Aspial Lifestyle - Stock

Aspial Lifestyle Debt 2024

Aspial Lifestyle Debt

665.56 SGD

Ticker

5UF.SI

ISIN

SG2E90982678

WKN

A1J0X3

In 2024, Aspial Lifestyle's total debt was 665.56 SGD, a 25.44% change from the 530.58 SGD total debt recorded in the previous year.

Aspial Lifestyle Aktienanalyse

What does Aspial Lifestyle do?

Maxi-Cash Financial Services Corporation Ltd is a Singapore-based company that was founded in 2008 and today is one of the leading providers of pawn loans in Southeast Asia. The company's roots are in the jewelry and watch industry, where it began offering pawn loans. Over time, Maxi-Cash has expanded its business model and now also offers other financial services. The core of Maxi-Cash's business model is pawn loans. Customers can deposit their valuable items such as watches, jewelry, or electronic devices as collateral and receive a loan in return. The amount of the loan is determined by the value of the deposited items. Customers can repay the loan within a certain period of time to retrieve their items. If they do not do so, Maxi-Cash can sell the items to settle the loan. However, Maxi-Cash is not limited to its core business of pawn loans. The company now also offers other financial services such as microfinance, currency exchange, precious metal sales, and insurance. The company's expansion is not limited to the local market, but also includes international expansion. Maxi-Cash has already opened branches in Hong Kong, Malaysia, and Australia. The company operates multiple divisions. The Maxi-Cash Financial Services division is the largest and includes the pawn loan business. This includes traditional pawn shops, as well as the sale of second-hand jewelry, watches, and other items. Another division is Maxi-Cash Gold, which specializes in buying and selling gold and other precious metals. Maxi-Cash Remittance is another division that offers currency exchange and money transfer services. Maxi Money is a digital platform through which customers can apply for loans and use financial services. In recent years, the company has focused heavily on digitization and is increasingly investing in its online platforms and mobile applications. Customers can apply for pawn loans online or access the Maxi Money digital platform. The company also uses social media channels like Facebook to promote its services and engage with customers. Maxi-Cash also strives to provide its customers with a high level of service and quality. To do this, the company relies on trained employees who carefully inspect the submitted items and provide comprehensive advice to customers. However, Maxi-Cash also practices corporate social responsibility by supporting charitable institutions or working in an environmentally friendly manner. Overall, Maxi-Cash Financial Services Corporation Ltd has shown impressive growth and expansion through international activities in recent years. Maxi-Cash is a company that has specialized in a niche and offers a wide range of services within that niche. The company has proven that it is able to adapt to market changes and focus on business areas with high potential for growth and success. Aspial Lifestyle ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Aspial Lifestyle's Debt Structure

Aspial Lifestyle's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Aspial Lifestyle's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Aspial Lifestyle’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Aspial Lifestyle’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Aspial Lifestyle Stock

What is the debt of Aspial Lifestyle this year?

Aspial Lifestyle has a debt level of 665.56 SGD this year.

What was the debt of Aspial Lifestyle compared to the previous year?

The debt of Aspial Lifestyle has increased by 25.44% compared to the previous year increased.

What are the consequences of high debt for investors in Aspial Lifestyle?

High debt can pose a risk for investors of Aspial Lifestyle, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Aspial Lifestyle?

Low debt means that Aspial Lifestyle has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Aspial Lifestyle affect the company?

An increase in debt of Aspial Lifestyle can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Aspial Lifestyle affect the company?

A reduction in debt of Aspial Lifestyle can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Aspial Lifestyle?

Some factors that can influence the debt of Aspial Lifestyle include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Aspial Lifestyle so important for investors?

The debts of Aspial Lifestyle are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Aspial Lifestyle take to change the debt?

To change the debt, Aspial Lifestyle can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Aspial Lifestyle pay?

Over the past 12 months, Aspial Lifestyle paid a dividend of 0.01 SGD . This corresponds to a dividend yield of about 6.3 %. For the coming 12 months, Aspial Lifestyle is expected to pay a dividend of 0.01 SGD.

What is the dividend yield of Aspial Lifestyle?

The current dividend yield of Aspial Lifestyle is 6.3 %.

When does Aspial Lifestyle pay dividends?

Aspial Lifestyle pays a quarterly dividend. This is distributed in the months of September, May, November, June.

How secure is the dividend of Aspial Lifestyle?

Aspial Lifestyle paid dividends every year for the past 12 years.

What is the dividend of Aspial Lifestyle?

For the upcoming 12 months, dividends amounting to 0.01 SGD are expected. This corresponds to a dividend yield of 6.3 %.

In which sector is Aspial Lifestyle located?

Aspial Lifestyle is assigned to the 'Cyclical consumption' sector.

Wann musste ich die Aktien von Aspial Lifestyle kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Aspial Lifestyle from 5/17/2024 amounting to 0.004 SGD, you needed to have the stock in your portfolio before the ex-date on 5/6/2024.

When did Aspial Lifestyle pay the last dividend?

The last dividend was paid out on 5/17/2024.

What was the dividend of Aspial Lifestyle in the year 2023?

In the year 2023, Aspial Lifestyle distributed 0.013 SGD as dividends.

In which currency does Aspial Lifestyle pay out the dividend?

The dividends of Aspial Lifestyle are distributed in SGD.

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Andere Kennzahlen von Aspial Lifestyle

Our stock analysis for Aspial Lifestyle Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Aspial Lifestyle Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.