RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
PennyMac Financial Services Stock

PennyMac Financial Services Liabilities 2024

PennyMac Financial Services Liabilities

15.31 B USD

Ticker

PFSI

ISIN

US70932M1071

WKN

A2N8PG

In 2024, PennyMac Financial Services's total liabilities amounted to 15.31 B USD, a 14.63% difference from the 13.35 B USD total liabilities in the previous year.

PennyMac Financial Services Aktienanalyse

What does PennyMac Financial Services do?

PennyMac Financial Services Inc is an American company specializing in providing financial services. It was founded in 2008 by Stanford Kurland, the former Chief Financial Officer of Freddie Mac. PennyMac's business model can be best described as a vertically integrated mortgage broker. The company is able to cover the entire process of mortgage financing, from application evaluation to loan management and repayment. It combines automated processes with personalized advice from trained professionals. One key aspect of PennyMac's business model is direct sales. The company offers various mortgage products directly through the internet, without the need for physical branches or brokers. This allows customers to easily obtain loans online, faster and often at a lower cost compared to traditional banks. Over the years, PennyMac has specialized in different areas. In addition to traditional home financing and loans, the company also offers refinancing options. Refinancing involves replacing an existing mortgage loan with a new loan, typically at a lower interest rate, which can help lower monthly payments, reduce costs, and save money. PennyMac also has a division for investment and mortgage pools, specializing in structured financial products to hedge mortgage exposures. These products are used by financial institutions and institutional investors to protect their portfolios against market volatility and recessions. In this segment, PennyMac collaborates closely with leading investment banks and fund managers. PennyMac Real Estate Services is another important branch of the company, which supports buyers and sellers in real estate transactions. The company offers a complete range of services, including property valuation, inspection, market analysis, and support in contract negotiations. In summary, PennyMac Financial Services is a versatile mortgage loan company that focuses on the needs of its customers. It offers a wide range of mortgage products and financial services, covering the entire process of mortgage financing. With a combination of personalized advice and online tools, PennyMac has efficiently and cost-effectively operated in a customer-oriented manner, establishing a reputation as an innovative financial services company in the United States and beyond. PennyMac Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing PennyMac Financial Services's Liabilities

PennyMac Financial Services's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating PennyMac Financial Services's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing PennyMac Financial Services's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

PennyMac Financial Services's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in PennyMac Financial Services’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about PennyMac Financial Services stock

What is the level of liabilities of PennyMac Financial Services this year?

PennyMac Financial Services has a debt balance of 15.31 B USD this year.

What were the liabilities of PennyMac Financial Services compared to the previous year?

The liabilities of PennyMac Financial Services have increased by 14.63% increased compared to the previous year.

What are the consequences of high debt for investors of PennyMac Financial Services?

High liabilities can pose a risk for investors of PennyMac Financial Services, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in PennyMac Financial Services?

Low liabilities mean that PennyMac Financial Services has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of PennyMac Financial Services affect the company?

An increase in liabilities of PennyMac Financial Services can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of PennyMac Financial Services affect the company?

A decrease in the liabilities of PennyMac Financial Services can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of PennyMac Financial Services?

Some factors that can influence the liabilities of PennyMac Financial Services include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of PennyMac Financial Services so important for investors?

The liabilities of PennyMac Financial Services are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can PennyMac Financial Services take to modify the liabilities?

To change its liabilities, PennyMac Financial Services can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does PennyMac Financial Services pay?

Over the past 12 months, PennyMac Financial Services paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 0.75 %. For the coming 12 months, PennyMac Financial Services is expected to pay a dividend of 0.9 USD.

What is the dividend yield of PennyMac Financial Services?

The current dividend yield of PennyMac Financial Services is 0.75 %.

When does PennyMac Financial Services pay dividends?

PennyMac Financial Services pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of PennyMac Financial Services?

PennyMac Financial Services paid dividends every year for the past 9 years.

What is the dividend of PennyMac Financial Services?

For the upcoming 12 months, dividends amounting to 0.9 USD are expected. This corresponds to a dividend yield of 0.84 %.

In which sector is PennyMac Financial Services located?

PennyMac Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Financial Services from 8/23/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 8/13/2024.

When did PennyMac Financial Services pay the last dividend?

The last dividend was paid out on 8/23/2024.

What was the dividend of PennyMac Financial Services in the year 2023?

In the year 2023, PennyMac Financial Services distributed 0.8 USD as dividends.

In which currency does PennyMac Financial Services pay out the dividend?

The dividends of PennyMac Financial Services are distributed in USD.

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Andere Kennzahlen von PennyMac Financial Services

Our stock analysis for PennyMac Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.