RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Resimac Group Stock

Resimac Group Net Income 2024

Resimac Group Net Income

40.77 M AUD

Ticker

RMC.AX

ISIN

AU0000033094

WKN

A2PALP

In 2024, Resimac Group's profit amounted to 40.77 M AUD, a -38.64% increase from the 66.45 M AUD profit recorded in the previous year.

The Resimac Group Net Income history

YEARNET INCOME (undefined AUD)
2026e64.79
2025e52.88
2024e40.77
202366.45
2022102.15
2021107.56
202055.91
201947.19
201825.32
201715.77
20165.25
20155.61
20146.2
20137.7
20128.1
20119.2
201012.3
20097.2
2008-12.5
20072.4
20062.6
2005-
20040.9

Resimac Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Resimac Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Resimac Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Resimac Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Resimac Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Resimac Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Resimac Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Resimac Group’s growth potential.

Resimac Group Revenue, EBIT and net profit per share

DateResimac Group RevenueResimac Group EBITResimac Group Net Income
2026e195.76 M undefined78.25 M undefined64.79 M undefined
2025e177.15 M undefined68.79 M undefined52.88 M undefined
2024e150.21 M undefined66.86 M undefined40.77 M undefined
2023904.8 M undefined105.03 M undefined66.45 M undefined
2022498.87 M undefined115.36 M undefined102.15 M undefined
2021477.49 M undefined144.58 M undefined107.56 M undefined
2020470.65 M undefined80.24 M undefined55.91 M undefined
2019464.22 M undefined41.46 M undefined47.19 M undefined
2018385.92 M undefined33.79 M undefined25.32 M undefined
2017310.91 M undefined18.66 M undefined15.77 M undefined
201656.61 M undefined7.08 M undefined5.25 M undefined
201556.16 M undefined7.24 M undefined5.61 M undefined
201453.3 M undefined8.4 M undefined6.2 M undefined
201359.8 M undefined9.4 M undefined7.7 M undefined
201264.7 M undefined10.8 M undefined8.1 M undefined
201174.1 M undefined11.6 M undefined9.2 M undefined
201077.3 M undefined13 M undefined12.3 M undefined
2009100.5 M undefined11.7 M undefined7.2 M undefined
2008121.7 M undefined6.7 M undefined-12.5 M undefined
200794.2 M undefined3.5 M undefined2.4 M undefined
200675.2 M undefined3.6 M undefined2.6 M undefined
200536.3 M undefined1.5 M undefined0 undefined
200435.8 M undefined1.9 M undefined900,000 undefined

Resimac Group stock margins

The Resimac Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Resimac Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Resimac Group.

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Resimac Group's sales revenue. A higher gross margin percentage indicates that the Resimac Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Resimac Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Resimac Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Resimac Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Resimac Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Resimac Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Resimac Group Margin History

Resimac Group Gross marginResimac Group Profit marginResimac Group EBIT marginResimac Group Profit margin
2026e21.12 %39.97 %33.1 %
2025e21.12 %38.83 %29.85 %
2024e21.12 %44.51 %27.14 %
202321.12 %11.61 %7.34 %
202241.34 %23.12 %20.48 %
202145.64 %30.28 %22.53 %
202034.95 %17.05 %11.88 %
201922.9 %8.93 %10.16 %
201825.05 %8.76 %6.56 %
201726.87 %6 %5.07 %
201641.77 %12.5 %9.28 %
201541.32 %12.9 %9.99 %
201444.47 %15.76 %11.63 %
201343.65 %15.72 %12.88 %
201240.96 %16.69 %12.52 %
201139.27 %15.65 %12.42 %
201040.36 %16.82 %15.91 %
200931.24 %11.64 %7.16 %
200822.43 %5.51 %-10.27 %
200722.61 %3.72 %2.55 %
200625.53 %4.79 %3.46 %
200564.74 %4.13 %0 %
200469.55 %5.31 %2.51 %

Resimac Group Aktienanalyse

What does Resimac Group do?

Resimac Group Ltd is a New Zealand-based financial services company specializing in providing mortgage-backed loans and financial solutions. The company was founded in 1985 under the name "Fleet Securities" and was renamed Resimac in 1998 when it expanded into Australia. Since 2016, Resimac has been listed on the Australian Stock Exchange ASX. Resimac's core business is the issuance of mortgage-backed loans to individuals and companies. The company is active in both the primary and secondary markets. In the primary market, Resimac directly lends to customers, while in the secondary market, it acquires existing loan portfolios from other financial institutions and manages them. Resimac operates in various sectors, such as Residential Loans, Commercial Loans, or Auto & Equipment Finance. In the Residential Loans sector, Resimac offers mortgage-backed loans for home purchases, refinancing existing loans, or financing renovations or remodeling. In the Commercial Loans sector, Resimac provides loans for commercial properties, offices, or warehouses. In the Auto & Equipment Finance sector, the focus is on financing vehicles or machinery. Resimac is also active in the market for securitization of loans. The company bundles multiple loans into a package and sells these packages as securities to investors. This allows Resimac to free up capital to issue further loans. An important characteristic of Resimac is that the company focuses on a specific clientele: customers with non-traditional sources of income or more complex financial situations. These are individuals who are often rejected by traditional banks or served by other financial institutions at unfavorable terms. Resimac pays special attention to risk management and works closely with lenders to minimize risks. Resimac has also introduced a range of products targeting specific customer needs. For example, the company offers "Low Doc Loans" that allow self-employed individuals or freelancers to obtain a mortgage loan without extensive income documentation. Another product offered by Resimac is the "Split Loan," which allows customers to repay a portion of their loan at a fixed interest rate and the other portion at a variable interest rate. Overall, Resimac Group Ltd is a significant player in the mortgage-backed loan market in Australia and New Zealand. The company specializes in the needs of customers often ignored or disadvantaged by other financial institutions. Thanks to strong risk management, Resimac has experienced growth in its industry and offers a variety of products tailored to the needs of modern borrowers. Resimac Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Resimac Group's Profit Margins

The profit margins of Resimac Group represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Resimac Group's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Resimac Group's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Resimac Group's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Resimac Group’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Resimac Group stock

How much profit has Resimac Group made this year?

Resimac Group has made 40.77 M AUD this year.

How has the profit developed compared to last year?

The profit has increased by -38.64% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Resimac Group publish its earnings?

Resimac Group publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Resimac Group?

The profits of Resimac Group are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Resimac Group?

You can learn more about the earnings of Resimac Group by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Resimac Group pay?

Over the past 12 months, Resimac Group paid a dividend of 0.11 AUD . This corresponds to a dividend yield of about 12.84 %. For the coming 12 months, Resimac Group is expected to pay a dividend of 0.13 AUD.

What is the dividend yield of Resimac Group?

The current dividend yield of Resimac Group is 12.84 %.

When does Resimac Group pay dividends?

Resimac Group pays a quarterly dividend. This is distributed in the months of April, October, April, October.

How secure is the dividend of Resimac Group?

Resimac Group paid dividends every year for the past 22 years.

What is the dividend of Resimac Group?

For the upcoming 12 months, dividends amounting to 0.13 AUD are expected. This corresponds to a dividend yield of 14.89 %.

In which sector is Resimac Group located?

Resimac Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Resimac Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Resimac Group from 9/20/2024 amounting to 0.05 AUD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.

When did Resimac Group pay the last dividend?

The last dividend was paid out on 9/20/2024.

What was the dividend of Resimac Group in the year 2023?

In the year 2023, Resimac Group distributed 0.114 AUD as dividends.

In which currency does Resimac Group pay out the dividend?

The dividends of Resimac Group are distributed in AUD.

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Andere Kennzahlen von Resimac Group

Our stock analysis for Resimac Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Resimac Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.