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Overview
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Alior Bank stock

ALR.WA
PLALIOR00045
A1J9PZ

Price

100.05
Today +/-
+0.14
Today %
+0.57 %

Alior Bank stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Alior Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Alior Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Alior Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Alior Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Alior Bank Stock Price History

DateAlior Bank Price
3/7/2025100.05 undefined
3/6/202599.48 undefined
3/5/202597.50 undefined
3/4/202590.82 undefined
3/3/202596.00 undefined
2/28/202595.06 undefined
2/27/202596.60 undefined
2/26/202597.36 undefined
2/25/202595.72 undefined
2/24/202594.84 undefined
2/21/202598.70 undefined
2/20/202598.46 undefined
2/19/202597.22 undefined
2/18/202598.68 undefined
2/17/202594.56 undefined
2/14/202593.92 undefined
2/13/202596.14 undefined
2/12/202596.70 undefined
2/11/202595.80 undefined
2/10/202594.18 undefined

Alior Bank Revenue, EBIT, Net Income

  • 3 years

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Alior Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Alior Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Alior Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Alior Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Alior Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Alior Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Alior Bank’s growth potential.

Alior Bank Revenue, EBIT and net profit per share

DateAlior Bank RevenueAlior Bank Net Income
2028e6.2 B undefined0 undefined
2027e6.25 B undefined1.55 B undefined
2026e6.06 B undefined1.98 B undefined
2025e6.12 B undefined2.2 B undefined
2024e6.12 B undefined2.46 B undefined
20239.42 B undefined2.03 B undefined
20227.19 B undefined683.11 M undefined
20214.24 B undefined481.9 M undefined
20204.48 B undefined-311.2 M undefined
20195.22 B undefined248.3 M undefined
20185.16 B undefined713.4 M undefined
20174.7 B undefined471.2 M undefined
20164.07 B undefined575.2 M undefined
20153.24 B undefined309.6 M undefined
20142.86 B undefined322.7 M undefined
20132.27 B undefined227.9 M undefined
20122.03 B undefined61.1 M undefined
20111.5 B undefined152.2 M undefined
2010855.6 M undefined-104 M undefined
2009351.6 M undefined-271.3 M undefined

Alior Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
2009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
0.350.861.52.032.272.863.244.074.75.165.224.484.247.199.426.126.126.066.256.2
-143.5974.9735.4912.0925.7513.4825.5115.569.741.12-14.18-5.2369.4430.98-35.05--0.963.12-0.77
--------------------
00000000000000000000
0000000000000004.013.743.63.310
--------------------
-0.27-0.10.150.060.230.320.310.580.470.710.25-0.310.480.682.032.462.21.981.550
--61.62-246.15-59.87272.1341.85-4.0486.08-18.0951.38-65.22-225.40-254.6642.00197.2220.94-10.35-10.27-21.32-
61616166.88289.692104.8131.8131.2130.6130.6130.6130.55130.5500000
--------------------
Details

Keystats

ⓘ

Revenue and Growth

The Alior Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Alior Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
200920102011201220132014201520162017201820192020202120222023
                             
000000000000000
000000000000000
000000000000000
000000000000000
000000000000000
000000000000000
185216212215215192229486476461764702755744.44743.5
0000000004105000
000000000000000
82109123158188215282411443467475424426390.08411.09
000001105105105105105110.980.98
0.060.080.110.210.180.150.280.540.591.041.151.161.300
0.330.410.450.580.590.560.891.541.622.072.52.292.481.141.16
0.330.410.450.580.590.560.891.541.622.072.52.292.481.141.16
                             
0.50.50.50.640.640.70.731.291.291.311.311.311.311.311.31
0.870.60.51.281.441.782.284.194.825.395.395.45.45.416.03
-0.3-0.13-0.040.050.130.520.490.750.56-0.26-0.04-0.360.120.82.21
00000000101-200.282.25
86-1311-172115-72145276217-907-1,339.43-291.44
1.080.980.951.972.193.013.516.166.696.496.746.565.926.179.25
000000000000070.050
00000054151146166151155186211.89249.6
000313225221313526794636247324.21
862005486848845763078001000
000000000000021.70
0.86000.580.720.910.650.190.360.430.250.160.2270.530.57
000.040.350.350.540.91.352.182.152.32.21.712.293.68
00000001001112.092.03
0.180.410.780.741.321.110.81.872.081.551.782.052.743.783.42
0.180.410.821.091.671.651.73.224.263.74.074.264.456.077.1
1.050.410.821.672.392.562.353.424.624.144.324.424.6776.67.68
2.121.381.773.644.575.575.869.5711.3110.6211.0510.9810.5982.7716.93
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Alior Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Alior Bank's financial health and stability.

Assets

Alior Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Alior Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Alior Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Alior Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200920102011201220132014201520162017201820192020202120222023
-0.27-0.10.150.170.230.40.390.650.690.990.5-0.210.781.042.71
32485672757586105177174247287233242258
-61-19131900000000000
0.280.55-0.19-0.8-0.3-0.80.26-3.27-1.27-2.781.9-2.223.16-0.97-1.94
0.040-00.160.040.020.010.29-0.172.38-2.953.52-2.1-0.81-5.31
0000000.550.980.640.790.830.80.311.342.69
0000099166272153346437205119110369
0.020.480.03-0.370.05-0.30.74-2.23-0.580.76-0.31.382.07-0.5-4.28
-109-47-23-49-50-22-55-319-107-94-73-93-127-103-94
-0.14-0.08-0.06-0.11-0.11-0.08-0.37-0.64-0.2-0.2-0.15-0.14-0.17-0.313.59
-0.03-0.03-0.03-0.06-0.06-0.06-0.31-0.32-0.1-0.11-0.07-0.05-0.04-0.213.68
000000000000000
00104280-301012072767500-144-74-534-281-79
0000.7700.460.22.1600.0100000.85
000.11.05-0.030.590.372.380.69-0.09-0.25-0.16-0.59-0.360.65
0000026-34-59-64-102-105-82-57-81-124
000000000000000
-0.130.40.070.57-0.090.210.75-0.49-0.090.46-0.71.081.3-1.18-0.04
-93.6428.81.6-423.4-1.4-325.9687.4-2,544.8-684663.2-375.31,282.61,938.7-607.62-4,375.14
000000000000000

Alior Bank stock margins

The Alior Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Alior Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Alior Bank.

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  • Max

Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Alior Bank's sales revenue. A higher gross margin percentage indicates that the Alior Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Alior Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Alior Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Alior Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Alior Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Alior Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Alior Bank Margin History

DateAlior Bank Profit margin
2028e0 %
2027e24.88 %
2026e32.61 %
2025e35.98 %
2024e40.14 %
202321.55 %
20229.5 %
202111.35 %
2020-6.95 %
20194.76 %
201813.82 %
201710.02 %
201614.14 %
20159.55 %
201411.3 %
201310.03 %
20123.01 %
201110.17 %
2010-12.16 %
2009-77.16 %

Alior Bank Stock Sales Revenue, EBIT, Earnings per Share

The Alior Bank earnings per share therefore indicates how much revenue Alior Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Alior Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Alior Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Alior Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Alior Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Alior Bank Revenue, EBIT and net profit per share

DateAlior Bank Sales per ShareAlior Bank Earnings per Share
2028e47.49 undefined0 undefined
2027e47.86 undefined11.91 undefined
2026e46.41 undefined15.13 undefined
2025e46.86 undefined16.86 undefined
2024e46.86 undefined18.81 undefined
202372.15 undefined15.55 undefined
202255.09 undefined5.23 undefined
202132.5 undefined3.69 undefined
202034.29 undefined-2.38 undefined
201939.96 undefined1.9 undefined
201839.34 undefined5.44 undefined
201735.68 undefined3.58 undefined
201638.83 undefined5.49 undefined
201535.24 undefined3.37 undefined
201431.89 undefined3.6 undefined
201327.71 undefined2.78 undefined
201230.35 undefined0.91 undefined
201124.53 undefined2.5 undefined
201014.03 undefined-1.7 undefined
20095.76 undefined-4.45 undefined

Alior Bank business model

The Alior Bank SA is a Polish bank that was established in 2008. The bank is one of the youngest and most innovative banks in Poland and has experienced steady growth in recent years. Alior Bank is a joint stock company and is listed on the Warsaw Stock Exchange. The business model of Alior Bank is focused on retail customers, small and medium-sized enterprises, and institutional customers. The bank offers a wide range of products and services, including accounts, credit cards, loans, deposits, insurance, ATMs, internet banking, mobile apps, and other financial products. Alior Bank is a 100% subsidiary of PZU Group, one of the largest financial institutions in Poland. Alior Bank has various business units, such as retail customers, business customers, and institutional customers. The retail customer segment offers various products and services such as deposit accounts, credit cards, personal loans, and mortgages. The business customer segment offers various products and services such as business accounts, loans, trade finance, and treasury services. The institutional customer segment offers various products and services such as investment fund management, asset management, capital markets, and treasury services. Alior Bank entered the market to offer modern banking services with a wide range of products and services to the Polish people. The bank has also made a name for itself in the Polish market through the introduction of innovative products and services, as well as the establishment of modern banking, including internet banking, mobile banking, and digital banking. Alior Bank has received various awards and recognition for its innovative products and services. The bank won the competition for the best banks and financial institutions in 2017. In 2016, the bank ranked first in the Innovation Index and was awarded the Best Digital Bank Brand Award. In recent years, Alior Bank has achieved strong growth and has strengthened its presence in Poland through expanding its branches, opening new branches, and forming partnerships with other banks, as well as expanding its business models. Alior Bank also operates in other European countries such as Germany, France, the United Kingdom, Italy, and Spain. Overall, Alior Bank is one of the most innovative and fastest-growing banks in Poland, focusing on the needs of various customers. With its wide range of products and services and its innovative approaches to digital banking, Alior Bank has become an important brand in the banking market. Alior Bank is one of the most popular companies on Eulerpool.com.

Alior Bank SWOT Analysis

Strengths

Alior Bank SA has consistently shown strong financial performance, with steady revenue growth and solid profitability. This is a key strength that provides a solid foundation for the bank.

The bank offers a wide range of financial products and services, including retail banking, corporate banking, and investment banking. This diversification helps in catering to different customer segments and mitigating risks.

Alior Bank SA has invested in advanced digital banking technologies, providing customers with convenient and user-friendly online and mobile banking platforms. This positions the bank as a leader in the digital banking space.

Weaknesses

Alior Bank SA currently has a limited market presence compared to some larger competitors. This can pose challenges in terms of brand recognition and attracting new customers in a highly competitive banking industry.

The bank's asset base is comparatively smaller than some of its major competitors. This may limit its ability to undertake large-scale investments or pursue certain strategic initiatives.

Opportunities

Alior Bank SA can explore opportunities to expand its operations and enter new markets, both domestically and internationally. This can help diversify its revenue streams and increase its market share.

The increasing adoption of fintech solutions presents an opportunity for Alior Bank SA to collaborate with or acquire innovative startups to enhance its digital banking offerings and gain a competitive edge.

Threats

The banking industry is highly competitive, with numerous banks competing for market share. Alior Bank SA faces the threat of losing customers to competitors who offer more attractive products or better customer experiences.

Changes in banking regulations and compliance requirements can pose challenges for Alior Bank SA. Adapting to new regulations and ensuring compliance can increase operational costs and disrupt existing processes.

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Alior Bank Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Alior Bank historical P/E ratio, EBIT multiple, and P/S ratio

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Alior Bank shares outstanding

The number of shares was Alior Bank in 2024 — This indicates how many shares 130.554 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Alior Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Alior Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Alior Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Alior Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Alior Bank dividend history and estimates

In 2024, Alior Bank paid a dividend amounting to 17.68 PLN. Dividend means that Alior Bank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Alior Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Alior Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Alior Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Alior Bank Dividend History

DateAlior Bank Dividend
2027e11.19 undefined
2026e14.22 undefined
2025e15.85 undefined
2024e17.68 undefined

Alior Bank dividend payout ratio

In 2024, Alior Bank had a payout ratio of 93.99%. The payout ratio indicates the percentage of the company's profits that Alior Bank distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Alior Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Alior Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Alior Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Alior Bank Payout Ratio History

DateAlior Bank Payout ratio
2028e93.99 %
2027e93.99 %
2026e93.99 %
2025e93.99 %
2024e93.99 %
20230 %
20220 %
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Unfortunately, there are currently no price targets and forecasts available for Alior Bank.

Alior Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20223.55 2.76  (-22.15 %)2022 Q4
9/30/20222.88 -0.48  (-116.68 %)2022 Q3
6/30/20221.91 1.65  (-13.56 %)2022 Q2
12/31/20181.4 1.37  (-2.13 %)2018 Q4
9/30/20181.68 1.31  (-21.87 %)2018 Q3
6/30/20181.5 1.49  (-0.99 %)2018 Q2
3/31/20181.25 1.31  (4.6 %)2018 Q1
12/31/20171.11 1.11  (-0.09 %)2017 Q4
9/30/20171.06 1.44  (35.79 %)2017 Q3
9/30/20161.09 0.67  (-38.4 %)2016 Q3
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Eulerpool ESG Scorecard© for the Alior Bank stock

Eulerpool World ESG Rating (EESG©)

58/ 100

🌱 Environment

75

👫 Social

74

🏛️ Governance

26

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees62
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Alior Bank shareholders

%
Name
Stocks
Change
Date
31.91026 % Powszechny Zaklad Ubezpieczen SA41,658,85002/13/2025
9.39870 % Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA12,270,00402/13/2025
8.82914 % PTE Allianz Polska S.A.11,526,44002/13/2025
4.98164 % Generali Investments Towarzystwo Funduszy Inwestycyjnych S.A6,503,535-651,1738/22/2024
2.19169 % The Vanguard Group, Inc.2,861,2518,5751/31/2025
1.47435 % Dimensional Fund Advisors, L.P.1,924,75910,6441/31/2025
1.30417 % BlackRock Institutional Trust Company, N.A.1,702,600-35,5421/31/2025
0.91015 % Towarzystwo Funduszy Inwestycyjnych Allianz Polska SA1,188,195186,87712/31/2023
0.63931 % ESALIENS TFI SA834,615-77,71712/31/2023
0.56828 % BlackRock Advisors (UK) Limited741,89422,5301/31/2025
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Alior Bank Executives and Management Board

Mr. Jacek Polanczyk

Alior Bank Vice President of the Management Board
Compensation 1.61 M

Mr. Radomir Gibala

Alior Bank Vice President of the Management Board
Compensation 1.53 M

Mr. Grzegorz Olszewski

Alior Bank President of the Management Board
Compensation 1.23 M

Mr. Pawel Tymczyszyn

Alior Bank Vice President of the Management Board
Compensation 1.23 M

Mr. Rafal Litwinczuk

Alior Bank Vice President of the Management Board
Compensation 1.2 M
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Most common questions regarding Alior Bank

What values and corporate philosophy does Alior Bank represent?

Alior Bank SA represents values of innovation, transparency, and customer-centricity. With a strong focus on technological advancements, Alior Bank SA aims to provide innovative banking solutions and services to its customers. The bank is committed to maintaining transparent relationships with its clients and stakeholders, fostering trust and reliability. Alior Bank SA prioritizes customer satisfaction and strives to meet their evolving needs and expectations by offering personalized and user-friendly products. Through its corporate philosophy, the bank aims to build long-term relationships based on mutual respect, professionalism, and ethical practices. Alior Bank SA consistently works towards enhancing customer experience and financial well-being.

In which countries and regions is Alior Bank primarily present?

Alior Bank SA is primarily present in Poland.

What significant milestones has the company Alior Bank achieved?

Over the years, Alior Bank SA has achieved significant milestones that have reinforced its position in the financial market. The company successfully completed its IPO in 2012 and became listed on the Warsaw Stock Exchange, marking a significant step in its growth and expansion. Alior Bank SA has also demonstrated impressive financial performance, consistently delivering robust earnings and demonstrating resilience in a challenging economic environment. Moreover, the bank's commitment to innovation is evident through the introduction of various digital banking solutions and the establishment of strategic partnerships. These milestones collectively highlight Alior Bank SA's success and its continuous efforts to provide excellent banking services to its customers.

What is the history and background of the company Alior Bank?

Alior Bank SA is a renowned Polish financial institution that has a rich history and background. Established in 2008, the bank has rapidly grown to become one of the largest banks in Poland. As a universal bank, Alior Bank SA offers a wide range of financial products and services to both individual and business customers. With a strong focus on providing innovative and convenient banking solutions, Alior Bank SA has gained a solid reputation for its customer-centric approach. The bank continuously strives to adapt to the evolving needs of its clients and has been successful in maintaining a strong presence in the Polish banking sector.

Who are the main competitors of Alior Bank in the market?

The main competitors of Alior Bank SA in the market include other leading banks in Poland such as PKO Bank Polski, Bank Pekao SA, and mBank SA. These prominent financial institutions compete with Alior Bank SA to attract customers and provide similar banking services and products. Alior Bank SA's strong position in the market leads to intense competition among these key players, driving innovation and enhancing customer experiences in the banking sector.

In which industries is Alior Bank primarily active?

Alior Bank SA is primarily active in the financial services industry, offering a wide range of banking products and services. As one of the leading banks in Poland, Alior Bank SA caters to individual customers, businesses, and corporate clients, providing various financial solutions including banking accounts, loans, mortgages, investments, insurance, and more. With a strong focus on innovation and customer satisfaction, Alior Bank SA constantly adapts to market trends, contributing to the growth and stability of the financial sector.

What is the business model of Alior Bank?

The business model of Alior Bank SA revolves around being a universal bank that provides a comprehensive range of financial products and services to individual and business customers. Alior Bank SA operates both traditional branch banking as well as digital banking solutions, allowing customers to access their accounts and conduct transactions through various channels. The bank offers services such as retail and private banking, corporate and investment banking, as well as leasing and factoring. Through its diversified business activities, Alior Bank SA aims to deliver innovative banking solutions and meet the diverse financial needs of its customers in Poland and internationally.

What is the P/E ratio of Alior Bank 2025?

The Alior Bank P/E ratio is 5.93.

What is the P/S ratio of Alior Bank 2025?

The Alior Bank P/S ratio is 2.13.

What is the Quality Investing of Alior Bank?

The Quality Investing for Alior Bank is 5/10.

What is the revenue of Alior Bank 2025?

The expected Alior Bank revenue is 6.12 B PLN.

How high is the profit of Alior Bank 2025?

The expected Alior Bank profit is 2.2 B PLN.

What is the business model of Alior Bank

Alior Bank SA is a Polish financial company that offers a wide range of financial services. With over 130 branches and 1.8 million customers, the company is one of the main players in the Polish financial market. Its business model consists of several divisions that offer different products and services. These include credit services, deposit services, securities services, insurance services, and asset management. The bank also provides online banking services through a mobile app. The company aims to serve customers in all areas of the financial market and strives to create a seamless and user-friendly experience through innovative technologies and digital solutions.

What is the Alior Bank dividend?

Alior Bank pays a dividend of 0 PLN distributed over payouts per year.

How often does Alior Bank pay dividends?

The dividend cannot currently be calculated for Alior Bank or the company does not pay out a dividend.

What is the Alior Bank ISIN?

The ISIN of Alior Bank is PLALIOR00045.

What is the Alior Bank WKN?

The WKN of Alior Bank is A1J9PZ.

What is the Alior Bank ticker?

The ticker of Alior Bank is ALR.WA.

How much dividend does Alior Bank pay?

Over the past 12 months, Alior Bank paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Alior Bank is expected to pay a dividend of 14.22 PLN.

What is the dividend yield of Alior Bank?

The current dividend yield of Alior Bank is .

When does Alior Bank pay dividends?

Alior Bank pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Alior Bank?

Alior Bank paid dividends every year for the past 0 years.

What is the dividend of Alior Bank?

For the upcoming 12 months, dividends amounting to 14.22 PLN are expected. This corresponds to a dividend yield of 14.22 %.

In which sector is Alior Bank located?

Alior Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Alior Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Alior Bank from 5/24/2024 amounting to 4.42 PLN, you needed to have the stock in your portfolio before the ex-date on 5/9/2024.

When did Alior Bank pay the last dividend?

The last dividend was paid out on 5/24/2024.

What was the dividend of Alior Bank in the year 2024?

In the year 2024, Alior Bank distributed 0 PLN as dividends.

In which currency does Alior Bank pay out the dividend?

The dividends of Alior Bank are distributed in PLN.

All fundamentals about Alior Bank

Our stock analysis for Alior Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Alior Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.