RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE

Regional Management P/E 2024

Regional Management P/E

5.98

Regional Management Dividend yield

4.42 %

Ticker

RM

ISIN

US75902K1060

WKN

A1JXWY

As of May 28, 2024, Regional Management's P/E ratio was 5.98, a -62.37% change from the 15.89 P/E ratio recorded in the previous year.

The Regional Management P/E history

Regional Management Aktienanalyse

What does Regional Management do?

Regional Management Corp (RMC) is a financial services company headquartered in Greer, South Carolina. RMC was founded in 1987 and has offered a wide range of financial products and services over the years. The company is listed on the New York Stock Exchange (NYSE: RM) and has a network of branches in a total of 9 states in the southeastern United States. Business Model: RMC's business model is focused on providing financial products and services to consumers and small businesses in rural and small-town areas that are often overlooked by large national banks. The company focuses on lending to low to moderate-income customers who have difficulty accessing traditional bank loans. By providing installment loans, lines of credit, auto loans, and insurance, RMC becomes a financial partner for a wide range of customers. History: Regional Management Corp was founded in 1987 by J. William (Bill) Davenport. Initially, the company specialized in lending for the automotive market. In the following years, the company expanded and also offered other financial products and services. In 2012, RMC became a publicly traded company and in the same year, it opened its 200th branch. Since then, the company has continued to expand through acquisitions and organic growth. Products and Services: Regional Management Corp offers a wide range of financial products and services for consumers and small businesses. Products include installment loans, lines of credit, auto loans, collections services, and insurance. Installment loans are unsecured installment loans that can be used to purchase consumer goods such as furniture, appliances, and electronics. Customers can choose flexible payment plans, and RMC offers fast approvals and loan disbursement processes. Lines of credit are a flexible financing option that gives customers access to money as needed. Customers can choose flexible credit amounts and use the money for various purposes such as purchasing inventory or making repairs. Auto loans are a financing option for purchasing or leasing cars. Customers can choose from various payment options, and the loan approval process is quick and prompt. Collections services help customers who have difficulty settling their debts. RMC works with collection and law firms to provide assistance and advice for debt settlement. Insurance is also offered by RMC, and the offerings include various policies for different needs. Segments: RMC is divided into three main segments: Regional Finance, RMC Financial Services, and RMC Insurance Services. Regional Finance mainly offers installment loans and lines of credit for retail customers. RMC Financial Services is responsible for auto and other loans for small businesses. RMC Insurance Services offers various insurance options for retail customers and small businesses. Overall, RMC has provided financial services for customers with low to moderate incomes through the offering of financial products and services. The company has steadily expanded through organic growth and acquisitions and has played an important role in the financial sector overall. Regional Management ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/E Details

Deciphering Regional Management's P/E Ratio

The Price to Earnings (P/E) Ratio of Regional Management is a vital metric that investors and analysts use to determine the company’s market value relative to its earnings. It is calculated by dividing the current stock price by the earnings per share (EPS). A higher P/E ratio could suggest that investors are expecting higher future growth, while a lower ratio may indicate a potentially undervalued company or lower growth expectations.

Year-to-Year Comparison

Assessing Regional Management's P/E ratio on a yearly basis provides insights into the valuation trends and investor sentiment. An increasing P/E ratio over the years signifies growing investor confidence and expectations for future earnings growth, while a decreasing ratio may reflect concerns over the company's profitability or growth prospects.

Impact on Investments

The P/E ratio of Regional Management is a key consideration for investors aiming to balance risk and reward. A comprehensive analysis of this ratio, in conjunction with other financial indicators, aids investors in making informed decisions regarding buying, holding, or selling the company’s stocks.

Interpreting P/E Ratio Fluctuations

Fluctuations in Regional Management’s P/E ratio can be attributed to various factors including changes in earnings, stock price movements, and shifts in investor expectations. Understanding the underlying reasons for these fluctuations is essential for predicting future stock performance and assessing the company's intrinsic value.

Frequently Asked Questions about Regional Management Stock

What is the price-to-earnings ratio of Regional Management?

The price-earnings ratio of Regional Management is currently 5.98.

How has the price-earnings ratio of Regional Management changed compared to last year?

The price-to-earnings ratio of Regional Management has increased by -62.37% fallen (meaning "decreased" or "dropped") compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of Regional Management high compared to other companies?

Yes, the price-to-earnings ratio of Regional Management is high compared to other companies.

How does an increase in the price-earnings ratio of Regional Management affect the company?

An increase in the price-earnings ratio of Regional Management would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of Regional Management affect the company?

A decrease in the price-earnings ratio of Regional Management would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of Regional Management?

Some factors that influence the price-earnings ratio of Regional Management are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does Regional Management pay?

Over the past 12 months, Regional Management paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 4.42 %. For the coming 12 months, Regional Management is expected to pay a dividend of 1.36 USD.

What is the dividend yield of Regional Management?

The current dividend yield of Regional Management is 4.42 %.

When does Regional Management pay dividends?

Regional Management pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Regional Management?

Regional Management paid dividends every year for the past 7 years.

What is the dividend of Regional Management?

For the upcoming 12 months, dividends amounting to 1.36 USD are expected. This corresponds to a dividend yield of 5.02 %.

In which sector is Regional Management located?

Regional Management is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Regional Management kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Regional Management from 6/12/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 5/21/2024.

When did Regional Management pay the last dividend?

The last dividend was paid out on 6/12/2024.

What was the dividend of Regional Management in the year 2023?

In the year 2023, Regional Management distributed 1.2 USD as dividends.

In which currency does Regional Management pay out the dividend?

The dividends of Regional Management are distributed in USD.

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Andere Kennzahlen von Regional Management

Our stock analysis for Regional Management Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Regional Management Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.