RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
PennyMac Financial Services Stock

PennyMac Financial Services Debt 2024

PennyMac Financial Services Debt

7,664.71 USD

Ticker

PFSI

ISIN

US70932M1071

WKN

A2N8PG

In 2024, PennyMac Financial Services's total debt was 7,664.71 USD, a 34.89% change from the 5,682 USD total debt recorded in the previous year.

PennyMac Financial Services Aktienanalyse

What does PennyMac Financial Services do?

PennyMac Financial Services Inc is an American company specializing in providing financial services. It was founded in 2008 by Stanford Kurland, the former Chief Financial Officer of Freddie Mac. PennyMac's business model can be best described as a vertically integrated mortgage broker. The company is able to cover the entire process of mortgage financing, from application evaluation to loan management and repayment. It combines automated processes with personalized advice from trained professionals. One key aspect of PennyMac's business model is direct sales. The company offers various mortgage products directly through the internet, without the need for physical branches or brokers. This allows customers to easily obtain loans online, faster and often at a lower cost compared to traditional banks. Over the years, PennyMac has specialized in different areas. In addition to traditional home financing and loans, the company also offers refinancing options. Refinancing involves replacing an existing mortgage loan with a new loan, typically at a lower interest rate, which can help lower monthly payments, reduce costs, and save money. PennyMac also has a division for investment and mortgage pools, specializing in structured financial products to hedge mortgage exposures. These products are used by financial institutions and institutional investors to protect their portfolios against market volatility and recessions. In this segment, PennyMac collaborates closely with leading investment banks and fund managers. PennyMac Real Estate Services is another important branch of the company, which supports buyers and sellers in real estate transactions. The company offers a complete range of services, including property valuation, inspection, market analysis, and support in contract negotiations. In summary, PennyMac Financial Services is a versatile mortgage loan company that focuses on the needs of its customers. It offers a wide range of mortgage products and financial services, covering the entire process of mortgage financing. With a combination of personalized advice and online tools, PennyMac has efficiently and cost-effectively operated in a customer-oriented manner, establishing a reputation as an innovative financial services company in the United States and beyond. PennyMac Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding PennyMac Financial Services's Debt Structure

PennyMac Financial Services's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing PennyMac Financial Services's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to PennyMac Financial Services’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in PennyMac Financial Services’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about PennyMac Financial Services stock

What is the debt of PennyMac Financial Services this year?

PennyMac Financial Services has a debt level of 7,664.71 USD this year.

What was the debt of PennyMac Financial Services compared to the previous year?

The debt of PennyMac Financial Services has increased by 34.89% compared to the previous year increased.

What are the consequences of high debt for investors in PennyMac Financial Services?

High debt can pose a risk for investors of PennyMac Financial Services, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of PennyMac Financial Services?

Low debt means that PennyMac Financial Services has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from PennyMac Financial Services affect the company?

An increase in debt of PennyMac Financial Services can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of PennyMac Financial Services affect the company?

A reduction in debt of PennyMac Financial Services can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of PennyMac Financial Services?

Some factors that can influence the debt of PennyMac Financial Services include investments, acquisitions, operating costs, and revenue development.

Why are the debts of PennyMac Financial Services so important for investors?

The debts of PennyMac Financial Services are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can PennyMac Financial Services take to change the debt?

To change the debt, PennyMac Financial Services can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does PennyMac Financial Services pay?

Over the past 12 months, PennyMac Financial Services paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 0.77 %. For the coming 12 months, PennyMac Financial Services is expected to pay a dividend of 0.9 USD.

What is the dividend yield of PennyMac Financial Services?

The current dividend yield of PennyMac Financial Services is 0.77 %.

When does PennyMac Financial Services pay dividends?

PennyMac Financial Services pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of PennyMac Financial Services?

PennyMac Financial Services paid dividends every year for the past 9 years.

What is the dividend of PennyMac Financial Services?

For the upcoming 12 months, dividends amounting to 0.9 USD are expected. This corresponds to a dividend yield of 0.87 %.

In which sector is PennyMac Financial Services located?

PennyMac Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Financial Services from 5/24/2024 amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on 5/13/2024.

When did PennyMac Financial Services pay the last dividend?

The last dividend was paid out on 5/24/2024.

What was the dividend of PennyMac Financial Services in the year 2023?

In the year 2023, PennyMac Financial Services distributed 0.8 USD as dividends.

In which currency does PennyMac Financial Services pay out the dividend?

The dividends of PennyMac Financial Services are distributed in USD.

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Andere Kennzahlen von PennyMac Financial Services

Our stock analysis for PennyMac Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.