Aspial Lifestyle - Stock

Aspial Lifestyle ROA 2024

Aspial Lifestyle ROA

0.02

Ticker

5UF.SI

ISIN

SG2E90982678

WKN

A1J0X3

In 2024, Aspial Lifestyle's return on assets (ROA) was 0.02, a 7.83% increase from the 0.02 ROA in the previous year.

Aspial Lifestyle Aktienanalyse

What does Aspial Lifestyle do?

Maxi-Cash Financial Services Corporation Ltd is a Singapore-based company that was founded in 2008 and today is one of the leading providers of pawn loans in Southeast Asia. The company's roots are in the jewelry and watch industry, where it began offering pawn loans. Over time, Maxi-Cash has expanded its business model and now also offers other financial services. The core of Maxi-Cash's business model is pawn loans. Customers can deposit their valuable items such as watches, jewelry, or electronic devices as collateral and receive a loan in return. The amount of the loan is determined by the value of the deposited items. Customers can repay the loan within a certain period of time to retrieve their items. If they do not do so, Maxi-Cash can sell the items to settle the loan. However, Maxi-Cash is not limited to its core business of pawn loans. The company now also offers other financial services such as microfinance, currency exchange, precious metal sales, and insurance. The company's expansion is not limited to the local market, but also includes international expansion. Maxi-Cash has already opened branches in Hong Kong, Malaysia, and Australia. The company operates multiple divisions. The Maxi-Cash Financial Services division is the largest and includes the pawn loan business. This includes traditional pawn shops, as well as the sale of second-hand jewelry, watches, and other items. Another division is Maxi-Cash Gold, which specializes in buying and selling gold and other precious metals. Maxi-Cash Remittance is another division that offers currency exchange and money transfer services. Maxi Money is a digital platform through which customers can apply for loans and use financial services. In recent years, the company has focused heavily on digitization and is increasingly investing in its online platforms and mobile applications. Customers can apply for pawn loans online or access the Maxi Money digital platform. The company also uses social media channels like Facebook to promote its services and engage with customers. Maxi-Cash also strives to provide its customers with a high level of service and quality. To do this, the company relies on trained employees who carefully inspect the submitted items and provide comprehensive advice to customers. However, Maxi-Cash also practices corporate social responsibility by supporting charitable institutions or working in an environmentally friendly manner. Overall, Maxi-Cash Financial Services Corporation Ltd has shown impressive growth and expansion through international activities in recent years. Maxi-Cash is a company that has specialized in a niche and offers a wide range of services within that niche. The company has proven that it is able to adapt to market changes and focus on business areas with high potential for growth and success. Aspial Lifestyle ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Aspial Lifestyle's Return on Assets (ROA)

Aspial Lifestyle's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Aspial Lifestyle's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Aspial Lifestyle's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Aspial Lifestyle’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Aspial Lifestyle Stock

What is the Return on Assets (ROA) of Aspial Lifestyle this year?

The Return on Assets (ROA) of Aspial Lifestyle is 0.02 undefined this year.

What was the ROA of Aspial Lifestyle compared to the previous year?

The ROA of Aspial Lifestyle has increased by 7.83% compared to the previous year.

What consequences do high ROA have for investors of Aspial Lifestyle?

A high ROA is advantageous for investors of Aspial Lifestyle, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Aspial Lifestyle?

A low ROA can be unfavorable for investors of Aspial Lifestyle as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Aspial Lifestyle affect the company?

An increase in ROA of Aspial Lifestyle can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Aspial Lifestyle impact the company?

A reduction in the ROA of Aspial Lifestyle can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Aspial Lifestyle?

Some factors that can influence the ROA of Aspial Lifestyle include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Aspial Lifestyle important for investors?

The ROA of Aspial Lifestyle is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Aspial Lifestyle take to improve ROA?

To improve ROA, Aspial Lifestyle can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Aspial Lifestyle pay?

Over the past 12 months, Aspial Lifestyle paid a dividend of 0.01 SGD . This corresponds to a dividend yield of about 6.3 %. For the coming 12 months, Aspial Lifestyle is expected to pay a dividend of 0.01 SGD.

What is the dividend yield of Aspial Lifestyle?

The current dividend yield of Aspial Lifestyle is 6.3 %.

When does Aspial Lifestyle pay dividends?

Aspial Lifestyle pays a quarterly dividend. This is distributed in the months of September, May, November, June.

How secure is the dividend of Aspial Lifestyle?

Aspial Lifestyle paid dividends every year for the past 12 years.

What is the dividend of Aspial Lifestyle?

For the upcoming 12 months, dividends amounting to 0.01 SGD are expected. This corresponds to a dividend yield of 6.3 %.

In which sector is Aspial Lifestyle located?

Aspial Lifestyle is assigned to the 'Cyclical consumption' sector.

Wann musste ich die Aktien von Aspial Lifestyle kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Aspial Lifestyle from 5/17/2024 amounting to 0.004 SGD, you needed to have the stock in your portfolio before the ex-date on 5/6/2024.

When did Aspial Lifestyle pay the last dividend?

The last dividend was paid out on 5/17/2024.

What was the dividend of Aspial Lifestyle in the year 2023?

In the year 2023, Aspial Lifestyle distributed 0.013 SGD as dividends.

In which currency does Aspial Lifestyle pay out the dividend?

The dividends of Aspial Lifestyle are distributed in SGD.

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Andere Kennzahlen von Aspial Lifestyle

Our stock analysis for Aspial Lifestyle Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Aspial Lifestyle Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.