What is the Return on Assets (ROA) of Preferred Bank this year?
The Return on Assets (ROA) of Preferred Bank is 0.02 undefined this year.
Preferred Bank ROA 2025
Preferred Bank ROA
0.02
Ticker
PFBC
ISIN
US7403674044
WKN
A1JB5S
In 2025, Preferred Bank's return on assets (ROA) was 0.02, a -16.24% increase from the 0.02 ROA in the previous year.
Preferred Bank Aktienanalyse
What does Preferred Bank do?
Preferred Bank is an American bank that was founded in 1991 and is headquartered in Los Angeles, California. The bank is known for its customized solutions for small and medium-sized enterprises (SMEs) and has experienced steady growth in recent years. The bank's business model focuses on providing financial services for SMEs, offering a wide range of products including savings accounts, checking accounts, personal loans, construction loans, business loans, trust accounts, and other financial services. The bank emphasizes the personal connection with its customers, tailoring financial solutions to meet their specific needs. Preferred Bank is divided into four divisions: personal banking, business banking, SBA lending, and real estate lending. Each division caters to the specific needs of different customer groups, offering specialized products and services. The personal banking division provides various services for individual customers, such as savings accounts, checking accounts, online and mobile banking, and loans. The business banking division specializes in financial services for small and medium-sized enterprises, offering savings accounts, checking accounts, mobile and online banking, loans, trust accounts, and other financial services. The SBA lending division focuses on Small Business Administration (SBA) loans. Preferred Bank is an approved SBA lender, providing a variety of loan solutions tailored to the specific requirements of SMEs. The real estate lending division specializes in financial services for the real estate sector, offering a wide range of loan solutions for purchasing, constructing, or renovating properties. Preferred Bank offers a variety of products and services for personal and business customers, as well as for the SBA lending and real estate lending divisions. The main products and services include savings accounts, checking accounts, personal loans, business loans, and trust accounts. The bank's savings accounts offer flexibility and profitability, with options for children, special needs, and retirement savings. The checking accounts provide various features such as transfers, cash withdrawals, mobile banking, and online banking. Personal loans are available for purposes such as buying a car, renovating, or purchasing a home, with customized solutions and attractive conditions. Business loans are tailored to the financial needs of small and medium-sized enterprises, offering loans for working capital, investments, acquisitions, and other purposes. Trust accounts are offered for the management of funds, with the bank acting as a trustee and ensuring proper administration. Preferred Bank is recognized for its customized financial solutions, customer satisfaction, and steady growth. Preferred Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.ROA Details
Understanding Preferred Bank's Return on Assets (ROA)
Preferred Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.
Year-to-Year Comparison
Comparing Preferred Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.
Impact on Investments
Investors consider Preferred Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.
Interpreting ROA Fluctuations
Variations in Preferred Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.
Frequently Asked Questions about Preferred Bank stock
What was the ROA of Preferred Bank compared to the previous year?
The ROA of Preferred Bank has increased by -16.24% compared to the previous year.
What consequences do high ROA have for investors of Preferred Bank?
A high ROA is advantageous for investors of Preferred Bank, as it indicates that the company efficiently utilizes its assets and generates good profits.
What are the consequences of low ROA for investors in Preferred Bank?
A low ROA can be unfavorable for investors of Preferred Bank as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.
How does an increase in the ROA of Preferred Bank affect the company?
An increase in ROA of Preferred Bank can be an indicator of improved efficiency in asset utilization and higher profitability.
How does a reduction in ROA of Preferred Bank impact the company?
A reduction in the ROA of Preferred Bank can be an indicator of lower asset efficiency and profitability.
What are some factors that can influence the ROA of Preferred Bank?
Some factors that can influence the ROA of Preferred Bank include revenue, operating costs, asset structure, and industry average.
Why is the ROA of Preferred Bank important for investors?
The ROA of Preferred Bank is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.
What strategic measures can Preferred Bank take to improve ROA?
To improve ROA, Preferred Bank can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.
How much dividend does Preferred Bank pay?
Over the past 12 months, Preferred Bank paid a dividend of 2.8 USD . This corresponds to a dividend yield of about 3.15 %. For the coming 12 months, Preferred Bank is expected to pay a dividend of 3.25 USD.
What is the dividend yield of Preferred Bank?
The current dividend yield of Preferred Bank is 3.15 %.
When does Preferred Bank pay dividends?
Preferred Bank pays a quarterly dividend. This is distributed in the months of August, November, February, February.
How secure is the dividend of Preferred Bank?
Preferred Bank paid dividends every year for the past 13 years.
What is the dividend of Preferred Bank?
For the upcoming 12 months, dividends amounting to 3.25 USD are expected. This corresponds to a dividend yield of 3.66 %.
In which sector is Preferred Bank located?
Preferred Bank is assigned to the 'Finance' sector.
Wann musste ich die Aktien von Preferred Bank kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of Preferred Bank from 1/23/2025 amounting to 0.75 USD, you needed to have the stock in your portfolio before the ex-date on 1/10/2025.
When did Preferred Bank pay the last dividend?
The last dividend was paid out on 1/23/2025.
What was the dividend of Preferred Bank in the year 2024?
In the year 2024, Preferred Bank distributed 2.2 USD as dividends.
In which currency does Preferred Bank pay out the dividend?
The dividends of Preferred Bank are distributed in USD.
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Andere Kennzahlen von Preferred Bank
Our stock analysis for Preferred Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Preferred Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
- Preferred Bank Revenue
- Preferred Bank Net Income
- Preferred Bank P/E
- Preferred Bank P/S
- Preferred Bank EBIT
- Preferred Bank Dividend
- Preferred Bank Stocks
- Preferred Bank Market capitalization
- Preferred Bank Debt
- Preferred Bank Liabilities
- Preferred Bank Equity
- Preferred Bank AAQS
- Preferred Bank Employees
- Preferred Bank ROE
- Preferred Bank ROA
- Preferred Bank ROCE
