SLM - Stock

SLM ROE 2024

SLM ROE

0.3

SLM Dividend yield

2.14 %

Ticker

SLM

ISIN

US78442P1066

WKN

932543

In 2024, SLM's return on equity (ROE) was 0.3, a 12.52% increase from the 0.27 ROE in the previous year.

SLM Aktienanalyse

What does SLM do?

The company SLM Corp, also known as Sallie Mae, is one of the largest providers of student loans in the US. It was founded in 1972 as a government agency before being converted into a private company in 2004. It is currently listed on the NASDAQ stock exchange and employs several thousand employees. SLM Corp's business model is focused on supporting students in financing their education. The company acts as a lender and offers various types of student loans, ranging from loans for bachelor's and master's degrees to private loans for student living expenses. The offerings of SLM Corp can be divided into four main areas: 1. Private student loans: These are loans directly provided by the company to students. Sallie Mae offers various disbursement options, allowing students to receive the money in monthly installments or as a lump sum, depending on their needs. The loan amounts can be up to a total of $200,000. 2. Federal student loans: These are government-guaranteed loans financed by the federal government. Sallie Mae acts as a service provider and handles the loan processing. 3. Consolidation of student loans: Repaying student loans after graduation can be a financial burden for many students. Sallie Mae offers the option to consolidate multiple loans into a single loan, reducing the monthly repayment rate. 4. Education savings: SLM Corp also offers various investment products to help parents or other individuals save money for their children's future tuition fees. These products include 529 plans or education savings accounts. In recent years, SLM Corp has expanded into other areas. In 2014, the company founded Navient Corporation, a service company specializing in loan management. With Navient, SLM Corp aims to attract customers in other credit areas and position itself as a comprehensive financial services provider. In addition to lending, SLM Corp also operates its own foundation, the "Sallie Mae Fund". This foundation primarily supports education initiatives in the US and has provided millions of dollars in funding for scholarships and support programs for students over the years. SLM ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding SLM's Return on Equity (ROE)

SLM's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing SLM's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

SLM's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in SLM’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about SLM Stock

What is the ROE (Return on Equity) of SLM this year?

The ROE of SLM this year is 0.3 undefined.

How has the Return on Equity (ROE) of SLM developed compared to the previous year?

The ROE of SLM has increased by 12.52% increased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of SLM?

A high ROE indicates that SLM generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of SLM?

A low ROE can indicate that SLM is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of SLM affect the company?

A change in ROE (Return on Equity) of SLM can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of SLM?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of SLM?

Some factors that can influence SLM's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does SLM pay?

Over the past 12 months, SLM paid a dividend of 0.44 USD . This corresponds to a dividend yield of about 2.14 %. For the coming 12 months, SLM is expected to pay a dividend of 0.54 USD.

What is the dividend yield of SLM?

The current dividend yield of SLM is 2.14 %.

When does SLM pay dividends?

SLM pays a quarterly dividend. This is distributed in the months of September, January, April, July.

How secure is the dividend of SLM?

SLM paid dividends every year for the past 8 years.

What is the dividend of SLM?

For the upcoming 12 months, dividends amounting to 0.54 USD are expected. This corresponds to a dividend yield of 2.61 %.

In which sector is SLM located?

SLM is assigned to the 'Finance' sector.

Wann musste ich die Aktien von SLM kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of SLM from 6/17/2024 amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on 6/6/2024.

When did SLM pay the last dividend?

The last dividend was paid out on 6/17/2024.

What was the dividend of SLM in the year 2023?

In the year 2023, SLM distributed 0.44 USD as dividends.

In which currency does SLM pay out the dividend?

The dividends of SLM are distributed in USD.

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Andere Kennzahlen von SLM

Our stock analysis for SLM Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SLM Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.