RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
PennyMac Financial Services Stock

PennyMac Financial Services ROA 2024

PennyMac Financial Services ROA

0.01

Ticker

PFSI

ISIN

US70932M1071

WKN

A2N8PG

In 2024, PennyMac Financial Services's return on assets (ROA) was 0.01, a -72.84% increase from the 0.03 ROA in the previous year.

PennyMac Financial Services Aktienanalyse

What does PennyMac Financial Services do?

PennyMac Financial Services Inc is an American company specializing in providing financial services. It was founded in 2008 by Stanford Kurland, the former Chief Financial Officer of Freddie Mac. PennyMac's business model can be best described as a vertically integrated mortgage broker. The company is able to cover the entire process of mortgage financing, from application evaluation to loan management and repayment. It combines automated processes with personalized advice from trained professionals. One key aspect of PennyMac's business model is direct sales. The company offers various mortgage products directly through the internet, without the need for physical branches or brokers. This allows customers to easily obtain loans online, faster and often at a lower cost compared to traditional banks. Over the years, PennyMac has specialized in different areas. In addition to traditional home financing and loans, the company also offers refinancing options. Refinancing involves replacing an existing mortgage loan with a new loan, typically at a lower interest rate, which can help lower monthly payments, reduce costs, and save money. PennyMac also has a division for investment and mortgage pools, specializing in structured financial products to hedge mortgage exposures. These products are used by financial institutions and institutional investors to protect their portfolios against market volatility and recessions. In this segment, PennyMac collaborates closely with leading investment banks and fund managers. PennyMac Real Estate Services is another important branch of the company, which supports buyers and sellers in real estate transactions. The company offers a complete range of services, including property valuation, inspection, market analysis, and support in contract negotiations. In summary, PennyMac Financial Services is a versatile mortgage loan company that focuses on the needs of its customers. It offers a wide range of mortgage products and financial services, covering the entire process of mortgage financing. With a combination of personalized advice and online tools, PennyMac has efficiently and cost-effectively operated in a customer-oriented manner, establishing a reputation as an innovative financial services company in the United States and beyond. PennyMac Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding PennyMac Financial Services's Return on Assets (ROA)

PennyMac Financial Services's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing PennyMac Financial Services's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider PennyMac Financial Services's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in PennyMac Financial Services’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about PennyMac Financial Services stock

What is the Return on Assets (ROA) of PennyMac Financial Services this year?

The Return on Assets (ROA) of PennyMac Financial Services is 0.01 undefined this year.

What was the ROA of PennyMac Financial Services compared to the previous year?

The ROA of PennyMac Financial Services has increased by -72.84% compared to the previous year.

What consequences do high ROA have for investors of PennyMac Financial Services?

A high ROA is advantageous for investors of PennyMac Financial Services, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in PennyMac Financial Services?

A low ROA can be unfavorable for investors of PennyMac Financial Services as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of PennyMac Financial Services affect the company?

An increase in ROA of PennyMac Financial Services can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of PennyMac Financial Services impact the company?

A reduction in the ROA of PennyMac Financial Services can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of PennyMac Financial Services?

Some factors that can influence the ROA of PennyMac Financial Services include revenue, operating costs, asset structure, and industry average.

Why is the ROA of PennyMac Financial Services important for investors?

The ROA of PennyMac Financial Services is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can PennyMac Financial Services take to improve ROA?

To improve ROA, PennyMac Financial Services can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does PennyMac Financial Services pay?

Over the past 12 months, PennyMac Financial Services paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 0.75 %. For the coming 12 months, PennyMac Financial Services is expected to pay a dividend of 0.9 USD.

What is the dividend yield of PennyMac Financial Services?

The current dividend yield of PennyMac Financial Services is 0.75 %.

When does PennyMac Financial Services pay dividends?

PennyMac Financial Services pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of PennyMac Financial Services?

PennyMac Financial Services paid dividends every year for the past 9 years.

What is the dividend of PennyMac Financial Services?

For the upcoming 12 months, dividends amounting to 0.9 USD are expected. This corresponds to a dividend yield of 0.84 %.

In which sector is PennyMac Financial Services located?

PennyMac Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Financial Services from 8/23/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 8/13/2024.

When did PennyMac Financial Services pay the last dividend?

The last dividend was paid out on 8/23/2024.

What was the dividend of PennyMac Financial Services in the year 2023?

In the year 2023, PennyMac Financial Services distributed 0.8 USD as dividends.

In which currency does PennyMac Financial Services pay out the dividend?

The dividends of PennyMac Financial Services are distributed in USD.

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Andere Kennzahlen von PennyMac Financial Services

Our stock analysis for PennyMac Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.