What is the debt of Preferred Bank this year?
Preferred Bank has a debt level of 148.23 USD this year.
Preferred Bank Debt 2024
Preferred Bank Debt
148.23 USD
Ticker
PFBC
ISIN
US7403674044
WKN
A1JB5S
In 2024, Preferred Bank's total debt was 148.23 USD, a 0.16% change from the 148 USD total debt recorded in the previous year.
Preferred Bank Aktienanalyse
What does Preferred Bank do?
Preferred Bank is an American bank that was founded in 1991 and is headquartered in Los Angeles, California. The bank is known for its customized solutions for small and medium-sized enterprises (SMEs) and has experienced steady growth in recent years. The bank's business model focuses on providing financial services for SMEs, offering a wide range of products including savings accounts, checking accounts, personal loans, construction loans, business loans, trust accounts, and other financial services. The bank emphasizes the personal connection with its customers, tailoring financial solutions to meet their specific needs. Preferred Bank is divided into four divisions: personal banking, business banking, SBA lending, and real estate lending. Each division caters to the specific needs of different customer groups, offering specialized products and services. The personal banking division provides various services for individual customers, such as savings accounts, checking accounts, online and mobile banking, and loans. The business banking division specializes in financial services for small and medium-sized enterprises, offering savings accounts, checking accounts, mobile and online banking, loans, trust accounts, and other financial services. The SBA lending division focuses on Small Business Administration (SBA) loans. Preferred Bank is an approved SBA lender, providing a variety of loan solutions tailored to the specific requirements of SMEs. The real estate lending division specializes in financial services for the real estate sector, offering a wide range of loan solutions for purchasing, constructing, or renovating properties. Preferred Bank offers a variety of products and services for personal and business customers, as well as for the SBA lending and real estate lending divisions. The main products and services include savings accounts, checking accounts, personal loans, business loans, and trust accounts. The bank's savings accounts offer flexibility and profitability, with options for children, special needs, and retirement savings. The checking accounts provide various features such as transfers, cash withdrawals, mobile banking, and online banking. Personal loans are available for purposes such as buying a car, renovating, or purchasing a home, with customized solutions and attractive conditions. Business loans are tailored to the financial needs of small and medium-sized enterprises, offering loans for working capital, investments, acquisitions, and other purposes. Trust accounts are offered for the management of funds, with the bank acting as a trustee and ensuring proper administration. Preferred Bank is recognized for its customized financial solutions, customer satisfaction, and steady growth. Preferred Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.Debt Details
Understanding Preferred Bank's Debt Structure
Preferred Bank's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.
Year-to-Year Comparison
Analyzing Preferred Bank's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.
Impact on Investments
Investors pay close attention to Preferred Bank’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.
Interpreting Debt Fluctuations
Shifts in Preferred Bank’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.
Frequently Asked Questions about Preferred Bank stock
What was the debt of Preferred Bank compared to the previous year?
The debt of Preferred Bank has increased by 0.16% compared to the previous year increased.
What are the consequences of high debt for investors in Preferred Bank?
High debt can pose a risk for investors of Preferred Bank, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.
What are the consequences of low debt for investors of Preferred Bank?
Low debt means that Preferred Bank has a strong financial position and is able to fulfill its obligations without overburdening its finances.
How does an increase in debt from Preferred Bank affect the company?
An increase in debt of Preferred Bank can adversely affect the financial condition of the company and result in a higher burden on its finances.
How does a reduction of debt of Preferred Bank affect the company?
A reduction in debt of Preferred Bank can strengthen the company's financial position and improve its ability to meet its financial obligations.
What are some factors that influence the debt of Preferred Bank?
Some factors that can influence the debt of Preferred Bank include investments, acquisitions, operating costs, and revenue development.
Why are the debts of Preferred Bank so important for investors?
The debts of Preferred Bank are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.
What strategic measures can Preferred Bank take to change the debt?
To change the debt, Preferred Bank can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.
How much dividend does Preferred Bank pay?
Over the past 12 months, Preferred Bank paid a dividend of 2.2 USD . This corresponds to a dividend yield of about 2.76 %. For the coming 12 months, Preferred Bank is expected to pay a dividend of 2.55 USD.
What is the dividend yield of Preferred Bank?
The current dividend yield of Preferred Bank is 2.76 %.
When does Preferred Bank pay dividends?
Preferred Bank pays a quarterly dividend. This is distributed in the months of November, February, May, August.
How secure is the dividend of Preferred Bank?
Preferred Bank paid dividends every year for the past 13 years.
What is the dividend of Preferred Bank?
For the upcoming 12 months, dividends amounting to 2.55 USD are expected. This corresponds to a dividend yield of 3.21 %.
In which sector is Preferred Bank located?
Preferred Bank is assigned to the 'Finance' sector.
Wann musste ich die Aktien von Preferred Bank kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of Preferred Bank from 7/19/2024 amounting to 0.7 USD, you needed to have the stock in your portfolio before the ex-date on 7/5/2024.
When did Preferred Bank pay the last dividend?
The last dividend was paid out on 7/19/2024.
What was the dividend of Preferred Bank in the year 2023?
In the year 2023, Preferred Bank distributed 1.72 USD as dividends.
In which currency does Preferred Bank pay out the dividend?
The dividends of Preferred Bank are distributed in USD.
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Andere Kennzahlen von Preferred Bank
Our stock analysis for Preferred Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Preferred Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
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