Alior Bank - Stock

Alior Bank EBIT 2024

Alior Bank EBIT

3.61 B PLN

Ticker

ALR.WA

ISIN

PLALIOR00045

WKN

A1J9PZ

In 2024, Alior Bank's EBIT was 3.61 B PLN, a 0% increase from the 0 PLN EBIT recorded in the previous year.

The Alior Bank EBIT history

YEAREBIT (undefined PLN)
2028e-
2027e3.31
2026e3.61
2025e3.44
2024e3.61
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
2010-
2009-

Alior Bank Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Alior Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Alior Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Alior Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Alior Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Alior Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Alior Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Alior Bank’s growth potential.

Alior Bank Revenue, Profit, and EBIT History

DateAlior Bank RevenueAlior Bank Net Income
2028e6.14 B PLN0 PLN
2027e6.02 B PLN1.55 B PLN
2026e5.91 B PLN1.76 B PLN
2025e5.92 B PLN1.95 B PLN
2024e5.96 B PLN2.17 B PLN
20239.42 B PLN2.03 B PLN
20227.19 B PLN683.11 M PLN
20214.24 B PLN481.9 M PLN
20204.48 B PLN-311.2 M PLN
20195.22 B PLN248.3 M PLN
20185.16 B PLN713.4 M PLN
20174.7 B PLN471.2 M PLN
20164.07 B PLN575.2 M PLN
20153.24 B PLN309.6 M PLN
20142.86 B PLN322.7 M PLN
20132.27 B PLN227.9 M PLN
20122.03 B PLN61.1 M PLN
20111.5 B PLN152.2 M PLN
2010855.6 M PLN-104 M PLN
2009351.6 M PLN-271.3 M PLN

Alior Bank stock margins

The Alior Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Alior Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Alior Bank.
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  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Alior Bank's sales revenue. A higher gross margin percentage indicates that the Alior Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Alior Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Alior Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Alior Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Alior Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Alior Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Alior Bank Margin History

DateAlior Bank Profit margin
2028e0 %
2027e25.82 %
2026e29.86 %
2025e33.01 %
2024e36.41 %
202321.55 %
20229.5 %
202111.35 %
2020-6.95 %
20194.76 %
201813.82 %
201710.02 %
201614.14 %
20159.55 %
201411.3 %
201310.03 %
20123.01 %
201110.17 %
2010-12.16 %
2009-77.16 %

Alior Bank Aktienanalyse

What does Alior Bank do?

The Alior Bank SA is a Polish bank that was established in 2008. The bank is one of the youngest and most innovative banks in Poland and has experienced steady growth in recent years. Alior Bank is a joint stock company and is listed on the Warsaw Stock Exchange. The business model of Alior Bank is focused on retail customers, small and medium-sized enterprises, and institutional customers. The bank offers a wide range of products and services, including accounts, credit cards, loans, deposits, insurance, ATMs, internet banking, mobile apps, and other financial products. Alior Bank is a 100% subsidiary of PZU Group, one of the largest financial institutions in Poland. Alior Bank has various business units, such as retail customers, business customers, and institutional customers. The retail customer segment offers various products and services such as deposit accounts, credit cards, personal loans, and mortgages. The business customer segment offers various products and services such as business accounts, loans, trade finance, and treasury services. The institutional customer segment offers various products and services such as investment fund management, asset management, capital markets, and treasury services. Alior Bank entered the market to offer modern banking services with a wide range of products and services to the Polish people. The bank has also made a name for itself in the Polish market through the introduction of innovative products and services, as well as the establishment of modern banking, including internet banking, mobile banking, and digital banking. Alior Bank has received various awards and recognition for its innovative products and services. The bank won the competition for the best banks and financial institutions in 2017. In 2016, the bank ranked first in the Innovation Index and was awarded the Best Digital Bank Brand Award. In recent years, Alior Bank has achieved strong growth and has strengthened its presence in Poland through expanding its branches, opening new branches, and forming partnerships with other banks, as well as expanding its business models. Alior Bank also operates in other European countries such as Germany, France, the United Kingdom, Italy, and Spain. Overall, Alior Bank is one of the most innovative and fastest-growing banks in Poland, focusing on the needs of various customers. With its wide range of products and services and its innovative approaches to digital banking, Alior Bank has become an important brand in the banking market. Alior Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Alior Bank's EBIT

Alior Bank's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Alior Bank's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Alior Bank's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Alior Bank’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Alior Bank Stock

How much did Alior Bank achieve in EBIT for the current year?

In the current year, Alior Bank has achieved an EBIT of 3.61 B PLN.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Alior Bank.

How has the EBIT of Alior Bank developed in recent years?

The EBIT of Alior Bank has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Alior Bank?

The EBIT of Alior Bank is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Alior Bank pay?

Over the past 12 months, Alior Bank paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Alior Bank is expected to pay a dividend of 0 PLN.

What is the dividend yield of Alior Bank?

The current dividend yield of Alior Bank is .

When does Alior Bank pay dividends?

Alior Bank pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Alior Bank?

Alior Bank paid dividends every year for the past 0 years.

What is the dividend of Alior Bank?

For the upcoming 12 months, dividends amounting to 0 PLN are expected. This corresponds to a dividend yield of 0 %.

In which sector is Alior Bank located?

Alior Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Alior Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Alior Bank from 5/24/2024 amounting to 4.42 PLN, you needed to have the stock in your portfolio before the ex-date on 5/9/2024.

When did Alior Bank pay the last dividend?

The last dividend was paid out on 5/24/2024.

What was the dividend of Alior Bank in the year 2023?

In the year 2023, Alior Bank distributed 0 PLN as dividends.

In which currency does Alior Bank pay out the dividend?

The dividends of Alior Bank are distributed in PLN.

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Andere Kennzahlen von Alior Bank

Our stock analysis for Alior Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Alior Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.