RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
PennyMac Financial Services Stock

PennyMac Financial Services ROCE 2024

PennyMac Financial Services ROCE

0.1

Ticker

PFSI

ISIN

US70932M1071

WKN

A2N8PG

In 2024, PennyMac Financial Services's return on capital employed (ROCE) was 0.1, a -48.92% increase from the 0.19 ROCE in the previous year.

PennyMac Financial Services Aktienanalyse

What does PennyMac Financial Services do?

PennyMac Financial Services Inc is an American company specializing in providing financial services. It was founded in 2008 by Stanford Kurland, the former Chief Financial Officer of Freddie Mac. PennyMac's business model can be best described as a vertically integrated mortgage broker. The company is able to cover the entire process of mortgage financing, from application evaluation to loan management and repayment. It combines automated processes with personalized advice from trained professionals. One key aspect of PennyMac's business model is direct sales. The company offers various mortgage products directly through the internet, without the need for physical branches or brokers. This allows customers to easily obtain loans online, faster and often at a lower cost compared to traditional banks. Over the years, PennyMac has specialized in different areas. In addition to traditional home financing and loans, the company also offers refinancing options. Refinancing involves replacing an existing mortgage loan with a new loan, typically at a lower interest rate, which can help lower monthly payments, reduce costs, and save money. PennyMac also has a division for investment and mortgage pools, specializing in structured financial products to hedge mortgage exposures. These products are used by financial institutions and institutional investors to protect their portfolios against market volatility and recessions. In this segment, PennyMac collaborates closely with leading investment banks and fund managers. PennyMac Real Estate Services is another important branch of the company, which supports buyers and sellers in real estate transactions. The company offers a complete range of services, including property valuation, inspection, market analysis, and support in contract negotiations. In summary, PennyMac Financial Services is a versatile mortgage loan company that focuses on the needs of its customers. It offers a wide range of mortgage products and financial services, covering the entire process of mortgage financing. With a combination of personalized advice and online tools, PennyMac has efficiently and cost-effectively operated in a customer-oriented manner, establishing a reputation as an innovative financial services company in the United States and beyond. PennyMac Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling PennyMac Financial Services's Return on Capital Employed (ROCE)

PennyMac Financial Services's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing PennyMac Financial Services's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

PennyMac Financial Services's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in PennyMac Financial Services’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about PennyMac Financial Services stock

What is the ROCE (Return on Capital Employed) of PennyMac Financial Services this year?

The ROCE of PennyMac Financial Services is 0.1 undefined this year.

How has the ROCE (Return on Capital Employed) of PennyMac Financial Services developed compared to the previous year?

The ROCE of PennyMac Financial Services has increased by -48.92% decreased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of PennyMac Financial Services?

A high Return on Capital Employed (ROCE) indicates that PennyMac Financial Services has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of PennyMac Financial Services?

A low ROCE (Return on Capital Employed) can indicate that PennyMac Financial Services has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from PennyMac Financial Services impact the company?

An increase in the ROCE of PennyMac Financial Services can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of PennyMac Financial Services affect the company?

A decrease in ROCE of PennyMac Financial Services can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of PennyMac Financial Services?

Some factors that can affect PennyMac Financial Services's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of PennyMac Financial Services so important for investors?

The ROCE of PennyMac Financial Services is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can PennyMac Financial Services take to improve the ROCE?

To improve the ROCE, PennyMac Financial Services can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does PennyMac Financial Services pay?

Over the past 12 months, PennyMac Financial Services paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 0.79 %. For the coming 12 months, PennyMac Financial Services is expected to pay a dividend of 0.9 USD.

What is the dividend yield of PennyMac Financial Services?

The current dividend yield of PennyMac Financial Services is 0.79 %.

When does PennyMac Financial Services pay dividends?

PennyMac Financial Services pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of PennyMac Financial Services?

PennyMac Financial Services paid dividends every year for the past 9 years.

What is the dividend of PennyMac Financial Services?

For the upcoming 12 months, dividends amounting to 0.9 USD are expected. This corresponds to a dividend yield of 0.89 %.

In which sector is PennyMac Financial Services located?

PennyMac Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Financial Services from 5/24/2024 amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on 5/13/2024.

When did PennyMac Financial Services pay the last dividend?

The last dividend was paid out on 5/24/2024.

What was the dividend of PennyMac Financial Services in the year 2023?

In the year 2023, PennyMac Financial Services distributed 0.8 USD as dividends.

In which currency does PennyMac Financial Services pay out the dividend?

The dividends of PennyMac Financial Services are distributed in USD.

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Andere Kennzahlen von PennyMac Financial Services

Our stock analysis for PennyMac Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.