What is the level of liabilities of SLM this year?
SLM has a debt balance of 27.29 B USD this year.
SLM Liabilities 2024
SLM Liabilities
27.29 B USD
Ticker
SLM
ISIN
US78442P1066
WKN
932543
In 2024, SLM's total liabilities amounted to 27.29 B USD, a 0.76% difference from the 27.08 B USD total liabilities in the previous year.
SLM Aktienanalyse
What does SLM do?
The company SLM Corp, also known as Sallie Mae, is one of the largest providers of student loans in the US. It was founded in 1972 as a government agency before being converted into a private company in 2004. It is currently listed on the NASDAQ stock exchange and employs several thousand employees. SLM Corp's business model is focused on supporting students in financing their education. The company acts as a lender and offers various types of student loans, ranging from loans for bachelor's and master's degrees to private loans for student living expenses. The offerings of SLM Corp can be divided into four main areas: 1. Private student loans: These are loans directly provided by the company to students. Sallie Mae offers various disbursement options, allowing students to receive the money in monthly installments or as a lump sum, depending on their needs. The loan amounts can be up to a total of $200,000. 2. Federal student loans: These are government-guaranteed loans financed by the federal government. Sallie Mae acts as a service provider and handles the loan processing. 3. Consolidation of student loans: Repaying student loans after graduation can be a financial burden for many students. Sallie Mae offers the option to consolidate multiple loans into a single loan, reducing the monthly repayment rate. 4. Education savings: SLM Corp also offers various investment products to help parents or other individuals save money for their children's future tuition fees. These products include 529 plans or education savings accounts. In recent years, SLM Corp has expanded into other areas. In 2014, the company founded Navient Corporation, a service company specializing in loan management. With Navient, SLM Corp aims to attract customers in other credit areas and position itself as a comprehensive financial services provider. In addition to lending, SLM Corp also operates its own foundation, the "Sallie Mae Fund". This foundation primarily supports education initiatives in the US and has provided millions of dollars in funding for scholarships and support programs for students over the years. SLM ist eines der beliebtesten Unternehmen auf Eulerpool.com.Liabilities Details
Assessing SLM's Liabilities
SLM's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating SLM's financial stability, operational efficiency, and long-term viability.
Year-to-Year Comparison
By comparing SLM's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.
Impact on Investments
SLM's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.
Interpreting Liability Fluctuations
Shifts in SLM’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.
Frequently Asked Questions about SLM stock
What were the liabilities of SLM compared to the previous year?
The liabilities of SLM have increased by 0.76% increased compared to the previous year.
What are the consequences of high debt for investors of SLM?
High liabilities can pose a risk for investors of SLM, as they can weaken the company's financial position and impair its ability to meet its obligations.
What consequences do low liabilities have for investors in SLM?
Low liabilities mean that SLM has a strong financial position and is able to meet its obligations without overburdening its finances.
How does an increase in liabilities of SLM affect the company?
An increase in liabilities of SLM can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.
How does a reduction in the liabilities of SLM affect the company?
A decrease in the liabilities of SLM can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.
What are some factors that influence the liabilities of SLM?
Some factors that can influence the liabilities of SLM include investments, acquisitions, operating costs, and sales development.
Why is the level of liabilities of SLM so important for investors?
The liabilities of SLM are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.
What strategic measures can SLM take to modify the liabilities?
To change its liabilities, SLM can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.
How much dividend does SLM pay?
Over the past 12 months, SLM paid a dividend of 0.44 USD . This corresponds to a dividend yield of about 2.03 %. For the coming 12 months, SLM is expected to pay a dividend of 0.54 USD.
What is the dividend yield of SLM?
The current dividend yield of SLM is 2.03 %.
When does SLM pay dividends?
SLM pays a quarterly dividend. This is distributed in the months of January, April, July, October.
How secure is the dividend of SLM?
SLM paid dividends every year for the past 8 years.
What is the dividend of SLM?
For the upcoming 12 months, dividends amounting to 0.54 USD are expected. This corresponds to a dividend yield of 2.48 %.
In which sector is SLM located?
SLM is assigned to the 'Finance' sector.
Wann musste ich die Aktien von SLM kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of SLM from 9/16/2024 amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.
When did SLM pay the last dividend?
The last dividend was paid out on 9/16/2024.
What was the dividend of SLM in the year 2023?
In the year 2023, SLM distributed 0.44 USD as dividends.
In which currency does SLM pay out the dividend?
The dividends of SLM are distributed in USD.
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Andere Kennzahlen von SLM
Our stock analysis for SLM Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SLM Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
