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OptimumBank Holdings Stock

OptimumBank Holdings Liabilities 2024

OptimumBank Holdings Liabilities

721.25 M USD

Ticker

OPHC

ISIN

US68401P4037

WKN

A2AC1H

In 2024, OptimumBank Holdings's total liabilities amounted to 721.25 M USD, a 38.01% difference from the 522.6 M USD total liabilities in the previous year.

OptimumBank Holdings Aktienanalyse

What does OptimumBank Holdings do?

OptimumBank Holdings Inc. is a US-based holding company specializing in providing banking services and products. It was founded in 2000 and is headquartered in Fort Lauderdale, Florida. The company was established by a group of experienced bankers with over 75 years of combined banking experience. Its main goal is to meet the needs of small and medium-sized businesses that are often overlooked or rejected by larger banks. OptimumBank Holdings Inc. operates as a parent company with several subsidiary companies that offer various banking products and services. The company has three main divisions: Commercial Banking, Online Banking, and Lending. These divisions provide deposit, credit, cash management, and online banking solutions tailored to the needs of businesses and individuals. OptimumBank Holdings Inc. also offers a range of products such as checking accounts, loans, and mobile banking services. Overall, the company aims to provide comprehensive banking solutions for small and medium-sized businesses and individuals. OptimumBank Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing OptimumBank Holdings's Liabilities

OptimumBank Holdings's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating OptimumBank Holdings's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing OptimumBank Holdings's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

OptimumBank Holdings's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in OptimumBank Holdings’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about OptimumBank Holdings stock

What is the level of liabilities of OptimumBank Holdings this year?

OptimumBank Holdings has a debt balance of 721.25 M USD this year.

What were the liabilities of OptimumBank Holdings compared to the previous year?

The liabilities of OptimumBank Holdings have increased by 38.01% increased compared to the previous year.

What are the consequences of high debt for investors of OptimumBank Holdings?

High liabilities can pose a risk for investors of OptimumBank Holdings, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in OptimumBank Holdings?

Low liabilities mean that OptimumBank Holdings has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of OptimumBank Holdings affect the company?

An increase in liabilities of OptimumBank Holdings can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of OptimumBank Holdings affect the company?

A decrease in the liabilities of OptimumBank Holdings can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of OptimumBank Holdings?

Some factors that can influence the liabilities of OptimumBank Holdings include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of OptimumBank Holdings so important for investors?

The liabilities of OptimumBank Holdings are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can OptimumBank Holdings take to modify the liabilities?

To change its liabilities, OptimumBank Holdings can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does OptimumBank Holdings pay?

Over the past 12 months, OptimumBank Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, OptimumBank Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of OptimumBank Holdings?

The current dividend yield of OptimumBank Holdings is .

When does OptimumBank Holdings pay dividends?

OptimumBank Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of OptimumBank Holdings?

OptimumBank Holdings paid dividends every year for the past 0 years.

What is the dividend of OptimumBank Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is OptimumBank Holdings located?

OptimumBank Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OptimumBank Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OptimumBank Holdings from 8/5/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 8/5/2024.

When did OptimumBank Holdings pay the last dividend?

The last dividend was paid out on 8/5/2024.

What was the dividend of OptimumBank Holdings in the year 2023?

In the year 2023, OptimumBank Holdings distributed 0 USD as dividends.

In which currency does OptimumBank Holdings pay out the dividend?

The dividends of OptimumBank Holdings are distributed in USD.

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Andere Kennzahlen von OptimumBank Holdings

Our stock analysis for OptimumBank Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OptimumBank Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.