Heritage Financial Liabilities 2024

Heritage Financial Aktienanalyse

What does Heritage Financial do?

Heritage Financial Corp is a US bank holding company based in Olympia, Washington. The company's history dates back to 1927 when the Olympia Savings and Loan Association was founded. In 2000, the holding company was established and the Olympia Savings and Loan Association became a subsidiary. Heritage Financial Corp's business model primarily involves providing a wide range of financial products and services to individual and business customers. This includes various credit and deposit products, investment services, insurance products, as well as electronic payment and transfer services. Heritage Financial Corp also operates several business divisions to better serve its customers. These include Heritage Bank, Washougal Bank, Central Valley Bank, Whidbey Island Bank, Pierce Commercial Bank, and Providence Bank. Heritage Bank is the largest subsidiary of the company and offers a wide range of deposit and credit products. Deposit products include savings accounts, checking accounts, money market accounts, certificates, and individual retirement accounts (IRAs). Credit products include mortgages, real estate purchase loans, business loans, and lines of credit. Washougal Bank is a community bank in southwestern Washington that specializes in the needs of individual customers and small to medium-sized enterprises (SMEs). The bank offers a range of deposit and credit products, as well as online banking services. Central Valley Bank is another community bank in northeastern Washington that focuses on the needs of individual customers and businesses. The bank offers a wide range of financial products and services, including deposit and credit products, as well as online banking services. Whidbey Island Bank is a community bank that specializes in the needs of individual customers and businesses on Whidbey Island in northwestern Washington. The bank offers a variety of deposit and credit products, as well as online banking services. Pierce Commercial Bank is a commercial bank in Tacoma, Washington that focuses on businesses and nonprofit organizations. The bank offers a wide range of financial products and services, including deposit and credit products, as well as cash management solutions. Providence Bank is a commercial bank in South Dakota that focuses on businesses in rural areas. The bank offers real estate purchase loans, business loans, SBA loans, as well as cash management solutions. Overall, Heritage Financial Corp offers its customers a wide range of financial products and services tailored to their individual needs. Through its various business divisions, the company is able to serve customers in a variety of geographical regions and offer a diversified portfolio of financial products. Heritage Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Heritage Financial's Liabilities

Heritage Financial's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Heritage Financial's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Heritage Financial's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Heritage Financial's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Heritage Financial’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Heritage Financial stock

What is the level of liabilities of Heritage Financial this year?

Heritage Financial has a debt balance of 6.32 B USD this year.

What were the liabilities of Heritage Financial compared to the previous year?

The liabilities of Heritage Financial have increased by 2.26% increased compared to the previous year.

What are the consequences of high debt for investors of Heritage Financial?

High liabilities can pose a risk for investors of Heritage Financial, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Heritage Financial?

Low liabilities mean that Heritage Financial has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Heritage Financial affect the company?

An increase in liabilities of Heritage Financial can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Heritage Financial affect the company?

A decrease in the liabilities of Heritage Financial can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Heritage Financial?

Some factors that can influence the liabilities of Heritage Financial include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Heritage Financial so important for investors?

The liabilities of Heritage Financial are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Heritage Financial take to modify the liabilities?

To change its liabilities, Heritage Financial can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Heritage Financial pay?

Over the past 12 months, Heritage Financial paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 4.06 %. For the coming 12 months, Heritage Financial is expected to pay a dividend of 0.94 USD.

What is the dividend yield of Heritage Financial?

The current dividend yield of Heritage Financial is 4.06 %.

When does Heritage Financial pay dividends?

Heritage Financial pays a quarterly dividend. This is distributed in the months of November, March, June, September.

How secure is the dividend of Heritage Financial?

Heritage Financial paid dividends every year for the past 16 years.

What is the dividend of Heritage Financial?

For the upcoming 12 months, dividends amounting to 0.94 USD are expected. This corresponds to a dividend yield of 4.32 %.

In which sector is Heritage Financial located?

Heritage Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heritage Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heritage Financial from 8/21/2024 amounting to 0.23 USD, you needed to have the stock in your portfolio before the ex-date on 8/7/2024.

When did Heritage Financial pay the last dividend?

The last dividend was paid out on 8/21/2024.

What was the dividend of Heritage Financial in the year 2023?

In the year 2023, Heritage Financial distributed 0.84 USD as dividends.

In which currency does Heritage Financial pay out the dividend?

The dividends of Heritage Financial are distributed in USD.