RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Nicholas Financial - Stock

Nicholas Financial ROA 2024

Nicholas Financial ROA

-0.31

Ticker

NICK

ISIN

CA65373J2092

WKN

797793

In 2024, Nicholas Financial's return on assets (ROA) was -0.31, a -1,993.15% increase from the 0.02 ROA in the previous year.

Nicholas Financial Aktienanalyse

What does Nicholas Financial do?

Nicholas Financial Inc. is a leading US financial company that has been providing financing solutions for people with suboptimal credit for over 30 years. It was founded in 1985 in Clearwater, Florida to finance consumer loans and has since become a trusted and socially-oriented company that emphasizes education and responsibility in financing. The company offers a variety of financial products and services, including auto loans, personal loans, and leasing. It assesses the creditworthiness and ability of its customers holistically and individually, going beyond just credit scores, in order to identify even seemingly risky borrowers and provide them with suitable loans. Unlike traditional banks and lenders that typically only provide funding to customers with excellent credit scores, Nicholas Financial Inc. even offers people with average or low credit scores a chance to improve their creditworthiness. It does this through its "positive reinforcement credit reporting" approach, where customers are encouraged to improve their creditworthiness through timely payments and regular loan repayments. With its presence in various states across the US, Nicholas Financial Inc. aims to provide personalized advice to its customers and offer a wide range of products and services, including consumer loans, flexible payment options, leasing options for vehicles, and various insurance protection and payment protection products. Overall, Nicholas Financial Inc. stands out as a trustworthy company that focuses on customers who struggle to access financing and has helped many people improve their credit through its comprehensive evaluation approach. Nicholas Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Nicholas Financial's Return on Assets (ROA)

Nicholas Financial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Nicholas Financial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Nicholas Financial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Nicholas Financial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Nicholas Financial Stock

What is the Return on Assets (ROA) of Nicholas Financial this year?

The Return on Assets (ROA) of Nicholas Financial is -0.31 undefined this year.

What was the ROA of Nicholas Financial compared to the previous year?

The ROA of Nicholas Financial has increased by -1,993.15% compared to the previous year.

What consequences do high ROA have for investors of Nicholas Financial?

A high ROA is advantageous for investors of Nicholas Financial, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Nicholas Financial?

A low ROA can be unfavorable for investors of Nicholas Financial as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Nicholas Financial affect the company?

An increase in ROA of Nicholas Financial can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Nicholas Financial impact the company?

A reduction in the ROA of Nicholas Financial can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Nicholas Financial?

Some factors that can influence the ROA of Nicholas Financial include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Nicholas Financial important for investors?

The ROA of Nicholas Financial is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Nicholas Financial take to improve ROA?

To improve ROA, Nicholas Financial can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Nicholas Financial pay?

Over the past 12 months, Nicholas Financial paid a dividend of 0.36 USD . This corresponds to a dividend yield of about 5.66 %. For the coming 12 months, Nicholas Financial is expected to pay a dividend of 0 USD.

What is the dividend yield of Nicholas Financial?

The current dividend yield of Nicholas Financial is 5.66 %.

When does Nicholas Financial pay dividends?

Nicholas Financial pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Nicholas Financial?

Nicholas Financial paid dividends every year for the past 0 years.

What is the dividend of Nicholas Financial?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Nicholas Financial located?

Nicholas Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Nicholas Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Nicholas Financial from 9/27/2013 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 9/18/2013.

When did Nicholas Financial pay the last dividend?

The last dividend was paid out on 9/27/2013.

What was the dividend of Nicholas Financial in the year 2023?

In the year 2023, Nicholas Financial distributed 0 USD as dividends.

In which currency does Nicholas Financial pay out the dividend?

The dividends of Nicholas Financial are distributed in USD.

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Andere Kennzahlen von Nicholas Financial

Our stock analysis for Nicholas Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Nicholas Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.