What is the Return on Assets (ROA) of SLM this year?
The Return on Assets (ROA) of SLM is 0.02 undefined this year.
SLM ROA 2024
SLM ROA
0.02
Ticker
SLM
ISIN
US78442P1066
WKN
932543
In 2024, SLM's return on assets (ROA) was 0.02, a 21.04% increase from the 0.02 ROA in the previous year.
SLM Aktienanalyse
What does SLM do?
The company SLM Corp, also known as Sallie Mae, is one of the largest providers of student loans in the US. It was founded in 1972 as a government agency before being converted into a private company in 2004. It is currently listed on the NASDAQ stock exchange and employs several thousand employees. SLM Corp's business model is focused on supporting students in financing their education. The company acts as a lender and offers various types of student loans, ranging from loans for bachelor's and master's degrees to private loans for student living expenses. The offerings of SLM Corp can be divided into four main areas: 1. Private student loans: These are loans directly provided by the company to students. Sallie Mae offers various disbursement options, allowing students to receive the money in monthly installments or as a lump sum, depending on their needs. The loan amounts can be up to a total of $200,000. 2. Federal student loans: These are government-guaranteed loans financed by the federal government. Sallie Mae acts as a service provider and handles the loan processing. 3. Consolidation of student loans: Repaying student loans after graduation can be a financial burden for many students. Sallie Mae offers the option to consolidate multiple loans into a single loan, reducing the monthly repayment rate. 4. Education savings: SLM Corp also offers various investment products to help parents or other individuals save money for their children's future tuition fees. These products include 529 plans or education savings accounts. In recent years, SLM Corp has expanded into other areas. In 2014, the company founded Navient Corporation, a service company specializing in loan management. With Navient, SLM Corp aims to attract customers in other credit areas and position itself as a comprehensive financial services provider. In addition to lending, SLM Corp also operates its own foundation, the "Sallie Mae Fund". This foundation primarily supports education initiatives in the US and has provided millions of dollars in funding for scholarships and support programs for students over the years. SLM ist eines der beliebtesten Unternehmen auf Eulerpool.com.ROA Details
Understanding SLM's Return on Assets (ROA)
SLM's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.
Year-to-Year Comparison
Comparing SLM's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.
Impact on Investments
Investors consider SLM's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.
Interpreting ROA Fluctuations
Variations in SLM’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.
Frequently Asked Questions about SLM stock
What was the ROA of SLM compared to the previous year?
The ROA of SLM has increased by 21.04% compared to the previous year.
What consequences do high ROA have for investors of SLM?
A high ROA is advantageous for investors of SLM, as it indicates that the company efficiently utilizes its assets and generates good profits.
What are the consequences of low ROA for investors in SLM?
A low ROA can be unfavorable for investors of SLM as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.
How does an increase in the ROA of SLM affect the company?
An increase in ROA of SLM can be an indicator of improved efficiency in asset utilization and higher profitability.
How does a reduction in ROA of SLM impact the company?
A reduction in the ROA of SLM can be an indicator of lower asset efficiency and profitability.
What are some factors that can influence the ROA of SLM?
Some factors that can influence the ROA of SLM include revenue, operating costs, asset structure, and industry average.
Why is the ROA of SLM important for investors?
The ROA of SLM is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.
What strategic measures can SLM take to improve ROA?
To improve ROA, SLM can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.
How much dividend does SLM pay?
Over the past 12 months, SLM paid a dividend of 0.44 USD . This corresponds to a dividend yield of about 1.93 %. For the coming 12 months, SLM is expected to pay a dividend of 0.54 USD.
What is the dividend yield of SLM?
The current dividend yield of SLM is 1.93 %.
When does SLM pay dividends?
SLM pays a quarterly dividend. This is distributed in the months of January, April, July, October.
How secure is the dividend of SLM?
SLM paid dividends every year for the past 8 years.
What is the dividend of SLM?
For the upcoming 12 months, dividends amounting to 0.54 USD are expected. This corresponds to a dividend yield of 2.36 %.
In which sector is SLM located?
SLM is assigned to the 'Finance' sector.
Wann musste ich die Aktien von SLM kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of SLM from 9/16/2024 amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.
When did SLM pay the last dividend?
The last dividend was paid out on 9/16/2024.
What was the dividend of SLM in the year 2023?
In the year 2023, SLM distributed 0.44 USD as dividends.
In which currency does SLM pay out the dividend?
The dividends of SLM are distributed in USD.
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Andere Kennzahlen von SLM
Our stock analysis for SLM Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SLM Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
