As of Jul 16, 2024, SLM's P/E ratio was 8.16, a 27.7% change from the 6.39 P/E ratio recorded in the previous year.

The SLM P/E history

SLM Aktienanalyse

What does SLM do?

The company SLM Corp, also known as Sallie Mae, is one of the largest providers of student loans in the US. It was founded in 1972 as a government agency before being converted into a private company in 2004. It is currently listed on the NASDAQ stock exchange and employs several thousand employees. SLM Corp's business model is focused on supporting students in financing their education. The company acts as a lender and offers various types of student loans, ranging from loans for bachelor's and master's degrees to private loans for student living expenses. The offerings of SLM Corp can be divided into four main areas: 1. Private student loans: These are loans directly provided by the company to students. Sallie Mae offers various disbursement options, allowing students to receive the money in monthly installments or as a lump sum, depending on their needs. The loan amounts can be up to a total of $200,000. 2. Federal student loans: These are government-guaranteed loans financed by the federal government. Sallie Mae acts as a service provider and handles the loan processing. 3. Consolidation of student loans: Repaying student loans after graduation can be a financial burden for many students. Sallie Mae offers the option to consolidate multiple loans into a single loan, reducing the monthly repayment rate. 4. Education savings: SLM Corp also offers various investment products to help parents or other individuals save money for their children's future tuition fees. These products include 529 plans or education savings accounts. In recent years, SLM Corp has expanded into other areas. In 2014, the company founded Navient Corporation, a service company specializing in loan management. With Navient, SLM Corp aims to attract customers in other credit areas and position itself as a comprehensive financial services provider. In addition to lending, SLM Corp also operates its own foundation, the "Sallie Mae Fund". This foundation primarily supports education initiatives in the US and has provided millions of dollars in funding for scholarships and support programs for students over the years. SLM ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/E Details

Deciphering SLM's P/E Ratio

The Price to Earnings (P/E) Ratio of SLM is a vital metric that investors and analysts use to determine the company’s market value relative to its earnings. It is calculated by dividing the current stock price by the earnings per share (EPS). A higher P/E ratio could suggest that investors are expecting higher future growth, while a lower ratio may indicate a potentially undervalued company or lower growth expectations.

Year-to-Year Comparison

Assessing SLM's P/E ratio on a yearly basis provides insights into the valuation trends and investor sentiment. An increasing P/E ratio over the years signifies growing investor confidence and expectations for future earnings growth, while a decreasing ratio may reflect concerns over the company's profitability or growth prospects.

Impact on Investments

The P/E ratio of SLM is a key consideration for investors aiming to balance risk and reward. A comprehensive analysis of this ratio, in conjunction with other financial indicators, aids investors in making informed decisions regarding buying, holding, or selling the company’s stocks.

Interpreting P/E Ratio Fluctuations

Fluctuations in SLM’s P/E ratio can be attributed to various factors including changes in earnings, stock price movements, and shifts in investor expectations. Understanding the underlying reasons for these fluctuations is essential for predicting future stock performance and assessing the company's intrinsic value.

Frequently Asked Questions about SLM stock

What is the price-to-earnings ratio of SLM?

The price-earnings ratio of SLM is currently 8.16.

How has the price-earnings ratio of SLM changed compared to last year?

The price-to-earnings ratio of SLM has increased by 27.7% increased compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of SLM high compared to other companies?

Yes, the price-to-earnings ratio of SLM is high compared to other companies.

How does an increase in the price-earnings ratio of SLM affect the company?

An increase in the price-earnings ratio of SLM would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of SLM affect the company?

A decrease in the price-earnings ratio of SLM would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of SLM?

Some factors that influence the price-earnings ratio of SLM are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does SLM pay?

Over the past 12 months, SLM paid a dividend of 0.44 USD . This corresponds to a dividend yield of about 1.92 %. For the coming 12 months, SLM is expected to pay a dividend of 0.54 USD.

What is the dividend yield of SLM?

The current dividend yield of SLM is 1.92 %.

When does SLM pay dividends?

SLM pays a quarterly dividend. This is distributed in the months of September, January, April, July.

How secure is the dividend of SLM?

SLM paid dividends every year for the past 8 years.

What is the dividend of SLM?

For the upcoming 12 months, dividends amounting to 0.54 USD are expected. This corresponds to a dividend yield of 2.34 %.

In which sector is SLM located?

SLM is assigned to the 'Finance' sector.

Wann musste ich die Aktien von SLM kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of SLM from 6/17/2024 amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on 6/6/2024.

When did SLM pay the last dividend?

The last dividend was paid out on 6/17/2024.

What was the dividend of SLM in the year 2023?

In the year 2023, SLM distributed 0.44 USD as dividends.

In which currency does SLM pay out the dividend?

The dividends of SLM are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von SLM

Our stock analysis for SLM Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SLM Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.