Preferred Bank Stock

Preferred Bank Equity 2025

Preferred Bank Equity

763.15 M USD

Ticker

PFBC

ISIN

US7403674044

WKN

A1JB5S

In 2025, Preferred Bank's equity was 763.15 M USD, a 9.79% increase from the 695.1 M USD equity in the previous year.

Preferred Bank Aktienanalyse

What does Preferred Bank do?

Preferred Bank is an American bank that was founded in 1991 and is headquartered in Los Angeles, California. The bank is known for its customized solutions for small and medium-sized enterprises (SMEs) and has experienced steady growth in recent years. The bank's business model focuses on providing financial services for SMEs, offering a wide range of products including savings accounts, checking accounts, personal loans, construction loans, business loans, trust accounts, and other financial services. The bank emphasizes the personal connection with its customers, tailoring financial solutions to meet their specific needs. Preferred Bank is divided into four divisions: personal banking, business banking, SBA lending, and real estate lending. Each division caters to the specific needs of different customer groups, offering specialized products and services. The personal banking division provides various services for individual customers, such as savings accounts, checking accounts, online and mobile banking, and loans. The business banking division specializes in financial services for small and medium-sized enterprises, offering savings accounts, checking accounts, mobile and online banking, loans, trust accounts, and other financial services. The SBA lending division focuses on Small Business Administration (SBA) loans. Preferred Bank is an approved SBA lender, providing a variety of loan solutions tailored to the specific requirements of SMEs. The real estate lending division specializes in financial services for the real estate sector, offering a wide range of loan solutions for purchasing, constructing, or renovating properties. Preferred Bank offers a variety of products and services for personal and business customers, as well as for the SBA lending and real estate lending divisions. The main products and services include savings accounts, checking accounts, personal loans, business loans, and trust accounts. The bank's savings accounts offer flexibility and profitability, with options for children, special needs, and retirement savings. The checking accounts provide various features such as transfers, cash withdrawals, mobile banking, and online banking. Personal loans are available for purposes such as buying a car, renovating, or purchasing a home, with customized solutions and attractive conditions. Business loans are tailored to the financial needs of small and medium-sized enterprises, offering loans for working capital, investments, acquisitions, and other purposes. Trust accounts are offered for the management of funds, with the bank acting as a trustee and ensuring proper administration. Preferred Bank is recognized for its customized financial solutions, customer satisfaction, and steady growth. Preferred Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Preferred Bank's Equity

Preferred Bank's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Preferred Bank's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Preferred Bank's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Preferred Bank's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Preferred Bank’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Preferred Bank stock

What is the equity of Preferred Bank this year?

Preferred Bank has equity of 763.15 M USD this year.

What was the equity of Preferred Bank compared to the previous year?

The equity of Preferred Bank has increased/decreased by 9.79% increased compared to the previous year.

What impact does a high equity have on investors of Preferred Bank?

A high equity is advantageous for investors of Preferred Bank as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Preferred Bank?

A low equity can be a risk for investors of Preferred Bank, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Preferred Bank affect the company?

An increase in equity of Preferred Bank can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Preferred Bank affect the company?

A reduction in equity of Preferred Bank can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Preferred Bank?

Some factors that can affect the equity of Preferred Bank include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Preferred Bank so important for investors?

The equity of Preferred Bank is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Preferred Bank take to change the equity?

To change equity, Preferred Bank can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Preferred Bank pay?

Over the past 12 months, Preferred Bank paid a dividend of 2.8 USD . This corresponds to a dividend yield of about 3.06 %. For the coming 12 months, Preferred Bank is expected to pay a dividend of 3.25 USD.

What is the dividend yield of Preferred Bank?

The current dividend yield of Preferred Bank is 3.06 %.

When does Preferred Bank pay dividends?

Preferred Bank pays a quarterly dividend. This is distributed in the months of August, November, February, February.

How secure is the dividend of Preferred Bank?

Preferred Bank paid dividends every year for the past 13 years.

What is the dividend of Preferred Bank?

For the upcoming 12 months, dividends amounting to 3.25 USD are expected. This corresponds to a dividend yield of 3.55 %.

In which sector is Preferred Bank located?

Preferred Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Preferred Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Preferred Bank from 1/23/2025 amounting to 0.75 USD, you needed to have the stock in your portfolio before the ex-date on 1/10/2025.

When did Preferred Bank pay the last dividend?

The last dividend was paid out on 1/23/2025.

What was the dividend of Preferred Bank in the year 2024?

In the year 2024, Preferred Bank distributed 2.2 USD as dividends.

In which currency does Preferred Bank pay out the dividend?

The dividends of Preferred Bank are distributed in USD.

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Andere Kennzahlen von Preferred Bank

Our stock analysis for Preferred Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Preferred Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.