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Mortgage Choice Stock MOC.AX

Price

1.95
Today +/-
+0
Today %
+0 %
P

Mortgage Choice stock price

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Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Mortgage Choice stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Mortgage Choice stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Mortgage Choice stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Mortgage Choice's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Mortgage Choice Stock Price History

DateMortgage Choice Price
1.95 undefined
1.95 undefined

Mortgage Choice Revenue, EBIT, Net Income

  • 3 Years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Mortgage Choice, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Mortgage Choice from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Mortgage Choice’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Mortgage Choice. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Mortgage Choice’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Mortgage Choice’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Mortgage Choice’s growth potential.

Mortgage Choice Revenue, EBIT and net profit per share

DateMortgage Choice RevenueMortgage Choice EBITMortgage Choice Net Income
2024e236.61 M undefined0 undefined0 undefined
2023e217.69 M undefined0 undefined0 undefined
2022e204.43 M undefined0 undefined0 undefined
2021e199.1 M undefined0 undefined0 undefined
2020175.38 M undefined13.61 M undefined9.43 M undefined
2019177.36 M undefined19.93 M undefined13.72 M undefined
2018217.81 M undefined5.85 M undefined4.24 M undefined
2017199.8 M undefined31.87 M undefined22.18 M undefined
2016197.44 M undefined28.35 M undefined19.54 M undefined
2015184.8 M undefined28.62 M undefined18.86 M undefined
2014178.5 M undefined28.9 M undefined19.8 M undefined
2013156.5 M undefined28.9 M undefined18.7 M undefined
2012157 M undefined28.7 M undefined18.5 M undefined
2011169 M undefined56.9 M undefined27.5 M undefined
2010170.5 M undefined50.2 M undefined23.5 M undefined
2009192 M undefined53.3 M undefined26.8 M undefined
2008160.2 M undefined41.8 M undefined19.3 M undefined
2007156 M undefined40.4 M undefined19.6 M undefined
2006141.1 M undefined36.9 M undefined17.9 M undefined
2005110.5 M undefined20 M undefined12.7 M undefined
2004102.9 M undefined16.3 M undefined10.2 M undefined
200376.4 M undefined11 M undefined6.3 M undefined
200253.9 M undefined7.5 M undefined5 M undefined
200142.2 M undefined-4.2 M undefined-5.2 M undefined

Mortgage Choice Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
NET INCOME (M)
NET INCOME GROWTH (%)
SHARES (M)
DOCUMENTS
2000200120022003200420052006200720082009201020112012201320142015201620172018201920202021e2022e2023e2024e
29425376102110141156160192170169157156178184197199217177175199204217236
-44.8326.1943.4034.217.8428.1810.642.5620.00-11.46-0.59-7.10-0.6414.103.377.071.029.05-18.43-1.1313.712.516.378.76
20.6926.1935.8532.8932.3532.7336.1736.5437.5037.5039.4143.2029.3030.7734.8335.3332.9934.1718.4327.6826.2923.1222.5521.2019.49
611192533365157607267734648626565684049460000
-4-556101217191926232718181918192241390000
-25.00-200.0020.0066.6720.0041.6711.76-36.84-11.5417.39-33.33-5.56-5.265.5615.79-81.82225.00-30.77----
109.8109.8109.8109.8110117.3118.8119.1118.8119120.6120.8121.1123123.7124.1124.41125.12125.2125.4126.490000
- - - - - - - - - - - - - - - - - - - - - - - - -
Details

Keystats

ⓘ

Revenue and Growth

The Mortgage Choice Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Mortgage Choice is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (M)
TOTAL ASSETS (M)
LIABILITIES
COMMON STOCK (M)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (M)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (M)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (k)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (M)
LONG-T. LIAB. (M)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (M)
DEBT (M)
TOTAL CAPITAL (M)
200020012002200320042005200620072008200920102011201220132014201520162017201820192020
                                         
6.50.86.58.611.211.58.49.18.55.310910.71112.47.838.078.653.351.936.11
3.3957.18.19.411.112.511.612.111.411.111.712.414.112.1311.511.9111.75112.27106.21
0.70.41.30.30.20.241.345.447.97071.779.779.48182.886.7587.9788.7191.8200
000000000000000000000
000.20.11.20.20.30.20.50.30.21.21.51.921.522.670.470.5800
10.510.21316.120.721.361.167.268.587.793.3101103.3106.3111.3108.23110.21109.74107.5114.2112.32
1.422.21.61.92.93.31.2121.81.51.10.70.90.830.450.660.690.724.05
000000000000000000000
000.1000101.8115124153.9184.3208.3221.8227.6238.2238.21245.72251.23275.69282.17283.42
00000002.72.92.73.53.22.22.32.37.156.486.088.5610.1310.66
000000000000000000000
001.511.21.21.21.11.20.70.80.8000000000
1.423.82.63.14.1106.3120129.1159.3190.4213.8225.1230.6241.4246.18252.64257.97284.93293.02298.12
11.912.216.818.723.825.4167.4187.2197.6247283.7314.8328.4336.9352.7354.41362.85367.71392.44407.21410.44
                                         
9.69.69.69.68.30.10.20.20.40.81.21.21.644.65.786.87.287.768.18.17
000000000000000000000
-3.5-8.7-3.7-2.3-1.49.747.35254.765.676.189.192.195.197.796.1395.5296.9177.8978.3980.78
000000000000000000000
000000000000000000000
6.10.95.97.36.99.847.552.255.166.477.390.393.799.1102.3101.91102.33104.1985.6586.4888.95
2.95.24.36.188.58.510.69.510.710.89.71010.712.112.4812.1911.2910.059.4710.76
0.71.63.22.23.93.33.200000.70.800000.931.1900
1.21.42.82.54.53.527.532.734.147.750.8535555.458.158.8859.9958.8167.2374.4271.46
4001000000000000000000000
0.10.1000000000000000002.51.1
5.38.410.310.816.415.339.243.343.658.461.663.465.866.170.271.3672.1871.0278.4786.3983.32
0.12.600000000000000000201.4206.38
00000016.417.919.425.329.634.734.936.136.637.4837.6637.930.9132.1731.06
0.50.50.50.60.40.464.473.879.496.9115.3126.5134.2135.5143.7143.67150.68154.6197.40.770.72
0.63.10.50.60.40.480.891.798.8122.2144.9161.2169.1171.6180.3181.14188.34192.5228.32234.34238.17
5.911.510.811.416.815.7120135142.4180.6206.5224.6234.9237.7250.5252.5260.52263.52306.78320.73321.49
1212.416.718.723.725.5167.5187.2197.5247283.8314.9328.6336.8352.8354.41362.85367.71392.44407.21410.44
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Mortgage Choice provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Mortgage Choice's financial health and stability.

Assets

Mortgage Choice's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Mortgage Choice must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Mortgage Choice after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Mortgage Choice's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES ()
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
200020012002200320042005200620072008200920102011201220132014201520162017201820192020
000000000000000000000
000000000000000000000
000000000000000000000
000000151700242526250000000
000000000000000000000
000000-9-1000-14-15-16-150000000
000-2-4-3-7-7-7-6-3-7-6-7-7-8-7-9-10-5-5
-2-6971114121617131814171519212023221416
-1-1-10-1-1-1-1-1-2-100-1-1-7-1-1-4-3-3
-1-1-10-1-1000-1-10000-60-2-5-3-1
000000000000002000001
000000000000000000000
02-200000000000000002-3
900007000000010000000
92-2-4-7-12-15-15-17-15-12-14-15-13-17-19-19-21-22-12-11
-----1.00-8.00---------------
000-4-6-10-15-15-17-15-13-14-15-15-17-19-19-21-22-15-7
3-1215111817111823161711141328252833271726
000000000000000000000
000000000000000000000

Mortgage Choice stock margins

The Mortgage Choice margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Mortgage Choice. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Mortgage Choice.

  • 3 Years

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Gross margin
EBIT margin
Profit margin
Details
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Mortgage Choice's sales revenue. A higher gross margin percentage indicates that the Mortgage Choice retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Mortgage Choice's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Mortgage Choice's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Mortgage Choice's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Mortgage Choice. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Mortgage Choice's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Mortgage Choice Margin History

Mortgage Choice Gross marginMortgage Choice Profit marginMortgage Choice EBIT marginMortgage Choice Profit margin
2024e26.28 %0 %0 %
2023e26.28 %0 %0 %
2022e26.28 %0 %0 %
2021e26.28 %0 %0 %
202026.28 %7.76 %5.37 %
201927.91 %11.24 %7.74 %
201818.68 %2.68 %1.95 %
201734.22 %15.95 %11.1 %
201633.16 %14.36 %9.9 %
201535.38 %15.48 %10.2 %
201435.13 %16.19 %11.09 %
201330.67 %18.47 %11.95 %
201229.68 %18.28 %11.78 %
201143.73 %33.67 %16.27 %
201039.35 %29.44 %13.78 %
200937.6 %27.76 %13.96 %
200838.01 %26.09 %12.05 %
200736.54 %25.9 %12.56 %
200636.57 %26.15 %12.69 %
200533.21 %18.1 %11.49 %
200432.65 %15.84 %9.91 %
200333.64 %14.4 %8.25 %
200235.81 %13.91 %9.28 %
200127.73 %-9.95 %-12.32 %

Mortgage Choice Stock Sales Revenue, EBIT, Earnings per Share

The Mortgage Choice earnings per share therefore indicates how much revenue Mortgage Choice has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

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  • Max

Sales per Share
EBIT per share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Mortgage Choice earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Mortgage Choice's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Mortgage Choice’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Mortgage Choice's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Mortgage Choice Revenue, EBIT and net profit per share

DateMortgage Choice Sales per ShareMortgage Choice EBIT per shareMortgage Choice Earnings per Share
2024e1.9 undefined0 undefined0 undefined
2023e1.75 undefined0 undefined0 undefined
2022e1.65 undefined0 undefined0 undefined
2021e1.6 undefined0 undefined0 undefined
20201.39 undefined0.11 undefined0.07 undefined
20191.41 undefined0.16 undefined0.11 undefined
20181.74 undefined0.05 undefined0.03 undefined
20171.6 undefined0.25 undefined0.18 undefined
20161.59 undefined0.23 undefined0.16 undefined
20151.49 undefined0.23 undefined0.15 undefined
20141.44 undefined0.23 undefined0.16 undefined
20131.27 undefined0.23 undefined0.15 undefined
20121.3 undefined0.24 undefined0.15 undefined
20111.4 undefined0.47 undefined0.23 undefined
20101.41 undefined0.42 undefined0.19 undefined
20091.61 undefined0.45 undefined0.23 undefined
20081.35 undefined0.35 undefined0.16 undefined
20071.31 undefined0.34 undefined0.16 undefined
20061.19 undefined0.31 undefined0.15 undefined
20050.94 undefined0.17 undefined0.11 undefined
20040.94 undefined0.15 undefined0.09 undefined
20030.7 undefined0.1 undefined0.06 undefined
20020.49 undefined0.07 undefined0.05 undefined
20010.38 undefined-0.04 undefined-0.05 undefined

Mortgage Choice business model

The company Mortgage Choice Ltd is an Australian company that specializes in financial services. It was founded in 1992 by Rodney Higgins in Sydney, Australia. Since its founding, the company has continuously increased its success and is now listed on the Australian stock exchange. Mortgage Choice's business model is based on the intermediation of financial products to private customers. The company works with a variety of banks, insurance companies, and other financial service providers, offering a wide range of financial products. These include mortgages, insurance, investment products, and personal loans. Mortgage Choice is divided into different divisions in order to offer its customers a wide range of financial services. The company's main divisions are: - Mortgages: Mortgage Choice offers a wide range of mortgage products and supports its customers in finding the right financing. This includes fixed and variable interest rates, equity financing, and refinancing. - Insurance: The insurance division of Mortgage Choice includes products such as life insurance, health insurance, disability insurance, or household insurance. The company works with various partners and provides advisory services to its customers in finding the right insurance product. - Investment products: Mortgage Choice's investment products include investment funds, stocks, or bonds. The company also supports its customers in finding the right financial product and provides them with an overview of opportunities and risks. - Personal loans: Mortgage Choice's personal loans include products such as car loans, debt consolidation loans, or loans for renovation work. The company also provides advisory services to its customers in finding the right financing. Mortgage Choice has earned a good reputation in the financial industry and has received several awards for its services. For example, the company has been awarded several times as "Best Mortgage Broker" and "Best Financial Advice". Mortgage Choice attaches great importance to transparent and trustworthy cooperation with its customers. The company focuses on individual and personal advice to be able to offer each customer a tailor-made solution. The company also offers online solutions to enable its customers to have a simple and uncomplicated financing experience. In summary, Mortgage Choice is a successful Australian company specializing in the intermediation of financial products. The wide range of divisions and products allows the company to offer its customers tailored financing solutions. The transparent and individual advice, as well as the awards that the company has already received, underline its reputation as a trustworthy and professional company in the financial industry. Mortgage Choice is one of the most popular companies on Eulerpool.com.

Mortgage Choice SWOT Analysis

Helpful
Harmful
Internal

Strengths

Mortgage Choice Ltd possesses several strengths that contribute to its success in the market. These strengths include:

  • A diverse range of mortgage products and services, catering to varied customer needs.
  • Strong brand recognition and reputation within the financial industry.
  • Established network of affiliated brokers, providing extensive coverage and access to potential customers.
  • Robust technology infrastructure enabling efficient and convenient mortgage processing.
  • Strong relationships with lenders, ensuring competitive loan rates and terms for clients.

Weaknesses

Despite Mortgage Choice Ltd's success, it also faces certain weaknesses that need to be addressed to maintain a competitive edge:

  • Reliance on external factors such as interest rates and housing market conditions, which can impact business volume.
  • Dependency on a network of brokers, requiring ongoing management and potential risks associated with inconsistent performance.
  • Limited control over lending policies and guidelines set by lenders, affecting the ability to fully customize loan offerings.
External

Opportunities

Mortgage Choice Ltd can capitalize on several opportunities to drive growth and expand its market share:

  • Growing demand for mortgage services due to population growth, increased homebuying, and renovation activities.
  • Expansion into emerging markets with underserved populations seeking mortgage and financial solutions.
  • Offering additional services such as financial planning and insurance to diversify revenue streams.
  • Utilizing digital platforms and online applications to reach a wider customer base and enhance convenience.

Threats

Several threats may hinder Mortgage Choice Ltd's progress and require proactive strategies to mitigate risks:

  • Intense competition from other mortgage providers, potentially leading to price wars and reduced profit margins.
  • Economic downturns impacting consumer confidence and reducing demand for mortgages and related services.
  • Regulatory changes and compliance requirements, affecting operations and increasing administrative burden.
  • Changing customer preferences and technological advancements may disrupt traditional mortgage brokering models.
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Mortgage Choice Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Mortgage Choice historical P/E ratio, EBIT multiple, and P/S ratio

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Mortgage Choice shares outstanding

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Mortgage Choice earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Mortgage Choice's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Mortgage Choice’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Mortgage Choice's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Mortgage Choice does not pay out any dividends.

Mortgage Choice dividend payout ratio

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Mortgage Choice represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Mortgage Choice could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Mortgage Choice's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Mortgage Choice Payout Ratio History

DateMortgage Choice Payout ratio
2024e234.06 %
2023e206.7 %
2022e174.6 %
2021e320.87 %
2020124.62 %
201978.32 %
2018759.68 %
2017141.04 %
2016150.09 %
2015145.73 %
2014138.34 %
2013122.15 %
2012121.57 %
201181.58 %
201087.98 %
200965.02 %
2008123.11 %
2007121.53 %
2006118.52 %
2005129.31 %
2004320.87 %
2003320.87 %
2002320.87 %
2001320.87 %
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Unfortunately, there are currently no price targets and forecasts available for Mortgage Choice.

Mortgage Choice Earnings Calls

Most common questions regarding Mortgage Choice

What values and corporate philosophy does Mortgage Choice represent?

Mortgage Choice Ltd upholds a set of core values and a distinctive corporate philosophy. The company values integrity, transparency, and professionalism in all its dealings. Mortgage Choice Ltd aims to provide quality service to its clients, ensuring their needs and goals are understood and met. With a strong focus on customer-centricity, the company prioritizes honesty and trustworthiness to establish long-term relationships. Mortgage Choice Ltd believes in empowering clients through education, delivering tailored solutions and unbiased advice. Their commitment to excellence, combined with a dedication to ethical practices, positions Mortgage Choice Ltd as a reliable and trusted partner in the mortgage industry.

In which countries and regions is Mortgage Choice primarily present?

Mortgage Choice Ltd is primarily present in Australia.

What significant milestones has the company Mortgage Choice achieved?

Mortgage Choice Ltd, an Australian mortgage broker, has achieved several significant milestones over the years. One notable accomplishment is the company's listing on the Australian Securities Exchange (ASX) in 2004, which provided a platform for growth and increased market visibility. In 2011, Mortgage Choice Ltd celebrated the settlement of AUD 1 billion worth of loans in a single month, demonstrating its strong position in the mortgage industry. Additionally, the company has consistently been recognized as a leading mortgage broker through prestigious awards, further solidifying its reputation and success in the market.

What is the history and background of the company Mortgage Choice?

Mortgage Choice Ltd is an Australian-based company established in 1992. It was founded by Rodney Higgins and Peter Higgins to provide borrowers with a wide range of loan options. Since its inception, Mortgage Choice has grown to become one of Australia's leading mortgage broking companies. The company's success is attributed to its comprehensive panel of lenders, enabling customers to have access to a diverse selection of loans. With a commitment to customer service and a strong reputation in the market, Mortgage Choice has become a trusted name in the industry, providing expert advice and support to borrowers in their mortgage journey.

Who are the main competitors of Mortgage Choice in the market?

The main competitors of Mortgage Choice Ltd in the market include Australian Finance Group Ltd, Connective Group Pty Ltd, and Loan Market Group Pty Ltd.

In which industries is Mortgage Choice primarily active?

Mortgage Choice Ltd is primarily active in the financial services industry. With expertise in mortgage broking and financial planning, the company helps individuals and businesses secure loans and achieve their financial goals. As a leading Australian mortgage broker, Mortgage Choice Ltd connects clients with a variety of lenders and provides personalized financial solutions. With their extensive network and comprehensive services, they operate within the broader financial industry to assist customers in making informed decisions and achieving their homeownership dreams.

What is the business model of Mortgage Choice?

The business model of Mortgage Choice Ltd revolves around providing mortgage broking and financial planning services to customers in Australia. As a leading Australian mortgage broker, Mortgage Choice Ltd assists individuals and businesses in selecting and managing home loans from a wide range of lenders. Additionally, the company offers personalized financial planning advice to aid customers in achieving their financial goals. With a strong emphasis on customer satisfaction, Mortgage Choice Ltd strives to provide professional and unbiased advice while ensuring a smooth and hassle-free loan application process.

What is the P/E ratio of Mortgage Choice 2026?

The P/E ratio cannot be calculated for Mortgage Choice at the moment.

What is the P/S ratio of Mortgage Choice 2026?

The P/S cannot be calculated for Mortgage Choice currently.

What is the Quality Investing of Mortgage Choice?

The Quality Investing for Mortgage Choice is 2/10.

What is the revenue of Mortgage Choice 2026?

The revenue cannot currently be calculated for Mortgage Choice.

How high is the profit of Mortgage Choice 2026?

The profit cannot currently be calculated for Mortgage Choice.

What is the business model of Mortgage Choice

Mortgage Choice Ltd is a leading Australian broker for financial services specializing in various products in the residential and commercial property sector. The company was founded in 1992 and has since been headquartered in Sydney. Mortgage Choice Ltd's business model is based on three pillars: loan brokerage, insurance, and particularly property brokerage. Therefore, customers have the opportunity to choose from a variety of financial products and insurance services. There are no restrictions or requirements, which is why the advice is tailored individually to the respective customer's needs. Loan brokerage is an important part of Mortgage Choice's business model and offers a wide range of financial products tailored to the needs of customers. Whether searching for a suitable construction financing or refinancing existing loans, the company has an extensive pool of reputable bank partners and financial service providers to find a suitable financing option. Another important business area is insurance. Here, customers can rely on years of experience in protecting individuals and assets. The company offers comprehensive insurance solutions for private households, including building, household, personal liability, or car insurance. Mortgage Choice's focus lies in property brokerage and has been very successful in the Australian market. Customers can choose from a range of different properties - whether private or commercial real estate or vacant building plots. The company's service goes far beyond just facilitating purchases. Customers can rely on comprehensive advice and support throughout the buying process - from financing advice to drafting purchase contracts and legal questions, as well as assistance with viewings, meetings, and inspections. Additionally, the company also offers a wide range of training and seminars on the topics of financing and property brokerage. Real estate agents and brokers, in particular, receive professional support and further education. Private customers can also find interesting tips and information on the topic of real estate. The company provides digital platforms to help customers gain an overview of different offers and their conditions before making a final decision. Customers have access to a range of tools and resources to help them find the right financial products. Overall, Mortgage Choice's business model is very successful. Customers benefit from comprehensive support and individual advice in brokering various types of properties and financial products. The company offers a high added value and has secured a loyal customer base for years. Answer: Mortgage Choice Ltd is a leading Australian broker for financial services specializing in various products in the residential and commercial property sector. They offer loan brokerage, insurance, and property brokerage services. Customers have a wide range of options to choose from and receive personalized advice. The company's services include finding suitable financing options, offering comprehensive insurance solutions, and facilitating property purchases. They also provide training and seminars for professionals and offer digital platforms for customers to compare and choose financial products. Mortgage Choice's business model is successful due to its comprehensive support and added value.

What is the Mortgage Choice dividend?

Mortgage Choice pays a dividend of 0 AUD distributed over payouts per year.

How often does Mortgage Choice pay dividends?

The dividend cannot currently be calculated for Mortgage Choice or the company does not pay out a dividend.

What is the Mortgage Choice ISIN?

The ISIN of Mortgage Choice is AU000000MOC5.

What is the Mortgage Choice ticker?

The ticker of Mortgage Choice is MOC.AX.

How much dividend does Mortgage Choice pay?

Over the past 12 months, Mortgage Choice paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Mortgage Choice is expected to pay a dividend of 0 AUD.

What is the dividend yield of Mortgage Choice?

The current dividend yield of Mortgage Choice is .

When does Mortgage Choice pay dividends?

Mortgage Choice pays a quarterly dividend. This is distributed in the months of , , , .

How secure is the dividend of Mortgage Choice?

Mortgage Choice paid dividends every year for the past 0 years.

What is the dividend of Mortgage Choice?

For the upcoming 12 months, dividends amounting to 0 AUD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Mortgage Choice located?

Mortgage Choice is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Mortgage Choice kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Mortgage Choice from amounting to 0.057 AUD, you needed to have the stock in your portfolio before the ex-date on .

When did Mortgage Choice pay the last dividend?

The last dividend was paid out on .

What was the dividend of Mortgage Choice in the year 2025?

In the year 2025, Mortgage Choice distributed 0 AUD as dividends.

In which currency does Mortgage Choice pay out the dividend?

The dividends of Mortgage Choice are distributed in AUD.

All fundamentals about Mortgage Choice

Our stock analysis for Mortgage Choice Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Mortgage Choice Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.