Regional Management Liabilities 2024

Regional Management Aktienanalyse

What does Regional Management do?

Regional Management Corp (RMC) is a financial services company headquartered in Greer, South Carolina. RMC was founded in 1987 and has offered a wide range of financial products and services over the years. The company is listed on the New York Stock Exchange (NYSE: RM) and has a network of branches in a total of 9 states in the southeastern United States. Business Model: RMC's business model is focused on providing financial products and services to consumers and small businesses in rural and small-town areas that are often overlooked by large national banks. The company focuses on lending to low to moderate-income customers who have difficulty accessing traditional bank loans. By providing installment loans, lines of credit, auto loans, and insurance, RMC becomes a financial partner for a wide range of customers. History: Regional Management Corp was founded in 1987 by J. William (Bill) Davenport. Initially, the company specialized in lending for the automotive market. In the following years, the company expanded and also offered other financial products and services. In 2012, RMC became a publicly traded company and in the same year, it opened its 200th branch. Since then, the company has continued to expand through acquisitions and organic growth. Products and Services: Regional Management Corp offers a wide range of financial products and services for consumers and small businesses. Products include installment loans, lines of credit, auto loans, collections services, and insurance. Installment loans are unsecured installment loans that can be used to purchase consumer goods such as furniture, appliances, and electronics. Customers can choose flexible payment plans, and RMC offers fast approvals and loan disbursement processes. Lines of credit are a flexible financing option that gives customers access to money as needed. Customers can choose flexible credit amounts and use the money for various purposes such as purchasing inventory or making repairs. Auto loans are a financing option for purchasing or leasing cars. Customers can choose from various payment options, and the loan approval process is quick and prompt. Collections services help customers who have difficulty settling their debts. RMC works with collection and law firms to provide assistance and advice for debt settlement. Insurance is also offered by RMC, and the offerings include various policies for different needs. Segments: RMC is divided into three main segments: Regional Finance, RMC Financial Services, and RMC Insurance Services. Regional Finance mainly offers installment loans and lines of credit for retail customers. RMC Financial Services is responsible for auto and other loans for small businesses. RMC Insurance Services offers various insurance options for retail customers and small businesses. Overall, RMC has provided financial services for customers with low to moderate incomes through the offering of financial products and services. The company has steadily expanded through organic growth and acquisitions and has played an important role in the financial sector overall. Regional Management ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Regional Management's Liabilities

Regional Management's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Regional Management's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Regional Management's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Regional Management's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Regional Management’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Regional Management Stock

What is the level of liabilities of Regional Management this year?

Regional Management has a debt balance of 1.47 B USD this year.

What were the liabilities of Regional Management compared to the previous year?

The liabilities of Regional Management have increased by 3.94% increased compared to the previous year.

What are the consequences of high debt for investors of Regional Management?

High liabilities can pose a risk for investors of Regional Management, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Regional Management?

Low liabilities mean that Regional Management has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Regional Management affect the company?

An increase in liabilities of Regional Management can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Regional Management affect the company?

A decrease in the liabilities of Regional Management can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Regional Management?

Some factors that can influence the liabilities of Regional Management include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Regional Management so important for investors?

The liabilities of Regional Management are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Regional Management take to modify the liabilities?

To change its liabilities, Regional Management can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Regional Management pay?

Over the past 12 months, Regional Management paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 4.42 %. For the coming 12 months, Regional Management is expected to pay a dividend of 1.36 USD.

What is the dividend yield of Regional Management?

The current dividend yield of Regional Management is 4.42 %.

When does Regional Management pay dividends?

Regional Management pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Regional Management?

Regional Management paid dividends every year for the past 7 years.

What is the dividend of Regional Management?

For the upcoming 12 months, dividends amounting to 1.36 USD are expected. This corresponds to a dividend yield of 5.02 %.

In which sector is Regional Management located?

Regional Management is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Regional Management kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Regional Management from 6/12/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 5/21/2024.

When did Regional Management pay the last dividend?

The last dividend was paid out on 6/12/2024.

What was the dividend of Regional Management in the year 2023?

In the year 2023, Regional Management distributed 1.2 USD as dividends.

In which currency does Regional Management pay out the dividend?

The dividends of Regional Management are distributed in USD.