Resimac Group Stock

Resimac Group EBIT 2024

Resimac Group EBIT

57.74 M AUD

Ticker

RMC.AX

ISIN

AU0000033094

WKN

A2PALP

In 2024, Resimac Group's EBIT was 57.74 M AUD, a -45.02% increase from the 105.03 M AUD EBIT recorded in the previous year.

The Resimac Group EBIT history

YEAREBIT (undefined AUD)
2027e84.82
2026e72.14
2025e52.33
202457.74
2023105.03
2022115.36
2021144.58
202080.24
201941.46
201833.79
201718.66
20167.08
20157.24
20148.4
20139.4
201210.8
201111.6
201013
200911.7
20086.7
20073.5
20063.6
20051.5

Resimac Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Resimac Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Resimac Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Resimac Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Resimac Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Resimac Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Resimac Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Resimac Group’s growth potential.

Resimac Group Revenue, EBIT and net profit per share

DateResimac Group RevenueResimac Group EBITResimac Group Net Income
2027e203.92 M undefined84.82 M undefined75.73 M undefined
2026e186.21 M undefined72.14 M undefined64.79 M undefined
2025e160.41 M undefined52.33 M undefined52.88 M undefined
20241 B undefined57.74 M undefined34.59 M undefined
2023904.8 M undefined105.03 M undefined66.45 M undefined
2022498.87 M undefined115.36 M undefined102.15 M undefined
2021477.49 M undefined144.58 M undefined107.56 M undefined
2020470.65 M undefined80.24 M undefined55.91 M undefined
2019464.22 M undefined41.46 M undefined47.19 M undefined
2018385.92 M undefined33.79 M undefined25.32 M undefined
2017310.91 M undefined18.66 M undefined15.77 M undefined
201656.61 M undefined7.08 M undefined5.25 M undefined
201556.16 M undefined7.24 M undefined5.61 M undefined
201453.3 M undefined8.4 M undefined6.2 M undefined
201359.8 M undefined9.4 M undefined7.7 M undefined
201264.7 M undefined10.8 M undefined8.1 M undefined
201174.1 M undefined11.6 M undefined9.2 M undefined
201077.3 M undefined13 M undefined12.3 M undefined
2009100.5 M undefined11.7 M undefined7.2 M undefined
2008121.7 M undefined6.7 M undefined-12.5 M undefined
200794.2 M undefined3.5 M undefined2.4 M undefined
200675.2 M undefined3.6 M undefined2.6 M undefined
200536.3 M undefined1.5 M undefined0 undefined

Resimac Group stock margins

The Resimac Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Resimac Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Resimac Group.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Resimac Group's sales revenue. A higher gross margin percentage indicates that the Resimac Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Resimac Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Resimac Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Resimac Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Resimac Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Resimac Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Resimac Group Margin History

Resimac Group Gross marginResimac Group Profit marginResimac Group EBIT marginResimac Group Profit margin
2027e15.02 %41.6 %37.14 %
2026e15.02 %38.74 %34.79 %
2025e15.02 %32.62 %32.97 %
202415.02 %5.76 %3.45 %
202321.12 %11.61 %7.34 %
202241.34 %23.12 %20.48 %
202145.64 %30.28 %22.53 %
202034.95 %17.05 %11.88 %
201922.9 %8.93 %10.16 %
201825.05 %8.76 %6.56 %
201726.87 %6 %5.07 %
201641.77 %12.5 %9.28 %
201541.32 %12.9 %9.99 %
201444.47 %15.76 %11.63 %
201343.65 %15.72 %12.88 %
201240.96 %16.69 %12.52 %
201139.27 %15.65 %12.42 %
201040.36 %16.82 %15.91 %
200931.24 %11.64 %7.16 %
200822.43 %5.51 %-10.27 %
200722.61 %3.72 %2.55 %
200625.53 %4.79 %3.46 %
200564.74 %4.13 %0 %

Resimac Group Aktienanalyse

What does Resimac Group do?

Resimac Group Ltd is a New Zealand-based financial services company specializing in providing mortgage-backed loans and financial solutions. The company was founded in 1985 under the name "Fleet Securities" and was renamed Resimac in 1998 when it expanded into Australia. Since 2016, Resimac has been listed on the Australian Stock Exchange ASX. Resimac's core business is the issuance of mortgage-backed loans to individuals and companies. The company is active in both the primary and secondary markets. In the primary market, Resimac directly lends to customers, while in the secondary market, it acquires existing loan portfolios from other financial institutions and manages them. Resimac operates in various sectors, such as Residential Loans, Commercial Loans, or Auto & Equipment Finance. In the Residential Loans sector, Resimac offers mortgage-backed loans for home purchases, refinancing existing loans, or financing renovations or remodeling. In the Commercial Loans sector, Resimac provides loans for commercial properties, offices, or warehouses. In the Auto & Equipment Finance sector, the focus is on financing vehicles or machinery. Resimac is also active in the market for securitization of loans. The company bundles multiple loans into a package and sells these packages as securities to investors. This allows Resimac to free up capital to issue further loans. An important characteristic of Resimac is that the company focuses on a specific clientele: customers with non-traditional sources of income or more complex financial situations. These are individuals who are often rejected by traditional banks or served by other financial institutions at unfavorable terms. Resimac pays special attention to risk management and works closely with lenders to minimize risks. Resimac has also introduced a range of products targeting specific customer needs. For example, the company offers "Low Doc Loans" that allow self-employed individuals or freelancers to obtain a mortgage loan without extensive income documentation. Another product offered by Resimac is the "Split Loan," which allows customers to repay a portion of their loan at a fixed interest rate and the other portion at a variable interest rate. Overall, Resimac Group Ltd is a significant player in the mortgage-backed loan market in Australia and New Zealand. The company specializes in the needs of customers often ignored or disadvantaged by other financial institutions. Thanks to strong risk management, Resimac has experienced growth in its industry and offers a variety of products tailored to the needs of modern borrowers. Resimac Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Resimac Group's EBIT

Resimac Group's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Resimac Group's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Resimac Group's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Resimac Group’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Resimac Group stock

How much did Resimac Group achieve in EBIT for the current year?

In the current year, Resimac Group has achieved an EBIT of 57.74 M AUD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Resimac Group.

How has the EBIT of Resimac Group developed in recent years?

The EBIT of Resimac Group has increased by -45.025% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Resimac Group?

The EBIT of Resimac Group is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Resimac Group pay?

Over the past 12 months, Resimac Group paid a dividend of 0.1 AUD . This corresponds to a dividend yield of about 11.49 %. For the coming 12 months, Resimac Group is expected to pay a dividend of 0.12 AUD.

What is the dividend yield of Resimac Group?

The current dividend yield of Resimac Group is 11.49 %.

When does Resimac Group pay dividends?

Resimac Group pays a quarterly dividend. This is distributed in the months of April, October, April, October.

How secure is the dividend of Resimac Group?

Resimac Group paid dividends every year for the past 23 years.

What is the dividend of Resimac Group?

For the upcoming 12 months, dividends amounting to 0.12 AUD are expected. This corresponds to a dividend yield of 13.33 %.

In which sector is Resimac Group located?

Resimac Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Resimac Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Resimac Group from 9/20/2024 amounting to 0.05 AUD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.

When did Resimac Group pay the last dividend?

The last dividend was paid out on 9/20/2024.

What was the dividend of Resimac Group in the year 2023?

In the year 2023, Resimac Group distributed 0.114 AUD as dividends.

In which currency does Resimac Group pay out the dividend?

The dividends of Resimac Group are distributed in AUD.

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Andere Kennzahlen von Resimac Group

Our stock analysis for Resimac Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Resimac Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.