RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Heritage Financial Stock

Heritage Financial EBIT 2024

Heritage Financial EBIT

71.76 M USD

Ticker

HFWA

ISIN

US42722X1063

WKN

923691

In 2024, Heritage Financial's EBIT was 71.76 M USD, a 0% increase from the 0 USD EBIT recorded in the previous year.

The Heritage Financial EBIT history

YEAREBIT (undefined USD)
2026e160.39
2025e85.07
2024e71.76
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
2010-
2009-
2008-
2007-
2006-
2005-
2004-

Heritage Financial Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Heritage Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Heritage Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Heritage Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Heritage Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Heritage Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Heritage Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Heritage Financial’s growth potential.

Heritage Financial Revenue, EBIT and net profit per share

DateHeritage Financial RevenueHeritage Financial Net Income
2026e329.07 M undefined101.21 M undefined
2025e250.78 M undefined62.83 M undefined
2024e233.26 M undefined48.49 M undefined
2023303.13 M undefined61.76 M undefined
2022257.1 M undefined81.9 M undefined
2021247.4 M undefined98 M undefined
2020251.5 M undefined46.6 M undefined
2019250.4 M undefined67.5 M undefined
2018231 M undefined52.8 M undefined
2017183.3 M undefined41.5 M undefined
2016170.1 M undefined38.6 M undefined
2015168 M undefined37.2 M undefined
2014137.6 M undefined20.9 M undefined
201381.1 M undefined9.5 M undefined
201276.4 M undefined13.1 M undefined
201179.8 M undefined6.5 M undefined
201078.3 M undefined11.7 M undefined
200961.8 M undefined-700,000 undefined
200865.7 M undefined6.2 M undefined
200771 M undefined10.7 M undefined
200663.2 M undefined10.5 M undefined
200552 M undefined10.5 M undefined
200445.4 M undefined9.6 M undefined

Heritage Financial stock margins

The Heritage Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Heritage Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Heritage Financial.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Heritage Financial's sales revenue. A higher gross margin percentage indicates that the Heritage Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Heritage Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Heritage Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Heritage Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Heritage Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Heritage Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Heritage Financial Margin History

DateHeritage Financial Profit margin
2026e30.76 %
2025e25.05 %
2024e20.79 %
202320.37 %
202231.86 %
202139.61 %
202018.53 %
201926.96 %
201822.86 %
201722.64 %
201622.69 %
201522.14 %
201415.19 %
201311.71 %
201217.15 %
20118.15 %
201014.94 %
2009-1.13 %
20089.44 %
200715.07 %
200616.61 %
200520.19 %
200421.15 %

Heritage Financial Aktienanalyse

What does Heritage Financial do?

Heritage Financial Corp is a US bank holding company based in Olympia, Washington. The company's history dates back to 1927 when the Olympia Savings and Loan Association was founded. In 2000, the holding company was established and the Olympia Savings and Loan Association became a subsidiary. Heritage Financial Corp's business model primarily involves providing a wide range of financial products and services to individual and business customers. This includes various credit and deposit products, investment services, insurance products, as well as electronic payment and transfer services. Heritage Financial Corp also operates several business divisions to better serve its customers. These include Heritage Bank, Washougal Bank, Central Valley Bank, Whidbey Island Bank, Pierce Commercial Bank, and Providence Bank. Heritage Bank is the largest subsidiary of the company and offers a wide range of deposit and credit products. Deposit products include savings accounts, checking accounts, money market accounts, certificates, and individual retirement accounts (IRAs). Credit products include mortgages, real estate purchase loans, business loans, and lines of credit. Washougal Bank is a community bank in southwestern Washington that specializes in the needs of individual customers and small to medium-sized enterprises (SMEs). The bank offers a range of deposit and credit products, as well as online banking services. Central Valley Bank is another community bank in northeastern Washington that focuses on the needs of individual customers and businesses. The bank offers a wide range of financial products and services, including deposit and credit products, as well as online banking services. Whidbey Island Bank is a community bank that specializes in the needs of individual customers and businesses on Whidbey Island in northwestern Washington. The bank offers a variety of deposit and credit products, as well as online banking services. Pierce Commercial Bank is a commercial bank in Tacoma, Washington that focuses on businesses and nonprofit organizations. The bank offers a wide range of financial products and services, including deposit and credit products, as well as cash management solutions. Providence Bank is a commercial bank in South Dakota that focuses on businesses in rural areas. The bank offers real estate purchase loans, business loans, SBA loans, as well as cash management solutions. Overall, Heritage Financial Corp offers its customers a wide range of financial products and services tailored to their individual needs. Through its various business divisions, the company is able to serve customers in a variety of geographical regions and offer a diversified portfolio of financial products. Heritage Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Heritage Financial's EBIT

Heritage Financial's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Heritage Financial's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Heritage Financial's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Heritage Financial’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Heritage Financial stock

How much did Heritage Financial achieve in EBIT for the current year?

In the current year, Heritage Financial has achieved an EBIT of 71.76 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Heritage Financial.

How has the EBIT of Heritage Financial developed in recent years?

The EBIT of Heritage Financial has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Heritage Financial?

The EBIT of Heritage Financial is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Heritage Financial pay?

Over the past 12 months, Heritage Financial paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 3.95 %. For the coming 12 months, Heritage Financial is expected to pay a dividend of 0.94 USD.

What is the dividend yield of Heritage Financial?

The current dividend yield of Heritage Financial is 3.95 %.

When does Heritage Financial pay dividends?

Heritage Financial pays a quarterly dividend. This is distributed in the months of November, March, June, September.

How secure is the dividend of Heritage Financial?

Heritage Financial paid dividends every year for the past 16 years.

What is the dividend of Heritage Financial?

For the upcoming 12 months, dividends amounting to 0.94 USD are expected. This corresponds to a dividend yield of 4.2 %.

In which sector is Heritage Financial located?

Heritage Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heritage Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heritage Financial from 8/21/2024 amounting to 0.23 USD, you needed to have the stock in your portfolio before the ex-date on 8/7/2024.

When did Heritage Financial pay the last dividend?

The last dividend was paid out on 8/21/2024.

What was the dividend of Heritage Financial in the year 2023?

In the year 2023, Heritage Financial distributed 0.84 USD as dividends.

In which currency does Heritage Financial pay out the dividend?

The dividends of Heritage Financial are distributed in USD.

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Andere Kennzahlen von Heritage Financial

Our stock analysis for Heritage Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Heritage Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.