Preferred Bank Stock

Preferred Bank ROE 2025

Preferred Bank ROE

0.17

Ticker

PFBC

ISIN

US7403674044

WKN

A1JB5S

In 2025, Preferred Bank's return on equity (ROE) was 0.17, a -20.68% increase from the 0.22 ROE in the previous year.

Preferred Bank Aktienanalyse

What does Preferred Bank do?

Preferred Bank is an American bank that was founded in 1991 and is headquartered in Los Angeles, California. The bank is known for its customized solutions for small and medium-sized enterprises (SMEs) and has experienced steady growth in recent years. The bank's business model focuses on providing financial services for SMEs, offering a wide range of products including savings accounts, checking accounts, personal loans, construction loans, business loans, trust accounts, and other financial services. The bank emphasizes the personal connection with its customers, tailoring financial solutions to meet their specific needs. Preferred Bank is divided into four divisions: personal banking, business banking, SBA lending, and real estate lending. Each division caters to the specific needs of different customer groups, offering specialized products and services. The personal banking division provides various services for individual customers, such as savings accounts, checking accounts, online and mobile banking, and loans. The business banking division specializes in financial services for small and medium-sized enterprises, offering savings accounts, checking accounts, mobile and online banking, loans, trust accounts, and other financial services. The SBA lending division focuses on Small Business Administration (SBA) loans. Preferred Bank is an approved SBA lender, providing a variety of loan solutions tailored to the specific requirements of SMEs. The real estate lending division specializes in financial services for the real estate sector, offering a wide range of loan solutions for purchasing, constructing, or renovating properties. Preferred Bank offers a variety of products and services for personal and business customers, as well as for the SBA lending and real estate lending divisions. The main products and services include savings accounts, checking accounts, personal loans, business loans, and trust accounts. The bank's savings accounts offer flexibility and profitability, with options for children, special needs, and retirement savings. The checking accounts provide various features such as transfers, cash withdrawals, mobile banking, and online banking. Personal loans are available for purposes such as buying a car, renovating, or purchasing a home, with customized solutions and attractive conditions. Business loans are tailored to the financial needs of small and medium-sized enterprises, offering loans for working capital, investments, acquisitions, and other purposes. Trust accounts are offered for the management of funds, with the bank acting as a trustee and ensuring proper administration. Preferred Bank is recognized for its customized financial solutions, customer satisfaction, and steady growth. Preferred Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Preferred Bank's Return on Equity (ROE)

Preferred Bank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Preferred Bank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Preferred Bank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Preferred Bank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Preferred Bank stock

What is the ROE (Return on Equity) of Preferred Bank this year?

The ROE of Preferred Bank this year is 0.17 undefined.

How has the Return on Equity (ROE) of Preferred Bank developed compared to the previous year?

The ROE of Preferred Bank has increased by -20.68% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Preferred Bank?

A high ROE indicates that Preferred Bank generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Preferred Bank?

A low ROE can indicate that Preferred Bank is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Preferred Bank affect the company?

A change in ROE (Return on Equity) of Preferred Bank can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Preferred Bank?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Preferred Bank?

Some factors that can influence Preferred Bank's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Preferred Bank pay?

Over the past 12 months, Preferred Bank paid a dividend of 2.8 USD . This corresponds to a dividend yield of about 2.98 %. For the coming 12 months, Preferred Bank is expected to pay a dividend of 3.25 USD.

What is the dividend yield of Preferred Bank?

The current dividend yield of Preferred Bank is 2.98 %.

When does Preferred Bank pay dividends?

Preferred Bank pays a quarterly dividend. This is distributed in the months of February, February, May, August.

How secure is the dividend of Preferred Bank?

Preferred Bank paid dividends every year for the past 13 years.

What is the dividend of Preferred Bank?

For the upcoming 12 months, dividends amounting to 3.25 USD are expected. This corresponds to a dividend yield of 3.46 %.

In which sector is Preferred Bank located?

Preferred Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Preferred Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Preferred Bank from 7/22/2025 amounting to 0.75 USD, you needed to have the stock in your portfolio before the ex-date on 7/8/2025.

When did Preferred Bank pay the last dividend?

The last dividend was paid out on 7/22/2025.

What was the dividend of Preferred Bank in the year 2024?

In the year 2024, Preferred Bank distributed 2.2 USD as dividends.

In which currency does Preferred Bank pay out the dividend?

The dividends of Preferred Bank are distributed in USD.

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Andere Kennzahlen von Preferred Bank

Our stock analysis for Preferred Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Preferred Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.