Heritage Financial Debt 2024

Heritage Financial Aktienanalyse

What does Heritage Financial do?

Heritage Financial Corp is a US bank holding company based in Olympia, Washington. The company's history dates back to 1927 when the Olympia Savings and Loan Association was founded. In 2000, the holding company was established and the Olympia Savings and Loan Association became a subsidiary. Heritage Financial Corp's business model primarily involves providing a wide range of financial products and services to individual and business customers. This includes various credit and deposit products, investment services, insurance products, as well as electronic payment and transfer services. Heritage Financial Corp also operates several business divisions to better serve its customers. These include Heritage Bank, Washougal Bank, Central Valley Bank, Whidbey Island Bank, Pierce Commercial Bank, and Providence Bank. Heritage Bank is the largest subsidiary of the company and offers a wide range of deposit and credit products. Deposit products include savings accounts, checking accounts, money market accounts, certificates, and individual retirement accounts (IRAs). Credit products include mortgages, real estate purchase loans, business loans, and lines of credit. Washougal Bank is a community bank in southwestern Washington that specializes in the needs of individual customers and small to medium-sized enterprises (SMEs). The bank offers a range of deposit and credit products, as well as online banking services. Central Valley Bank is another community bank in northeastern Washington that focuses on the needs of individual customers and businesses. The bank offers a wide range of financial products and services, including deposit and credit products, as well as online banking services. Whidbey Island Bank is a community bank that specializes in the needs of individual customers and businesses on Whidbey Island in northwestern Washington. The bank offers a variety of deposit and credit products, as well as online banking services. Pierce Commercial Bank is a commercial bank in Tacoma, Washington that focuses on businesses and nonprofit organizations. The bank offers a wide range of financial products and services, including deposit and credit products, as well as cash management solutions. Providence Bank is a commercial bank in South Dakota that focuses on businesses in rural areas. The bank offers real estate purchase loans, business loans, SBA loans, as well as cash management solutions. Overall, Heritage Financial Corp offers its customers a wide range of financial products and services tailored to their individual needs. Through its various business divisions, the company is able to serve customers in a variety of geographical regions and offer a diversified portfolio of financial products. Heritage Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Heritage Financial's Debt Structure

Heritage Financial's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Heritage Financial's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Heritage Financial’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Heritage Financial’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Heritage Financial stock

What is the debt of Heritage Financial this year?

Heritage Financial has a debt level of 21.77 USD this year.

What was the debt of Heritage Financial compared to the previous year?

The debt of Heritage Financial has increased by -68.04% compared to the previous year dropped.

What are the consequences of high debt for investors in Heritage Financial?

High debt can pose a risk for investors of Heritage Financial, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Heritage Financial?

Low debt means that Heritage Financial has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Heritage Financial affect the company?

An increase in debt of Heritage Financial can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Heritage Financial affect the company?

A reduction in debt of Heritage Financial can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Heritage Financial?

Some factors that can influence the debt of Heritage Financial include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Heritage Financial so important for investors?

The debts of Heritage Financial are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Heritage Financial take to change the debt?

To change the debt, Heritage Financial can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Heritage Financial pay?

Over the past 12 months, Heritage Financial paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 3.95 %. For the coming 12 months, Heritage Financial is expected to pay a dividend of 0.94 USD.

What is the dividend yield of Heritage Financial?

The current dividend yield of Heritage Financial is 3.95 %.

When does Heritage Financial pay dividends?

Heritage Financial pays a quarterly dividend. This is distributed in the months of November, March, June, September.

How secure is the dividend of Heritage Financial?

Heritage Financial paid dividends every year for the past 16 years.

What is the dividend of Heritage Financial?

For the upcoming 12 months, dividends amounting to 0.94 USD are expected. This corresponds to a dividend yield of 4.2 %.

In which sector is Heritage Financial located?

Heritage Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heritage Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heritage Financial from 8/21/2024 amounting to 0.23 USD, you needed to have the stock in your portfolio before the ex-date on 8/7/2024.

When did Heritage Financial pay the last dividend?

The last dividend was paid out on 8/21/2024.

What was the dividend of Heritage Financial in the year 2023?

In the year 2023, Heritage Financial distributed 0.84 USD as dividends.

In which currency does Heritage Financial pay out the dividend?

The dividends of Heritage Financial are distributed in USD.