sales per ShareBendigo and Adelaide Bank Earnings per Share
2028e3.89 undefined1.09 undefined
2027e3.74 undefined1.05 undefined
2026e3.55 undefined0.88 undefined
2025e3.49 undefined0.88 undefined
2024e3.45 undefined0.91 undefined
20235.57 undefined0.75 undefined
20223.14 undefined0.75 undefined
20210 undefined0.8 undefined
20200 undefined0.32 undefined
20190 undefined0.65 undefined
20180 undefined0.77 undefined
20170 undefined0.78 undefined
20160 undefined0.76 undefined
20150 undefined0.83 undefined
20140 undefined0.8 undefined
20130 undefined0.77 undefined
20120 undefined0.45 undefined
20110 undefined0.83 undefined
20100 undefined0.6 undefined
20090 undefined0.25 undefined
20080 undefined0.88 undefined
20070 undefined0.77 undefined
20060 undefined0.84 undefined
20050 undefined0.67 undefined
20040 undefined0.6 undefined

Bendigo and Adelaide Bank business model

Bendigo and Adelaide Bank Ltd is a leading Australian bank founded in 1858 in Bendigo, Victoria. It is headquartered in Adelaide and operates a nationwide network of over 500 branches and outlets. The bank's history dates back to the 19th century when the Bendigo Mutual Permanent Land and Building Society was established to help homeowners finance their properties. Over the years, the bank has expanded its offerings and now provides a wide range of financial services. The bank's business model focuses on building close relationships with its customers and operates as a cooperative bank, meaning it is owned and supported by its members and customers rather than investors or shareholders. The bank is divided into various divisions, including retail banking, business banking, and wealth management, each offering a tailored range of products and services to meet the needs of its respective customers. In retail banking, the bank offers products such as mortgages, credit cards, savings and checking accounts, insurance, and loans. The bank's mortgages are known for their flexibility and adaptability to customers' needs. They also have a wide range of credit cards tailored to various needs, from consolidating debt to frequent international travelers. In business banking, the bank provides business loans, business accounts, cash management solutions, and other financial services. It specializes in serving small and medium-sized businesses, offering financing solutions tailored to their specific needs. The bank's wealth management division offers a wide range of investment products, including stocks, bonds, mutual funds, and other investment instruments for affluent clients. They also have a team of financial advisors who assist customers with their wealth planning and management. The bank has also focused on environmental sustainability and offers specialized products in green banking. Bendigo and Adelaide Bank Ltd has earned a reputation as an ethical bank. The bank is committed to investing in ethical and sustainable companies and divesting from those operating in controversial industries. In summary, Bendigo and Adelaide Bank Ltd offers a wide range of financial services tailored to the needs of its customers. The bank has focused on building close relationships with its customers and offering them flexible and adaptable products. The bank has also integrated environmental friendliness and ethics into its business model, making it one of Australia's responsible companies. Bendigo and Adelaide Bank is one of the most popular companies on Eulerpool.com.

Bendigo and Adelaide Bank SWOT Analysis

Strengths

  • Strong market presence in regional Australia, with a well-established customer base and brand reputation.
  • Diversified revenue streams, including retail banking, business banking, and wealth management services.
  • Robust risk management practices, ensuring stability and resilience during economic fluctuations.
  • Focused on customer satisfaction, aiming to provide personalized and tailored financial solutions.
  • Embracing technological advancements to enhance operational efficiency and customer experience.

Weaknesses

  • Limited international presence, primarily focused on the domestic market.
  • Relatively small scale compared to major Australian banks, which may limit some resources and bargaining power.
  • Vulnerability to economic downturns and fluctuations in interest rates, potentially impacting profitability.
  • Subject to regulatory compliance, increasing costs and potential constraints on flexibility.
  • Reliance on third-party networks for infrastructure, which could expose to disruptions or security concerns.

Opportunities

  • Growing demand for ethical and sustainable banking, which aligns with the bank's community-focused approach.
  • Expansion into new markets or acquisition of smaller financial institutions for geographic diversification.
  • Integration of fintech solutions to enhance digital innovation and attract tech-savvy customers.
  • Development of strategic partnerships with technology companies to leverage their expertise in banking services.
  • Potential for offering specialized financial products targeting specific customer segments.

Threats

  • Intense competition from established big banks and emerging digital-only challenger banks.
  • Economic instability and market downturns, affecting loan quality, asset prices, and overall profitability.
  • Evolving regulatory landscape, requiring continuous adjustments to comply with new laws and standards.
  • Growing cybersecurity threats, increasing the risk of data breaches and customer privacy concerns.
  • Changing customer preferences and expectations, demanding seamless digital experiences and innovative solutions.

Bendigo and Adelaide Bank historical P/E ratio, EBIT, and P/S ratio.

Bendigo and Adelaide Bank shares outstanding

The number of shares was Bendigo and Adelaide Bank in 2023 — This indicates how many shares 661.967 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Bendigo and Adelaide Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bendigo and Adelaide Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bendigo and Adelaide Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bendigo and Adelaide Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bendigo and Adelaide Bank dividend history and estimates

In 2023, Bendigo and Adelaide Bank paid a dividend amounting to 0.87 AUD. Dividend means that Bendigo and Adelaide Bank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Bendigo and Adelaide Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Bendigo and Adelaide Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Bendigo and Adelaide Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Bendigo and Adelaide Bank Dividend History

DateBendigo and Adelaide Bank Dividend
2028e0.87 undefined
2027e0.87 undefined
2026e0.87 undefined
2025e0.87 undefined
2024e0.87 undefined
20230.87 undefined
20220.76 undefined
20210.78 undefined
20200.44 undefined
20191 undefined
20181 undefined
20170.97 undefined
20160.97 undefined
20150.94 undefined
20140.91 undefined
20130.87 undefined
20120.86 undefined
20110.86 undefined
20100.83 undefined
20090.61 undefined
20080.92 undefined
20070.82 undefined
20060.73 undefined
20050.64 undefined
20040.56 undefined

Bendigo and Adelaide Bank dividend payout ratio

In 2023, Bendigo and Adelaide Bank had a payout ratio of 114.12%. The payout ratio indicates the percentage of the company's profits that Bendigo and Adelaide Bank distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Bendigo and Adelaide Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Bendigo and Adelaide Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Bendigo and Adelaide Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Bendigo and Adelaide Bank Payout Ratio History

DateBendigo and Adelaide Bank Payout ratio
2028e107.14 %
2027e106.49 %
2026e108.4 %
2025e106.54 %
2024e104.54 %
2023114.12 %
2022100.95 %
202198.55 %
2020142.86 %
2019153.85 %
2018131.58 %
2017124.54 %
2016127.82 %
2015113.6 %
2014114.29 %
2013114.66 %
2012194.81 %
2011103.27 %
2010138.1 %
2009243.86 %
2008104.3 %
2007106.36 %
200688.46 %
200594.84 %
200495.73 %
Unfortunately, there are currently no price targets and forecasts available for Bendigo and Adelaide Bank.

Bendigo and Adelaide Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20230.44 0.4  (-7.99 %)2024 Q2
6/30/20230.48 0.43  (-12.3 %)2023 Q4
12/31/20220.46 0.45  (-3.67 %)2023 Q2
6/30/20220.38 0.37  (-4.2 %)2022 Q4
12/31/20210.4 0.4  (0.95 %)2022 Q2
6/30/20210.41 0.37  (-10.41 %)2021 Q4
12/31/20200.29 0.33  (15.41 %)2021 Q2
6/30/20200.19 0.16  (-15.61 %)2020 Q4
12/31/20190.4 0.44  (9.72 %)2020 Q2
6/30/20190.38 0.34  (-11.93 %)2019 Q4
1
2
3

Eulerpool ESG Scorecard© for the Bendigo and Adelaide Bank stock

Eulerpool World ESG Rating (EESG©)

80/ 100

🌱 Environment

99

👫 Social

88

🏛️ Governance

52

Environment

Scope 1 - Direct Emissions
1,956
Scope 2 - Indirect emissions from purchased energy
14,041.45
Scope 3 - Indirect emissions within the value chain
15,532.06
Total CO₂ emissions
15,997.45
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
✅
Water consumption and efficiency
✅

Social

Percentage of female employees58.9
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

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Bendigo and Adelaide Bank list of shareholders

%
Name
Stocks
Change
Date
5.00 % The Vanguard Group, Inc.28,298,59308/30/2023
4.33 % State Street Global Advisors Australia Ltd.24,506,8214,992,03112/19/2023
2.15 % Vanguard Investments Australia Ltd.12,151,98131,3522/29/2024
1.80 % BlackRock Institutional Trust Company, N.A.10,162,547-300,76511/27/2023
1.58 % BlackRock Investment Management (Australia) Ltd.8,959,719645,23011/27/2023
0.99 % Dimensional Fund Advisors, L.P.5,615,35519,2263/31/2024
0.88 % BlackRock Asset Management Deutschland AG4,987,63765,38911/27/2023
0.87 % Norges Bank Investment Management (NBIM)4,899,754-2,108,78712/31/2023
0.83 % Australian Ethical Investment Ltd.4,717,2774,717,27712/31/2022
0.80 % State Street Global Advisors (US)4,545,531171,94512/19/2023
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Bendigo and Adelaide Bank Executives and Management Board

Ms. Marnie Baker55
Bendigo and Adelaide Bank Chief Executive Officer, Managing Director, Executive Director (since 2005)
Compensation 2.66 M
Mr. Richard Fennell
Bendigo and Adelaide Bank Chief Customer Officer - Consumer Banking
Compensation 1.15 M
Mr. Andrew Morgan
Bendigo and Adelaide Bank Chief Financial Officer
Compensation 1.13 M
Mr. Adam Rowse
Bendigo and Adelaide Bank Chief Customer Officer - Business and Agribusiness
Compensation 929,000
Mr. Ryan Brosnahan
Bendigo and Adelaide Bank Chief Transformation Officer
Compensation 885,000
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Bendigo and Adelaide Bank Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Devine Limited Stock
Devine Limited
SupplierCustomer----0,23-
Palla Pharma Stock
Palla Pharma
SupplierCustomer----0,350,09-0,67
Australian Finance Group Stock
Australian Finance Group
SupplierCustomer0,600,850,04-0,73-0,150,62
JPMorgan Chase Stock
JPMorgan Chase
SupplierCustomer0,570,54-0,42-0,78-0,490,74
Universal Biosensors DR Stock
Universal Biosensors DR
SupplierCustomer0,340,77-0,61-0,57-0,480,62
Mach7 Technologies Stock
Mach7 Technologies
SupplierCustomer0,240,73-0,47-0,66-0,010,06
Retail Food Group Stock
Retail Food Group
SupplierCustomer0,170,74-0,30-0,44-0,06-0,02
National Tyre & Wheel Stock
National Tyre & Wheel
SupplierCustomer0,140,74-0,55-0,66-0,480,61
Boom Logistics Stock
Boom Logistics
SupplierCustomer0,100,57-0,50-0,22-0,34-
Credit Clear Stock
Credit Clear
SupplierCustomer-0,02-0,030,200,010,24-
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Most common questions regarding Bendigo and Adelaide Bank

What values and corporate philosophy does Bendigo and Adelaide Bank represent?

Bendigo and Adelaide Bank Ltd represents values of community, integrity, and sustainability. The company's corporate philosophy revolves around providing excellent customer service, supporting local communities, and maintaining long-term relationships. Bendigo and Adelaide Bank Ltd places a strong emphasis on ethical banking practices, transparency, and responsible lending. By prioritizing the needs of their customers and shareholders, the company aims to create mutually beneficial partnerships and deliver reliable financial solutions. With a commitment to sustainability and social responsibility, Bendigo and Adelaide Bank Ltd strives to make a positive impact on the communities they serve.

In which countries and regions is Bendigo and Adelaide Bank primarily present?

Bendigo and Adelaide Bank Ltd is primarily present in Australia.

What significant milestones has the company Bendigo and Adelaide Bank achieved?

Bendigo and Adelaide Bank Ltd has achieved significant milestones since its establishment. The company has successfully expanded its customer base and product offerings, providing a wide range of financial services to its clientele. It has consistently recorded strong financial performance, marked by consistent growth in profits and shareholder value. Moreover, Bendigo and Adelaide Bank Ltd has been recognized for its commitment to community banking and sustainability practices. The company has received various awards and accolades, highlighting its dedication to providing excellent customer service and contributing positively to the communities it serves. Throughout its history, Bendigo and Adelaide Bank Ltd has continued to demonstrate leadership and innovation within the banking sector.

What is the history and background of the company Bendigo and Adelaide Bank?

Bendigo and Adelaide Bank Ltd, founded in 1858, is an Australia-based financial institution with a rich history and notable background. Initially, two separate banks, Bendigo Bank and Adelaide Bank, merged in 2007 to form the current entity. With headquarters in Bendigo, Australia, the bank primarily focuses on retail and business banking services. Over the years, Bendigo and Adelaide Bank Ltd has expanded its operations nationwide, offering a comprehensive range of financial products and services, including savings accounts, loans, credit cards, insurance, and wealth management solutions. As a customer-centric bank with a deep commitment to community banking, Bendigo and Adelaide Bank Ltd has grown to become a trusted and respected name in the Australian banking industry.

Who are the main competitors of Bendigo and Adelaide Bank in the market?

The main competitors of Bendigo and Adelaide Bank Ltd in the market include other financial institutions such as Commonwealth Bank of Australia, Westpac Banking Corporation, Australia and New Zealand Banking Group Limited (ANZ), and National Australia Bank Limited (NAB).

In which industries is Bendigo and Adelaide Bank primarily active?

Bendigo and Adelaide Bank Ltd is primarily active in the financial services industry. As a leading Australian bank, it provides a wide range of banking and financial solutions to individuals, businesses, and communities. With its extensive branch network and digital banking services, Bendigo and Adelaide Bank offers retail banking, business banking, commercial banking, wealth management, and insurance services. The company focuses on supporting local economies and fostering sustainable growth through its community banking strategy. With its strong presence and commitment to customer service, Bendigo and Adelaide Bank serves as a trusted partner for individuals and businesses in the financial sector.

What is the business model of Bendigo and Adelaide Bank?

The business model of Bendigo and Adelaide Bank Ltd revolves around being a retail-focused financial institution in Australia. The company aims to provide a range of banking and financial services to individual customers, small and medium-sized businesses, and community organizations. With a focus on customer satisfaction and responsible banking practices, Bendigo and Adelaide Bank Ltd offers products such as personal loans, home loans, credit cards, savings accounts, and investment solutions. By leveraging its strong community banking model and strategic partnerships, the company strives to deliver superior financial outcomes for its stakeholders while fostering growth and sustainability in the communities it serves.

What is the P/E ratio of Bendigo and Adelaide Bank 2024?

The Bendigo and Adelaide Bank P/E ratio is 15.77.

What is the P/S ratio of Bendigo and Adelaide Bank 2024?

The Bendigo and Adelaide Bank P/S ratio is 4.18.

What is the AlleAktien quality score of Bendigo and Adelaide Bank?

The AlleAktien quality score for Bendigo and Adelaide Bank is 2/10.

What is the revenue of Bendigo and Adelaide Bank 2024?

The expected Bendigo and Adelaide Bank revenue is 1.95 B AUD.

How high is the profit of Bendigo and Adelaide Bank 2024?

The expected Bendigo and Adelaide Bank profit is 517.14 M AUD.

What is the business model of Bendigo and Adelaide Bank

Bendigo and Adelaide Bank Ltd is a financial services company based in Melbourne, Australia. It was founded in 1858 as Bendigo Bank and later renamed in 2007 through a merger with Adelaide Bank. The bank offers a wide range of financial services, including banking and financial services, investment funds, insurance, and advisory services. The Bendigo and Adelaide Bank's business model is determined by its three main business segments: deposits and payments, lending, and financial services. Deposits and Payments Bendigo and Adelaide Bank's deposit and payment services include a variety of products and services, such as transaction accounts, savings accounts, term deposits, credit cards, debit cards, and online banking. The bank has a comprehensive network of branches and ATMs across the country to serve its customers. Customer funds are traditionally sourced through deposits and savings to make them available as credit. Lending Bendigo and Adelaide Bank offers its customers various credit products, including home loans, investment loans, car loans, and business loans. The bank has its own mortgage division and also acts as a financing provider for housing construction. Financial Services In addition to traditional banking services, Bendigo and Adelaide Bank also offer a range of financial services, including the distribution of insurance products, investment and wealth advisory services, and asset management. The company's wealth management is an important cornerstone in its advisory and asset management services. Bendigo and Adelaide Bank also offers online trading and maintains a large network of independent financial advisers. Bendigo and Adelaide Bank is committed to expanding into non-traditional banking fields and developing its capabilities to remain competitive in the market. It is one of the first banks in Australia to develop a black credit card, enabling blind and visually impaired customers to independently use banking services. Business Model Strategy Bendigo and Adelaide Bank's business model is partially based on the concept of the community bank, being close to customers and meeting their needs. Bendigo Bank aims to operate in villages and small towns where not many other banks are active. This model makes Bendigo the bank in Australia with the most branches. The company has developed a range of brands and business models to remain successful. Bendigo has built a strong digital presence with the help of technology to serve customers who are more active online. With the acquisition of Rural Bank in 2019, Bendigo increases its engagement and service to its agricultural customers, providing them with tailored banking services and market information they need. Conclusion Overall, Bendigo and Adelaide Bank's business model has allowed the community bank to establish a solid foundation and differentiate itself from other banks. Bendigo aims to meet the needs of its customers and work in communities where it is most needed. The company is focused on finding new ways to create value for its customers, particularly through the development of new products and services, as well as leveraging technology to better serve customers.

What is the Bendigo and Adelaide Bank dividend?

Bendigo and Adelaide Bank pays a dividend of 0.76 AUD distributed over payouts per year.

How often does Bendigo and Adelaide Bank pay dividends?

The dividend cannot currently be calculated for Bendigo and Adelaide Bank or the company does not pay out a dividend.

What is the Bendigo and Adelaide Bank ISIN?

The ISIN of Bendigo and Adelaide Bank is AU000000BEN6.

What is the Bendigo and Adelaide Bank WKN?

The WKN of Bendigo and Adelaide Bank is 919400.

What is the Bendigo and Adelaide Bank ticker?

The ticker of Bendigo and Adelaide Bank is BEN.AX.

How much dividend does Bendigo and Adelaide Bank pay?

Over the past 12 months, Bendigo and Adelaide Bank paid a dividend of 0.87 AUD . This corresponds to a dividend yield of about 7.07 %. For the coming 12 months, Bendigo and Adelaide Bank is expected to pay a dividend of 0.87 AUD.

What is the dividend yield of Bendigo and Adelaide Bank?

The current dividend yield of Bendigo and Adelaide Bank is 7.07 %.

When does Bendigo and Adelaide Bank pay dividends?

Bendigo and Adelaide Bank pays a quarterly dividend. This is distributed in the months of October, April, October, March.

How secure is the dividend of Bendigo and Adelaide Bank?

Bendigo and Adelaide Bank paid dividends every year for the past 25 years.

What is the dividend of Bendigo and Adelaide Bank?

For the upcoming 12 months, dividends amounting to 0.87 AUD are expected. This corresponds to a dividend yield of 7.04 %.

In which sector is Bendigo and Adelaide Bank located?

Bendigo and Adelaide Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Bendigo and Adelaide Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bendigo and Adelaide Bank from 3/26/2024 amounting to 0.429 AUD, you needed to have the stock in your portfolio before the ex-date on 2/22/2024.

When did Bendigo and Adelaide Bank pay the last dividend?

The last dividend was paid out on 3/26/2024.

What was the dividend of Bendigo and Adelaide Bank in the year 2023?

In the year 2023, Bendigo and Adelaide Bank distributed 0.757 AUD as dividends.

In which currency does Bendigo and Adelaide Bank pay out the dividend?

The dividends of Bendigo and Adelaide Bank are distributed in AUD.

All fundamentals about Bendigo and Adelaide Bank

Our stock analysis for Bendigo and Adelaide Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bendigo and Adelaide Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.