RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
PennyMac Financial Services Stock

PennyMac Financial Services Revenue 2024

PennyMac Financial Services Revenue

1.77 B USD

Ticker

PFSI

ISIN

US70932M1071

WKN

A2N8PG

In 2024, PennyMac Financial Services's sales reached 1.77 B USD, a -13.11% difference from the 2.04 B USD sales recorded in the previous year.

The PennyMac Financial Services Revenue history

YEARREVENUE (undefined USD)GROSS MARGIN (%)
2026e2.4457,54
2025e2.2163,31
2024e1.7779,10
20232.0468,73
20222.3285,55
20213.5689,02
20203.9893,17
20191.6987,45
20181.1387,19
20171.3989,62
20161.3692,20
20150.9492,69
20140.693,77
20130.4396,14
20120.2997,23
20110.0997,79
20100.0798,70

PennyMac Financial Services Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into PennyMac Financial Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by PennyMac Financial Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects PennyMac Financial Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of PennyMac Financial Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into PennyMac Financial Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing PennyMac Financial Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on PennyMac Financial Services’s growth potential.

PennyMac Financial Services Revenue, EBIT and net profit per share

DatePennyMac Financial Services RevenuePennyMac Financial Services EBITPennyMac Financial Services Net Income
2026e2.44 B undefined0 undefined769.28 M undefined
2025e2.21 B undefined746.23 M undefined654.97 M undefined
2024e1.77 B undefined540.4 M undefined425.84 M undefined
20232.04 B undefined346.4 M undefined144.66 M undefined
20222.32 B undefined665.2 M undefined475.5 M undefined
20213.56 B undefined1.36 B undefined1 B undefined
20203.98 B undefined2.25 B undefined1.65 B undefined
20191.69 B undefined529.4 M undefined393 M undefined
20181.13 B undefined267.6 M undefined87.7 M undefined
20171.39 B undefined335.8 M undefined100.8 M undefined
20161.36 B undefined382.9 M undefined66.1 M undefined
2015938.4 M undefined279 M undefined47.2 M undefined
2014597 M undefined223 M undefined36.8 M undefined
2013432.7 M undefined182.1 M undefined14.4 M undefined
2012285.2 M undefined118.3 M undefined118.3 M undefined
201186.1 M undefined14.7 M undefined14.7 M undefined
201069.2 M undefined33 M undefined200,000 undefined

PennyMac Financial Services stock margins

The PennyMac Financial Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of PennyMac Financial Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for PennyMac Financial Services.

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Gross margin
EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the PennyMac Financial Services's sales revenue. A higher gross margin percentage indicates that the PennyMac Financial Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the PennyMac Financial Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the PennyMac Financial Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the PennyMac Financial Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the PennyMac Financial Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the PennyMac Financial Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

PennyMac Financial Services Margin History

PennyMac Financial Services Gross marginPennyMac Financial Services Profit marginPennyMac Financial Services EBIT marginPennyMac Financial Services Profit margin
2026e68.73 %0 %31.58 %
2025e68.73 %33.71 %29.58 %
2024e68.73 %30.5 %24.03 %
202368.73 %16.99 %7.09 %
202285.55 %28.66 %20.49 %
202189.02 %38.22 %28.2 %
202093.17 %56.67 %41.41 %
201987.45 %31.34 %23.26 %
201887.19 %23.7 %7.77 %
201789.62 %24.12 %7.24 %
201692.2 %28.11 %4.85 %
201592.69 %29.73 %5.03 %
201493.77 %37.35 %6.16 %
201396.14 %42.08 %3.33 %
201297.23 %41.48 %41.48 %
201197.79 %17.07 %17.07 %
201098.7 %47.69 %0.29 %

PennyMac Financial Services Aktienanalyse

What does PennyMac Financial Services do?

PennyMac Financial Services Inc is an American company specializing in providing financial services. It was founded in 2008 by Stanford Kurland, the former Chief Financial Officer of Freddie Mac. PennyMac's business model can be best described as a vertically integrated mortgage broker. The company is able to cover the entire process of mortgage financing, from application evaluation to loan management and repayment. It combines automated processes with personalized advice from trained professionals. One key aspect of PennyMac's business model is direct sales. The company offers various mortgage products directly through the internet, without the need for physical branches or brokers. This allows customers to easily obtain loans online, faster and often at a lower cost compared to traditional banks. Over the years, PennyMac has specialized in different areas. In addition to traditional home financing and loans, the company also offers refinancing options. Refinancing involves replacing an existing mortgage loan with a new loan, typically at a lower interest rate, which can help lower monthly payments, reduce costs, and save money. PennyMac also has a division for investment and mortgage pools, specializing in structured financial products to hedge mortgage exposures. These products are used by financial institutions and institutional investors to protect their portfolios against market volatility and recessions. In this segment, PennyMac collaborates closely with leading investment banks and fund managers. PennyMac Real Estate Services is another important branch of the company, which supports buyers and sellers in real estate transactions. The company offers a complete range of services, including property valuation, inspection, market analysis, and support in contract negotiations. In summary, PennyMac Financial Services is a versatile mortgage loan company that focuses on the needs of its customers. It offers a wide range of mortgage products and financial services, covering the entire process of mortgage financing. With a combination of personalized advice and online tools, PennyMac has efficiently and cost-effectively operated in a customer-oriented manner, establishing a reputation as an innovative financial services company in the United States and beyond. PennyMac Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding PennyMac Financial Services's Sales Figures

The sales figures of PennyMac Financial Services originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing PennyMac Financial Services’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize PennyMac Financial Services's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in PennyMac Financial Services’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about PennyMac Financial Services stock

How much revenue did PennyMac Financial Services generate this year?

PennyMac Financial Services has achieved a revenue of 1.77 B USD this year.

How much was the turnover of the company PennyMac Financial Services compared to the previous year?

The revenue of PennyMac Financial Services has increased by -13.11% decreased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of PennyMac Financial Services?

The revenue of PennyMac Financial Services is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of PennyMac Financial Services measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of PennyMac Financial Services so important for investors?

The revenue of PennyMac Financial Services is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does PennyMac Financial Services pay?

Over the past 12 months, PennyMac Financial Services paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 0.75 %. For the coming 12 months, PennyMac Financial Services is expected to pay a dividend of 0.9 USD.

What is the dividend yield of PennyMac Financial Services?

The current dividend yield of PennyMac Financial Services is 0.75 %.

When does PennyMac Financial Services pay dividends?

PennyMac Financial Services pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of PennyMac Financial Services?

PennyMac Financial Services paid dividends every year for the past 9 years.

What is the dividend of PennyMac Financial Services?

For the upcoming 12 months, dividends amounting to 0.9 USD are expected. This corresponds to a dividend yield of 0.84 %.

In which sector is PennyMac Financial Services located?

PennyMac Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Financial Services from 8/23/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 8/13/2024.

When did PennyMac Financial Services pay the last dividend?

The last dividend was paid out on 8/23/2024.

What was the dividend of PennyMac Financial Services in the year 2023?

In the year 2023, PennyMac Financial Services distributed 0.8 USD as dividends.

In which currency does PennyMac Financial Services pay out the dividend?

The dividends of PennyMac Financial Services are distributed in USD.

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Andere Kennzahlen von PennyMac Financial Services

Our stock analysis for PennyMac Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.