Heritage Financial ROA 2025

Heritage Financial Aktienanalyse

What does Heritage Financial do?

Heritage Financial Corp is a US bank holding company based in Olympia, Washington. The company's history dates back to 1927 when the Olympia Savings and Loan Association was founded. In 2000, the holding company was established and the Olympia Savings and Loan Association became a subsidiary. Heritage Financial Corp's business model primarily involves providing a wide range of financial products and services to individual and business customers. This includes various credit and deposit products, investment services, insurance products, as well as electronic payment and transfer services. Heritage Financial Corp also operates several business divisions to better serve its customers. These include Heritage Bank, Washougal Bank, Central Valley Bank, Whidbey Island Bank, Pierce Commercial Bank, and Providence Bank. Heritage Bank is the largest subsidiary of the company and offers a wide range of deposit and credit products. Deposit products include savings accounts, checking accounts, money market accounts, certificates, and individual retirement accounts (IRAs). Credit products include mortgages, real estate purchase loans, business loans, and lines of credit. Washougal Bank is a community bank in southwestern Washington that specializes in the needs of individual customers and small to medium-sized enterprises (SMEs). The bank offers a range of deposit and credit products, as well as online banking services. Central Valley Bank is another community bank in northeastern Washington that focuses on the needs of individual customers and businesses. The bank offers a wide range of financial products and services, including deposit and credit products, as well as online banking services. Whidbey Island Bank is a community bank that specializes in the needs of individual customers and businesses on Whidbey Island in northwestern Washington. The bank offers a variety of deposit and credit products, as well as online banking services. Pierce Commercial Bank is a commercial bank in Tacoma, Washington that focuses on businesses and nonprofit organizations. The bank offers a wide range of financial products and services, including deposit and credit products, as well as cash management solutions. Providence Bank is a commercial bank in South Dakota that focuses on businesses in rural areas. The bank offers real estate purchase loans, business loans, SBA loans, as well as cash management solutions. Overall, Heritage Financial Corp offers its customers a wide range of financial products and services tailored to their individual needs. Through its various business divisions, the company is able to serve customers in a variety of geographical regions and offer a diversified portfolio of financial products. Heritage Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Heritage Financial's Return on Assets (ROA)

Heritage Financial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Heritage Financial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Heritage Financial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Heritage Financial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Heritage Financial stock

What is the Return on Assets (ROA) of Heritage Financial this year?

The Return on Assets (ROA) of Heritage Financial is 0.01 undefined this year.

What was the ROA of Heritage Financial compared to the previous year?

The ROA of Heritage Financial has increased by -26.64% compared to the previous year.

What consequences do high ROA have for investors of Heritage Financial?

A high ROA is advantageous for investors of Heritage Financial, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Heritage Financial?

A low ROA can be unfavorable for investors of Heritage Financial as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Heritage Financial affect the company?

An increase in ROA of Heritage Financial can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Heritage Financial impact the company?

A reduction in the ROA of Heritage Financial can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Heritage Financial?

Some factors that can influence the ROA of Heritage Financial include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Heritage Financial important for investors?

The ROA of Heritage Financial is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Heritage Financial take to improve ROA?

To improve ROA, Heritage Financial can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Heritage Financial pay?

Over the past 12 months, Heritage Financial paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 3.81 %. For the coming 12 months, Heritage Financial is expected to pay a dividend of 0.93 USD.

What is the dividend yield of Heritage Financial?

The current dividend yield of Heritage Financial is 3.81 %.

When does Heritage Financial pay dividends?

Heritage Financial pays a quarterly dividend. This is distributed in the months of June, September, December, December.

How secure is the dividend of Heritage Financial?

Heritage Financial paid dividends every year for the past 16 years.

What is the dividend of Heritage Financial?

For the upcoming 12 months, dividends amounting to 0.93 USD are expected. This corresponds to a dividend yield of 4.05 %.

In which sector is Heritage Financial located?

Heritage Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heritage Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heritage Financial from 11/20/2024 amounting to 0.23 USD, you needed to have the stock in your portfolio before the ex-date on 11/6/2024.

When did Heritage Financial pay the last dividend?

The last dividend was paid out on 11/20/2024.

What was the dividend of Heritage Financial in the year 2024?

In the year 2024, Heritage Financial distributed 0.88 USD as dividends.

In which currency does Heritage Financial pay out the dividend?

The dividends of Heritage Financial are distributed in USD.