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Powszechna Kasa Oszczednosci Bank Polski stock

PKO.WA
PLPKO0000016
A0DLEV

Price

59.91
Today +/-
+0.06
Today %
+0.45 %

Powszechna Kasa Oszczednosci Bank Polski stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Powszechna Kasa Oszczednosci Bank Polski stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Powszechna Kasa Oszczednosci Bank Polski stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Powszechna Kasa Oszczednosci Bank Polski stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Powszechna Kasa Oszczednosci Bank Polski's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Powszechna Kasa Oszczednosci Bank Polski Stock Price History

DatePowszechna Kasa Oszczednosci Bank Polski Price
12/20/202459.91 undefined
12/20/202459.64 undefined
12/19/202460.48 undefined
12/18/202460.30 undefined
12/17/202459.48 undefined
12/16/202460.80 undefined
12/13/202461.12 undefined
12/12/202461.34 undefined
12/11/202460.74 undefined
12/10/202461.34 undefined
12/9/202461.28 undefined
12/6/202460.98 undefined
12/5/202460.40 undefined
12/4/202459.10 undefined
12/3/202457.80 undefined
12/2/202457.84 undefined
11/29/202455.90 undefined
11/28/202455.44 undefined
11/27/202454.40 undefined
11/26/202454.28 undefined
11/25/202454.38 undefined
11/22/202454.36 undefined

Powszechna Kasa Oszczednosci Bank Polski Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Powszechna Kasa Oszczednosci Bank Polski, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Powszechna Kasa Oszczednosci Bank Polski from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Powszechna Kasa Oszczednosci Bank Polski’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Powszechna Kasa Oszczednosci Bank Polski. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Powszechna Kasa Oszczednosci Bank Polski’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Powszechna Kasa Oszczednosci Bank Polski’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Powszechna Kasa Oszczednosci Bank Polski’s growth potential.

Powszechna Kasa Oszczednosci Bank Polski Revenue, EBIT and net profit per share

DatePowszechna Kasa Oszczednosci Bank Polski RevenuePowszechna Kasa Oszczednosci Bank Polski Net Income
2028e26.27 B undefined9.63 B undefined
2027e28.4 B undefined11.74 B undefined
2026e28.05 B undefined11.01 B undefined
2025e28.17 B undefined10.89 B undefined
2024e27.99 B undefined10.68 B undefined
202339.03 B undefined5.5 B undefined
202227.85 B undefined3.31 B undefined
202117.26 B undefined4.87 B undefined
202017.4 B undefined-2.56 B undefined
201918.32 B undefined4.03 B undefined
201816.95 B undefined3.74 B undefined
201716.06 B undefined3.1 B undefined
201615.24 B undefined2.87 B undefined
201514.38 B undefined2.61 B undefined
201415.81 B undefined3.25 B undefined
201316.14 B undefined3.23 B undefined
201217.87 B undefined3.74 B undefined
201116.6 B undefined3.81 B undefined
201015.13 B undefined3.22 B undefined
200913.92 B undefined2.31 B undefined
200813.27 B undefined3.12 B undefined
200710.63 B undefined2.9 B undefined
20069.2 B undefined2.15 B undefined
20059.03 B undefined1.74 B undefined
20048.24 B undefined1.51 B undefined

Powszechna Kasa Oszczednosci Bank Polski Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
12.39.187.728.249.039.210.6313.2713.9215.1316.617.8716.1415.8114.3815.2416.0616.9518.3217.417.2627.8539.0327.9928.1728.0528.426.27
--25.38-15.956.809.561.9215.5124.904.908.649.717.66-9.67-2.05-9.066.035.375.528.07-5.02-0.8061.4340.12-28.290.66-0.431.25-7.52
----------------------------
0000000000000000000000000000
0000000000000000000000019.3917.7617.0400
----------------------------
0.891.051.191.511.742.152.93.122.313.223.813.743.233.252.612.873.13.744.03-2.564.873.315.510.6810.8911.0111.749.63
-18.4913.5126.3215.1323.8635.137.47-26.1139.5118.34-1.79-13.610.74-19.7910.118.0020.527.75-163.43-290.61-32.0566.1294.042.031.086.62-17.98
----------------------------
----------------------------
1.081.081.081.081.081.081.0811.121.251.251.251.251.251.251.251.251.251.251.251.251.251.2500000
----------------------------
Details

Keystats

Revenue and Growth

The Powszechna Kasa Oszczednosci Bank Polski Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Powszechna Kasa Oszczednosci Bank Polski is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                             
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
1.962.272.452.652.642.662.792.932.782.582.542.652.52.522.643.092.923.784.444.334.484.685.32
427528459157184180179247229173123119310322392386393344377291285285284
00000000000000000000000
0.310.290.270.390.530.741.181.351.571.571.81.712.012.192.072.171.983.21.982.232.413.512.87
000.060.110.160.210000.2300.220.221.191.21.251.2601.21.051.0501.05
0.020.080.020.030.030.030.070.240.420.60.640.650.741.491.31.972.012.152.332.834.225.24.2
2.723.163.263.343.553.814.224.7755.155.15.355.777.727.68.878.569.4710.3310.7312.4513.6813.72
2.723.163.263.343.553.814.224.7755.155.15.355.777.727.68.878.569.4710.3310.7312.4513.6813.72
                                             
111111111.251.251.251.251.251.251.251.251.251.251.251.251.251.251.25
00000000000000000000023.090
2.623.673.621.781.891.982.833.172.553.333.473.322.9225.4728.0830.9534.063.2538.836.2441.1212.2346.31
0.340.811.786.025.857.18.099.7816.6216.7817.7919.8720.980.880.780.730.6934.511.542.43-4.6622.24-2.32
000000000000031171-347272000000
3.965.486.48.798.7310.0811.9213.9520.4321.3622.5124.4425.1527.6330.2832.5936.273941.5939.9237.7158.8145.24
000000000029137648254365857363106664087250847
541021150000000000007776086871000111
00000.440.170.010.470.180.070.080.160.020.020.030.310.590.370.320.190.020.771.12
000000000000.921.761.241.380.210.0500.360000.03
0000000000011.386.512.973.710000009.05
0.050.10.1200.440.170.010.470.180.070.372.453.658.315.044.871.340.371.440.690.840.7711.15
52.5950.751.710.020.070.045.345.775.58.989.3915.0116.2530.1929.2235.563235.736.6637.0829.0520.5912.42
64071344458742244212123294132293231365237037235677712
17.7520.284.91.62.22.652.152.22.172.685.436.315.72119.9810.7110.319.5111.5913.9324.0232.4329.41
70.9771.737.062.212.312.727.497.997.6911.6814.8521.362241.2139.2346.342.3545.2648.6151.3953.4353.0942.54
71.0371.847.182.212.752.897.58.467.8711.7515.2223.8125.6649.5244.2751.1643.6945.6350.0552.0754.2753.8553.69
74.9877.3213.5811.0111.4812.9719.4222.4128.333.137.7348.2550.8177.1574.5583.7579.9684.6391.649291.98112.6698.93
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Powszechna Kasa Oszczednosci Bank Polski provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Powszechna Kasa Oszczednosci Bank Polski's financial health and stability.

Assets

Powszechna Kasa Oszczednosci Bank Polski's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Powszechna Kasa Oszczednosci Bank Polski must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Powszechna Kasa Oszczednosci Bank Polski after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Powszechna Kasa Oszczednosci Bank Polski's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.891.051.191.511.742.152.93.122.314.084.784.654.044.043.193.784.255.085.82-1.76.514.758.56
0.380.410.530.520.470.320.380.430.470.510.520.540.580.750.820.80.840.821.051.171.211.281.37
000-9-2-4-3914-16500000000000000
0.5-4.96-8.92-2.21-3.96.62-11.87-0.4-5.77-4.51-0.23-5.03-3.51-3.2412.773.8813.475.41-1.2133.9832.3517.9238.09
1.450.980.78-1.6-1.56-0.53-0.460.09-1.70.260.481.25-2.250.48-1.38-1.36-0.82-0.41-0.54-0.46-6.86-5.4-1.15
0000000000000000000005810
0000.330.380.780.880.541.111.180.950.771.030.840.540.920.971.851.591.551.741.431.79
3.22-2.53-6.43-1.79-3.268.56-9.093.25-4.860.345.561.41-1.142.0215.47.117.7510.95.133333.2118.5446.88
-762-611-675-612-663-615-740-897-456-620-496-847-1,056-814-831-756-625-1,013-1,331-1,382-1,717-1,038-1,768
1.79-0.475.755.791.69-5.330.67-3.111.02-1.97-3.631.02-1.03-7.7-4.6-8.96-6.89-5.49-14.17-39.8-13.725.04-47.58
2.550.146.426.42.35-4.711.41-2.211.48-1.35-3.131.870.03-6.89-3.77-8.2-6.27-4.48-12.84-38.42-126.08-45.81
00000000000000000000000
0.58-0.18-0.40004.520.015.593.453.530.230.8111.99-7.792.56-5.822.81-1.14-2.17-8.42-10.070.03
00000000000000000000000
0.58-0.18-0.40.08-0.98-0.463.52-1.114.561.071.06-1.36-1.4411.05-7.792.56-5.822.12-2.8-2.17-8.42-12.360.03
00-00.080.020.34-0.02-0.03-0.0300000000000016.710
0000-1,000-800-980-1,090-1,000-2,375-2,475-1,588-2,250-938000-688-1,66300-2,2880
5.58-3.17-1.084.08-2.552.77-4.9-0.960.68-0.552.981.07-3.615.373.010.75.037.53-11.85-8.9811.0711.22-0.67
2,456-3,136-7,103-2,402-3,9207,940-9,8262,353-5,316-2795,061558-2,1931,21014,5646,34017,1249,8833,79631,61431,49417,50545,109
00000000000000000000000

Powszechna Kasa Oszczednosci Bank Polski stock margins

The Powszechna Kasa Oszczednosci Bank Polski margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Powszechna Kasa Oszczednosci Bank Polski. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Powszechna Kasa Oszczednosci Bank Polski.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Powszechna Kasa Oszczednosci Bank Polski's sales revenue. A higher gross margin percentage indicates that the Powszechna Kasa Oszczednosci Bank Polski retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Powszechna Kasa Oszczednosci Bank Polski's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Powszechna Kasa Oszczednosci Bank Polski's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Powszechna Kasa Oszczednosci Bank Polski's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Powszechna Kasa Oszczednosci Bank Polski. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Powszechna Kasa Oszczednosci Bank Polski's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Powszechna Kasa Oszczednosci Bank Polski Margin History

DatePowszechna Kasa Oszczednosci Bank Polski Profit margin
2028e36.66 %
2027e41.34 %
2026e39.26 %
2025e38.67 %
2024e38.15 %
202314.1 %
202211.89 %
202128.25 %
2020-14.7 %
201922.01 %
201822.07 %
201719.33 %
201618.85 %
201518.15 %
201420.58 %
201320.01 %
201220.93 %
201122.94 %
201021.27 %
200916.56 %
200823.51 %
200727.32 %
200623.36 %
200519.22 %
200418.29 %

Powszechna Kasa Oszczednosci Bank Polski Stock Sales Revenue, EBIT, Earnings per Share

The Powszechna Kasa Oszczednosci Bank Polski earnings per share therefore indicates how much revenue Powszechna Kasa Oszczednosci Bank Polski has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Powszechna Kasa Oszczednosci Bank Polski earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Powszechna Kasa Oszczednosci Bank Polski's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Powszechna Kasa Oszczednosci Bank Polski’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Powszechna Kasa Oszczednosci Bank Polski's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Powszechna Kasa Oszczednosci Bank Polski Revenue, EBIT and net profit per share

DatePowszechna Kasa Oszczednosci Bank Polski Sales per SharePowszechna Kasa Oszczednosci Bank Polski Earnings per Share
2028e21.01 undefined7.7 undefined
2027e22.72 undefined9.39 undefined
2026e22.44 undefined8.81 undefined
2025e22.54 undefined8.71 undefined
2024e22.39 undefined8.54 undefined
202331.22 undefined4.4 undefined
202222.28 undefined2.65 undefined
202113.8 undefined3.9 undefined
202013.92 undefined-2.05 undefined
201914.65 undefined3.22 undefined
201813.56 undefined2.99 undefined
201712.85 undefined2.48 undefined
201612.2 undefined2.3 undefined
201511.5 undefined2.09 undefined
201412.65 undefined2.6 undefined
201312.91 undefined2.58 undefined
201214.29 undefined2.99 undefined
201113.28 undefined3.05 undefined
201012.1 undefined2.57 undefined
200912.41 undefined2.06 undefined
200813.27 undefined3.12 undefined
20079.8 undefined2.68 undefined
20068.49 undefined1.98 undefined
20058.33 undefined1.6 undefined
20047.6 undefined1.39 undefined

Powszechna Kasa Oszczednosci Bank Polski business model

PKO Bank Polski SA is the leading bank in Poland and the largest bank in Central and Eastern Europe. It was established in 1919 and quickly became one of the most important banks in Poland. After World War II, the bank was nationalized and operated under the control of the communist government. In the 1990s, after political and economic changes in Poland, the bank was privatized and renamed PKO Bank Polski SA. The bank offers a wide range of banking services including retail banking, corporate banking, private banking, and asset management. It is known for its innovation and investment in new technologies and products. In 2018, PKO Bank Polski introduced the first fully digital loan in Poland, allowing customers to apply for a loan entirely online. Overall, PKO Bank Polski SA plays a crucial role in the Polish economy due to its long history, diverse range of products and services, and commitment to innovation. Powszechna Kasa Oszczednosci Bank Polski is one of the most popular companies on Eulerpool.com.

Powszechna Kasa Oszczednosci Bank Polski SWOT Analysis

Strengths

  • Established brand presence in the Polish banking industry.
  • Diversified range of banking products and services.
  • Strong financial performance with consistent profits.
  • Extensive branch network providing easy accessibility to customers.

Weaknesses

  • Limited international presence compared to some global competitors.
  • Dependent on the domestic market for revenue generation.
  • Relatively lower market share in certain banking segments.

Opportunities

  • Growing demand for digital banking services presents opportunities for expansion and innovation.
  • Potential for market consolidation through mergers and acquisitions.
  • Increasing adoption of financial technology (fintech) solutions.

Threats

  • Intense competition from domestic and international banks.
  • Economic instability or recession may impact financial performance.
  • Regulatory changes and compliance requirements may pose challenges.
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Powszechna Kasa Oszczednosci Bank Polski Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Powszechna Kasa Oszczednosci Bank Polski historical P/E ratio, EBIT multiple, and P/S ratio

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Powszechna Kasa Oszczednosci Bank Polski shares outstanding

The number of shares was Powszechna Kasa Oszczednosci Bank Polski in 2023 — This indicates how many shares 1.25 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Powszechna Kasa Oszczednosci Bank Polski earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Powszechna Kasa Oszczednosci Bank Polski's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Powszechna Kasa Oszczednosci Bank Polski’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Powszechna Kasa Oszczednosci Bank Polski's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Powszechna Kasa Oszczednosci Bank Polski dividend history and estimates

In 2023, Powszechna Kasa Oszczednosci Bank Polski paid a dividend amounting to 0 PLN. Dividend means that Powszechna Kasa Oszczednosci Bank Polski distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Powszechna Kasa Oszczednosci Bank Polski provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Powszechna Kasa Oszczednosci Bank Polski’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Powszechna Kasa Oszczednosci Bank Polski's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Powszechna Kasa Oszczednosci Bank Polski Dividend History

DatePowszechna Kasa Oszczednosci Bank Polski Dividend
2028e4.55 undefined
2027e5.52 undefined
2026e5.08 undefined
2025e5.28 undefined
2024e4.97 undefined
20221.83 undefined
20191.33 undefined
20180.55 undefined
20140.75 undefined
20131.8 undefined
20121.27 undefined
20111.98 undefined
20101.9 undefined
20090.92 undefined
20081.01 undefined
20070.9 undefined
20060.74 undefined
20050.92 undefined

Powszechna Kasa Oszczednosci Bank Polski dividend payout ratio

In 2023, Powszechna Kasa Oszczednosci Bank Polski had a payout ratio of 54.36%. The payout ratio indicates the percentage of the company's profits that Powszechna Kasa Oszczednosci Bank Polski distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Powszechna Kasa Oszczednosci Bank Polski represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Powszechna Kasa Oszczednosci Bank Polski could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Powszechna Kasa Oszczednosci Bank Polski's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Powszechna Kasa Oszczednosci Bank Polski Payout Ratio History

DatePowszechna Kasa Oszczednosci Bank Polski Payout ratio
2028e59.01 %
2027e58.8 %
2026e57.69 %
2025e60.54 %
2024e58.18 %
202354.36 %
202269.07 %
202151.1 %
202042.92 %
201941.3 %
201818.39 %
201742.92 %
201642.92 %
201542.92 %
201428.85 %
201369.77 %
201242.47 %
201164.92 %
201073.93 %
200944.79 %
200832.24 %
200733.74 %
200637.28 %
200557.67 %
200442.92 %
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Unfortunately, there are currently no price targets and forecasts available for Powszechna Kasa Oszczednosci Bank Polski.

Powszechna Kasa Oszczednosci Bank Polski latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20242.75 1.97  (-28.29 %)2024 Q3
6/30/20242.01 1.88  (-6.46 %)2024 Q2
3/31/20241.55 1.64  (6.13 %)2024 Q1
12/31/20230.59 0.55  (-6.11 %)2023 Q4
9/30/20232.1 2.22  (5.67 %)2023 Q3
6/30/20230.39 0.47  (19.32 %)2023 Q2
3/31/20230.86 1.16  (35.12 %)2023 Q1
12/31/20221.54 1.38  (-10.11 %)2022 Q4
9/30/20220.79 -0.19  (-124.12 %)2022 Q3
6/30/20221.32 0.34  (-74.3 %)2022 Q2
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Eulerpool ESG Scorecard© for the Powszechna Kasa Oszczednosci Bank Polski stock

Eulerpool World ESG Rating (EESG©)

86/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

59

Environment

Scope 1 - Direct Emissions
13,976.47
Scope 2 - Indirect emissions from purchased energy
75,547.86
Scope 3 - Indirect emissions within the value chain
32,846.3
Total CO₂ emissions
89,524.33
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees71
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Powszechna Kasa Oszczednosci Bank Polski shareholders

%
Name
Stocks
Change
Date
31.39250 % State Treasury of the Republic of Poland392,406,27724,487,2977/25/2024
9.24753 % Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA115,594,15207/25/2024
8.14301 % PTE Allianz Polska S.A.101,787,59407/25/2024
2.20001 % The Vanguard Group, Inc.27,500,071118,3609/30/2024
2.08329 % Fidelity Management & Research Company LLC26,041,136-921,0268/31/2024
1.60775 % Norges Bank Investment Management (NBIM)20,096,830-4,353,8406/30/2024
1.35390 % BlackRock Institutional Trust Company, N.A.16,923,80855,8129/30/2024
0.71007 % Schroder Investment Management Ltd. (SIM)8,875,84908/31/2024
0.60478 % BlackRock Advisors (UK) Limited7,559,705133,5689/30/2024
0.46405 % PZU Asset Management SA5,800,6863,803,05212/31/2023
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Powszechna Kasa Oszczednosci Bank Polski Executives and Management Board

Mr. Piotr Mazur

(56)
Powszechna Kasa Oszczednosci Bank Polski Vice Chairman of the Management Board in Charge of the Risk Management Area
Compensation 2.17 M

Prof. Dr. Andrzej Kisielewicz

(70)
Powszechna Kasa Oszczednosci Bank Polski Independent Member of the Supervisory Board
Compensation 163,000

Ms. Agnieszka Winnik-Kalemba

(54)
Powszechna Kasa Oszczednosci Bank Polski Independent Member of the Supervisory Board (since 2006)
Compensation 163,000

Mr. Krzysztof Michalski

(38)
Powszechna Kasa Oszczednosci Bank Polski Member of the Supervisory Board
Compensation 163,000

Ms. Katarzyna Zimnicka-Jankowska

Powszechna Kasa Oszczednosci Bank Polski Chairwoman of the Supervisory Board (since 2024)
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Most common questions regarding Powszechna Kasa Oszczednosci Bank Polski

What values and corporate philosophy does Powszechna Kasa Oszczednosci Bank Polski represent?

Powszechna Kasa Oszczednosci Bank Polski SA, commonly known as PKO Bank Polski, represents strong values and a prominent corporate philosophy. As the largest and most renowned bank in Poland, PKO Bank Polski prioritizes integrity, trust, and professionalism in all its operations. The bank focuses on providing excellent customer service, innovative financial solutions, and sustainable growth. PKO Bank Polski aims to remain a reliable institution committed to supporting the local economy, businesses, and individuals. With a rich history and strong market position, PKO Bank Polski stands for stability, credibility, and long-term value generation in the banking sector of Poland.

In which countries and regions is Powszechna Kasa Oszczednosci Bank Polski primarily present?

Powszechna Kasa Oszczednosci Bank Polski SA, commonly known as PKO Bank Polski, is primarily present in Poland.

What significant milestones has the company Powszechna Kasa Oszczednosci Bank Polski achieved?

Powszechna Kasa Oszczędności Bank Polski SA, commonly known as PKO Bank Polski, has achieved several significant milestones. Since its establishment in 1919, the company has become the largest and most trusted bank in Poland. PKO Bank Polski has continuously expanded its operations, with over 1,100 branches and 5 million active customers. It pioneered the introduction of innovative banking products and services, including mobile banking and contactless payments. The bank has consistently delivered strong financial results and has been recognized as a leader in the Polish banking sector. PKO Bank Polski's milestones reflect its commitment to customer satisfaction and driving the growth of the financial industry in Poland.

What is the history and background of the company Powszechna Kasa Oszczednosci Bank Polski?

Powszechna Kasa Oszczednosci Bank Polski SA, also known as PKO Bank Polski, holds a rich history and background. Established in 1919, PKO Bank Polski is Poland's largest bank and a key player in the country's financial sector. Over the years, it has evolved and expanded into a comprehensive banking institution, offering a wide range of financial services, including retail, corporate, investment, and asset management. With a solid foundation, PKO Bank Polski has demonstrated resilience and adaptability, navigating through market challenges while maintaining a strong presence in the Polish banking industry. Today, it is renowned for its stability, innovation, and customer-centric approach, making it a trusted choice for individuals and businesses alike.

Who are the main competitors of Powszechna Kasa Oszczednosci Bank Polski in the market?

The main competitors of Powszechna Kasa Oszczędności Bank Polski SA in the market include other prominent banks like PKO Bank Polski, ING Bank Śląski, and Bank Pekao SA.

In which industries is Powszechna Kasa Oszczednosci Bank Polski primarily active?

Powszechna Kasa Oszczędności Bank Polski SA, also known as PKO Bank Polski, is primarily active in the banking industry.

What is the business model of Powszechna Kasa Oszczednosci Bank Polski?

The business model of Powszechna Kasa Oszczędności Bank Polski SA (PKO Bank Polski) is focused on providing a comprehensive range of financial services to individual and corporate customers in Poland. As the largest bank in Poland, PKO Bank Polski offers retail banking services, such as loans, deposits, payment services, and investment products, to individuals and small businesses. Additionally, it provides corporate banking services, including financing, cash management, and advisory services, to large enterprises and institutional clients. PKO Bank Polski aims to maintain a strong market position by continuously improving its product offerings, investing in technology, and delivering excellent customer service.

What is the P/E ratio of Powszechna Kasa Oszczednosci Bank Polski 2024?

The Powszechna Kasa Oszczednosci Bank Polski P/E ratio is 7.01.

What is the P/S ratio of Powszechna Kasa Oszczednosci Bank Polski 2024?

The Powszechna Kasa Oszczednosci Bank Polski P/S ratio is 2.68.

What is the Quality Investing of Powszechna Kasa Oszczednosci Bank Polski?

The Quality Investing for Powszechna Kasa Oszczednosci Bank Polski is 4/10.

What is the revenue of Powszechna Kasa Oszczednosci Bank Polski 2024?

The expected Powszechna Kasa Oszczednosci Bank Polski revenue is 27.99 B PLN.

How high is the profit of Powszechna Kasa Oszczednosci Bank Polski 2024?

The expected Powszechna Kasa Oszczednosci Bank Polski profit is 10.68 B PLN.

What is the business model of Powszechna Kasa Oszczednosci Bank Polski

PKO Bank Polski SA is a large Polish bank that was founded in 1919 and has its headquarters in Warsaw. With over 8.5 million customers and over 1,100 branches, PKO Bank Polski SA is the largest bank operator in Poland. The bank's business model is based on several areas such as deposits, loans, asset management, and electronic payments. Deposits PKO Bank Polski SA's deposits include both retail and business customer accounts. The range of accounts and deposits includes savings, fixed-term, and interest-bearing accounts, as well as accounts for asset management and payment-focused accounts such as credit cards and debit cards. Loans PKO Bank Polski SA offers loans that are taken by retail customers for the purchase of cars, real estate, or other investments. Companies can also take loans to finance their growth. The bank offers a wide range of loan products to meet the needs of its customers. Asset Management PKO Bank Polski SA offers asset management services to retail customers and businesses. Asset management includes a wide range of products and services such as investment funds, pension insurance, portfolio management, and advisory services. Electronic Payments PKO Bank Polski SA offers various payment services that allow customers to conduct online business and transactions. The bank offers both online banking and electronic payment platforms for businesses. The electronic payment methods offered include mobile payment solutions, contactless payments, and other online payment services. Summary PKO Bank Polski SA is a highly advanced financial services provider in Poland that offers a wide range of products and services to meet the needs of its customers. The bank has made a name for itself by developing innovative products tailored to the specific needs of its customers. By leveraging modern technologies and providing excellent quality and service, PKO Bank Polski SA has solidified its position as a market leader in Poland.

What is the Powszechna Kasa Oszczednosci Bank Polski dividend?

Powszechna Kasa Oszczednosci Bank Polski pays a dividend of 1.83 PLN distributed over payouts per year.

How often does Powszechna Kasa Oszczednosci Bank Polski pay dividends?

The dividend cannot currently be calculated for Powszechna Kasa Oszczednosci Bank Polski or the company does not pay out a dividend.

What is the Powszechna Kasa Oszczednosci Bank Polski ISIN?

The ISIN of Powszechna Kasa Oszczednosci Bank Polski is PLPKO0000016.

What is the Powszechna Kasa Oszczednosci Bank Polski WKN?

The WKN of Powszechna Kasa Oszczednosci Bank Polski is A0DLEV.

What is the Powszechna Kasa Oszczednosci Bank Polski ticker?

The ticker of Powszechna Kasa Oszczednosci Bank Polski is PKO.WA.

How much dividend does Powszechna Kasa Oszczednosci Bank Polski pay?

Over the past 12 months, Powszechna Kasa Oszczednosci Bank Polski paid a dividend of 1.83 PLN . This corresponds to a dividend yield of about 3.05 %. For the coming 12 months, Powszechna Kasa Oszczednosci Bank Polski is expected to pay a dividend of 5.28 PLN.

What is the dividend yield of Powszechna Kasa Oszczednosci Bank Polski?

The current dividend yield of Powszechna Kasa Oszczednosci Bank Polski is 3.05 %.

When does Powszechna Kasa Oszczednosci Bank Polski pay dividends?

Powszechna Kasa Oszczednosci Bank Polski pays a quarterly dividend. This is distributed in the months of August, September, February, September.

How secure is the dividend of Powszechna Kasa Oszczednosci Bank Polski?

Powszechna Kasa Oszczednosci Bank Polski paid dividends every year for the past 5 years.

What is the dividend of Powszechna Kasa Oszczednosci Bank Polski?

For the upcoming 12 months, dividends amounting to 5.28 PLN are expected. This corresponds to a dividend yield of 8.85 %.

In which sector is Powszechna Kasa Oszczednosci Bank Polski located?

Powszechna Kasa Oszczednosci Bank Polski is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Powszechna Kasa Oszczednosci Bank Polski kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Powszechna Kasa Oszczednosci Bank Polski from 8/22/2024 amounting to 2.59 PLN, you needed to have the stock in your portfolio before the ex-date on 8/7/2024.

When did Powszechna Kasa Oszczednosci Bank Polski pay the last dividend?

The last dividend was paid out on 8/22/2024.

What was the dividend of Powszechna Kasa Oszczednosci Bank Polski in the year 2023?

In the year 2023, Powszechna Kasa Oszczednosci Bank Polski distributed 1.83 PLN as dividends.

In which currency does Powszechna Kasa Oszczednosci Bank Polski pay out the dividend?

The dividends of Powszechna Kasa Oszczednosci Bank Polski are distributed in PLN.

All fundamentals about Powszechna Kasa Oszczednosci Bank Polski

Our stock analysis for Powszechna Kasa Oszczednosci Bank Polski Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Powszechna Kasa Oszczednosci Bank Polski Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.