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Overview
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OptimumBank Holdings stock price, quote, forecast and news

OPHC
US68401P4037
A2AC1H

Price

4.51
Today +/-
-0.01
Today %
-0.22 %
P

OptimumBank Holdings stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the OptimumBank Holdings stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the OptimumBank Holdings stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the OptimumBank Holdings stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze OptimumBank Holdings's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

OptimumBank Holdings Stock Price History

DateOptimumBank Holdings Price
9/6/20244.51 undefined
9/5/20244.52 undefined
9/4/20244.51 undefined
9/3/20244.56 undefined
8/30/20244.55 undefined
8/29/20244.66 undefined
8/28/20244.67 undefined
8/27/20244.70 undefined
8/26/20244.78 undefined
8/23/20244.83 undefined
8/22/20244.79 undefined
8/21/20244.80 undefined
8/20/20244.87 undefined
8/19/20244.96 undefined
8/16/20244.71 undefined
8/15/20244.69 undefined
8/14/20244.63 undefined
8/13/20244.72 undefined
8/12/20244.62 undefined

OptimumBank Holdings Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into OptimumBank Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by OptimumBank Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects OptimumBank Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of OptimumBank Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into OptimumBank Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing OptimumBank Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on OptimumBank Holdings’s growth potential.

OptimumBank Holdings Revenue, EBIT and net profit per share

DateOptimumBank Holdings RevenueOptimumBank Holdings Net Income
2024e58.22 M undefined5.92 M undefined
202339.23 M undefined6.28 M undefined
202222.84 M undefined4.02 M undefined
202112.16 M undefined6.3 M undefined
20207 M undefined-780,000 undefined
20195.35 M undefined-1.1 M undefined
20184.37 M undefined800,000 undefined
20174.77 M undefined-590,000 undefined
20164.62 M undefined-400,000 undefined
20154.94 M undefined-160,000 undefined
20145.96 M undefined1.61 M undefined
20135.42 M undefined-7.08 M undefined
20125.42 M undefined-4.7 M undefined
20116.8 M undefined-3.75 M undefined
201010.18 M undefined-8.45 M undefined
200913.86 M undefined-11.48 M undefined
200815.96 M undefined520,000 undefined
200716.52 M undefined1.74 M undefined
200614.52 M undefined1.83 M undefined
200511.97 M undefined1.6 M undefined
20049.51 M undefined1.57 M undefined

OptimumBank Holdings Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e
2469111416151310655544445712223958
-100.0050.0050.0022.2227.2714.29-6.25-13.33-23.08-40.00-16.67---20.00---25.0040.0071.4383.3377.2748.72
------------------------
000000000000000000000000
000000000000000000000000
------------------------
00011110-11-8-3-4-710000-106465
----------27.27-62.5033.3375.00-114.29--------33.3350.00-16.67
0.010.020.020.020.020.020.020.020.020.020.110.680.790.870.951.041.111.491.92.933.95.957.240
------------------------
Details

Keystats

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Revenue and Growth

The OptimumBank Holdings Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the OptimumBank Holdings is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (k)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (k)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                             
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
0.20.61.94.14.143.23.12.92.82.72.92.92.82.72.62.62.72.42.32.63.13.54
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
0.20000000.60.8000000000003.43.82.9
0.40.61.94.14.143.23.73.72.82.72.92.92.82.72.62.62.72.42.366.96.44
0.40.61.94.14.143.23.73.72.82.72.92.92.82.72.62.62.72.42.366.96.44
                                             
4.66.4000000000.20.30.10.10.10000000.10.07
3.1613.814.114.115.917.318.51919.127.531.131.53333.33434.136.13950.365.290.491.22
0.71.21.12.64.24.54.94.2-7.8-16.2-20-24.7-31.8-30.2-30.3-30.7-31.3-30.5-31.6-32.4-26.1-22.1-15.97
0000000000-9002000100-100-300-300-300-200-100-600-5,800-5,315
00000000000000000000000
8.413.614.916.718.320.422.222.711.22.96.86.9-0.23332.55.37.217.838.562.670.01
00000000000000000000000
0000000000000000001.10.91.82.22.25
00000000000000000000000
0.10.29.26.214.513.429.542.442.50.81.10.60.30.20.10.100.80.20.10.10.10
00000000000000000000000
0.10.29.26.214.513.429.542.442.50.81.10.60.30.20.10.100.81.311.92.32.25
0005.25.25.25.25.25.25.25.25.25.25.25.25.25.24.52.62.1000
0100600300200000000000000000000
00.20.30.50.70.62.81.81.61.61.81.82.11.81.71.82.41.91.30.412.53.82
00.30.966.15.8876.86.8777.376.977.66.43.92.512.53.82
0.10.510.112.220.619.237.549.449.37.68.17.67.67.277.17.67.25.23.52.94.86.07
8.514.12528.938.939.659.772.160.510.514.914.57.410.21010.110.112.512.421.341.467.476.07
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of OptimumBank Holdings provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand OptimumBank Holdings's financial health and stability.

Assets

OptimumBank Holdings's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that OptimumBank Holdings must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of OptimumBank Holdings after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into OptimumBank Holdings's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (k)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (k)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
00011110-11-8-3-4-710000-10646
00000000000000000000000
00000000000000000000-3,0001,0000
-30010102125112-1000-10-114-1
00110000030010000000000
000000000000100000121311
0001,0001,0001,0001,00000-3,0000000000000001,000
-31232313110-2-2100000-13106
00-1-20000000000000000000
-24-36-64-28-44-20-16-14650411012-51417-6-25-62-108-229-199
-24-36-62-25-44-20-16-14651411012-51417-5-24-62-108-229-198
00000000000000000000000
00817-21712000000000000000
24000000008301000001012240
273358273917141325-75-31-6-7-53-7-24226109109232197
242849253119-3025-75-40-10-8-73-8-241269996207197
00000000000000000000000
0-1-32-200233-2280-9-1-17-5-30454124
-3.341.041.281.562.733.611.913.081.171.67-0.89-3-3.141.170.610.450.48-0.21-1.07-1.663.3810.046.21
00000000000000000000000

OptimumBank Holdings stock margins

The OptimumBank Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OptimumBank Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OptimumBank Holdings.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the OptimumBank Holdings's sales revenue. A higher gross margin percentage indicates that the OptimumBank Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the OptimumBank Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the OptimumBank Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the OptimumBank Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the OptimumBank Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the OptimumBank Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

OptimumBank Holdings Margin History

DateOptimumBank Holdings Profit margin
2024e10.18 %
202316.01 %
202217.6 %
202151.81 %
2020-11.14 %
2019-20.56 %
201818.31 %
2017-12.37 %
2016-8.66 %
2015-3.24 %
201427.01 %
2013-130.63 %
2012-86.72 %
2011-55.15 %
2010-83.01 %
2009-82.83 %
20083.26 %
200710.53 %
200612.6 %
200513.37 %
200416.51 %

OptimumBank Holdings Stock Sales Revenue, EBIT, Earnings per Share

The OptimumBank Holdings earnings per share therefore indicates how much revenue OptimumBank Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue OptimumBank Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates OptimumBank Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of OptimumBank Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating OptimumBank Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

OptimumBank Holdings Revenue, EBIT and net profit per share

DateOptimumBank Holdings Sales per ShareOptimumBank Holdings Earnings per Share
2024e6.01 undefined0.61 undefined
20235.42 undefined0.87 undefined
20223.84 undefined0.68 undefined
20213.12 undefined1.62 undefined
20202.39 undefined-0.27 undefined
20192.82 undefined-0.58 undefined
20182.93 undefined0.54 undefined
20174.3 undefined-0.53 undefined
20164.44 undefined-0.38 undefined
20155.2 undefined-0.17 undefined
20146.85 undefined1.85 undefined
20136.86 undefined-8.96 undefined
20127.97 undefined-6.91 undefined
201161.82 undefined-34.09 undefined
2010509 undefined-422.5 undefined
2009693 undefined-574 undefined
2008798 undefined26 undefined
2007826 undefined87 undefined
2006726 undefined91.5 undefined
2005598.5 undefined80 undefined
2004475.5 undefined78.5 undefined

OptimumBank Holdings business model

OptimumBank Holdings Inc. is a US-based holding company specializing in providing banking services and products. It was founded in 2000 and is headquartered in Fort Lauderdale, Florida. The company was established by a group of experienced bankers with over 75 years of combined banking experience. Its main goal is to meet the needs of small and medium-sized businesses that are often overlooked or rejected by larger banks. OptimumBank Holdings Inc. operates as a parent company with several subsidiary companies that offer various banking products and services. The company has three main divisions: Commercial Banking, Online Banking, and Lending. These divisions provide deposit, credit, cash management, and online banking solutions tailored to the needs of businesses and individuals. OptimumBank Holdings Inc. also offers a range of products such as checking accounts, loans, and mobile banking services. Overall, the company aims to provide comprehensive banking solutions for small and medium-sized businesses and individuals. OptimumBank Holdings is one of the most popular companies on Eulerpool.com.

OptimumBank Holdings SWOT Analysis

Strengths

OptimumBank Holdings Inc. has several strengths that contribute to its competitive advantage:

The company has consistently demonstrated strong financial performance, with steady revenue growth and healthy profit margins.

OptimumBank offers a diverse range of financial products and services, catering to the needs of both individuals and businesses. This comprehensive portfolio allows the company to attract a wide customer base.

The company is led by a highly skilled and experienced management team that possesses in-depth knowledge of the banking industry. Their expertise enables OptimumBank to make informed strategic decisions and effectively navigate the market.

Weaknesses

Despite its strengths, OptimumBank Holdings Inc. also faces certain weaknesses:

The company mainly operates in a specific region, limiting its ability to capitalize on nationwide market opportunities. This geographical restriction may hinder its growth potential.

OptimumBank holds a relatively small market share compared to larger, more established banking institutions. This may pose challenges in terms of attracting new customers and competing against industry giants.

As a banking entity, OptimumBank is susceptible to economic fluctuations and financial downturns. This sensitivity exposes the company to increased risk during times of economic instability.

Opportunities

OptimumBank Holdings Inc. can leverage the following opportunities to drive growth:

The company can explore opportunities to expand its geographic presence and reach new markets. By targeting untapped regions, OptimumBank can potentially increase its customer base and market share.

Rapid advancements in technology present opportunities for OptimumBank to enhance its digital banking capabilities. By investing in innovative solutions, the company can improve convenience, efficiency, and customer experience.

OptimumBank can consider strategic mergers or acquisitions to gain access to new markets, broaden its product range, and strengthen its competitive position. This approach can accelerate growth and increase market share.

Threats

There are certain threats that OptimumBank Holdings Inc. must address:

The banking industry is highly competitive, with numerous established players competing for market share. OptimumBank must differentiate itself and continuously innovate to withstand competition and attract and retain customers.

Changes in banking and financial regulations can significantly impact OptimumBank's operations. Complying with evolving regulations while maintaining profitability requires continuous monitoring and adaptation.

As technology advances, the risk of cyber threats, data breaches, and fraudulent activities also increases. OptimumBank needs to invest in robust cybersecurity measures to protect customer information and maintain trust.

OptimumBank Holdings Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

OptimumBank Holdings historical P/E ratio, EBIT, and P/S ratio.

OptimumBank Holdings shares outstanding

The number of shares was OptimumBank Holdings in 2023 — This indicates how many shares 7.239 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue OptimumBank Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates OptimumBank Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of OptimumBank Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating OptimumBank Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

OptimumBank Holdings Stock splits

In OptimumBank Holdings's history, there have been no stock splits.
Unfortunately, there are currently no price targets and forecasts available for OptimumBank Holdings.

OptimumBank Holdings latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.15 0.34  (122.22 %)2024 Q2
1

OptimumBank Holdings list of shareholders

%
Name
Stocks
Change
Date
7.12619 % Gubin (Moishe)689,81503/1/2024
6.18169 % Blisko (Michael)598,38803/1/2024
5.96443 % Chan (Heng Fai Ambrose)577,35703/1/2024
2.16784 % AllianceBernstein L.P.209,847178,26612/31/2023
1.16437 % The Vanguard Group, Inc.112,71114,22212/31/2023
1.03306 % Morgan Stanley Smith Barney LLC100,000012/31/2023
0.97525 % Klein (Joel J)94,40403/1/2024
0.69215 % SBAuer Funds, LLC67,00002/29/2024
0.43692 % BHZ Capital Management, LP42,294012/31/2023
0.43450 % Renaissance Technologies LLC42,06056012/31/2023
1
2
3

OptimumBank Holdings Executives and Management Board

Mr. Moishe Gubin46
OptimumBank Holdings Independent Chairman of the Board
Compensation 308,200
Mr. Timothy Terry67
OptimumBank Holdings President, Chief Executive Officer of the Bank
Compensation 277,571
Mr. Martin Schmidt75
OptimumBank Holdings Independent Director
Compensation 22,900
Mr. Avi Zwelling50
OptimumBank Holdings Independent Director
Compensation 22,600
Mr. Thomas Procelli68
OptimumBank Holdings Independent Director (since 2000)
Compensation 22,000
1
2

OptimumBank Holdings Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
DSS Stock
DSS
SupplierCustomer-0,330,240,390,150,75-0,77
1

Most common questions regarding OptimumBank Holdings

What values and corporate philosophy does OptimumBank Holdings represent?

OptimumBank Holdings Inc represents a strong set of values and corporate philosophy. The company focuses on delivering exceptional financial services and building long-term relationships with their clients. OptimumBank Holdings Inc values integrity, transparency, and customer satisfaction. Their corporate philosophy is centered around providing personalized banking solutions, innovative products, and reliable support. With a commitment to growth and prosperity, OptimumBank Holdings Inc aims to create value for its shareholders while fostering a positive impact in the communities they serve.

In which countries and regions is OptimumBank Holdings primarily present?

OptimumBank Holdings Inc is primarily present in the United States.

What significant milestones has the company OptimumBank Holdings achieved?

OptimumBank Holdings Inc has achieved significant milestones in its journey. Over the years, the company has made remarkable strides in expanding its services and improving financial performance. Notably, OptimumBank Holdings Inc successfully expanded its branch network, enabling broader market reach and access to its diverse range of banking solutions. Furthermore, the company has consistently focused on enhancing customer satisfaction through personalized services and innovative digital banking initiatives. With a strong commitment to growth and value creation, OptimumBank Holdings Inc has demonstrated its ability to adapt to changing market dynamics while maintaining a strong financial position. These achievements have reinforced OptimumBank Holdings Inc's position as a reputable player in the banking industry.

What is the history and background of the company OptimumBank Holdings?

OptimumBank Holdings Inc is a financial holding company based in Fort Lauderdale, Florida. It was founded in 2004 and operates as the parent company of OptimumBank, a community bank providing various banking products and services. OptimumBank Holdings Inc has a strong focus on serving local businesses and individuals in the South Florida area. Over the years, the company has developed a reputation for its personalized approach to banking, offering competitive rates and tailored financial solutions. With its experienced management team and commitment to customer satisfaction, OptimumBank Holdings Inc continues to play a significant role in supporting the local economy and meeting the financial needs of its clientele.

Who are the main competitors of OptimumBank Holdings in the market?

OptimumBank Holdings Inc faces competition from various entities in the market. Some of its main competitors include other regional and community banks operating in the same geographic area, as well as larger national or multinational banks that offer similar products and services. It is essential for OptimumBank Holdings Inc to stay ahead of its competitors by continuously enhancing its offerings, providing exceptional customer service, and adapting to market trends and customer preferences. This will enable the company to maintain a competitive position and attract customers in the ever-evolving financial industry.

In which industries is OptimumBank Holdings primarily active?

OptimumBank Holdings Inc is primarily active in the banking and financial services industry.

What is the business model of OptimumBank Holdings?

The business model of OptimumBank Holdings Inc revolves around providing banking and financial services to individuals, businesses, and professionals. As a bank holding company, OptimumBank Holdings Inc focuses on operating and supervising its subsidiary, OptimumBank. Through its subsidiary, the company offers a range of services including commercial and personal loans, mortgage loans, deposit accounts, and online banking solutions. OptimumBank Holdings Inc aims to serve the needs of its customers by providing convenient and personalized banking services, while also maintaining a strong and sustainable financial position. This enables the company to contribute to the economic growth and development of the communities it serves.

What is the P/E ratio of OptimumBank Holdings 2024?

The OptimumBank Holdings P/E ratio is 5.51.

What is the P/S ratio of OptimumBank Holdings 2024?

The OptimumBank Holdings P/S ratio is 0.56.

What is the AlleAktien quality score of OptimumBank Holdings?

The AlleAktien quality score for OptimumBank Holdings is 5/10.

What is the revenue of OptimumBank Holdings 2024?

The expected OptimumBank Holdings revenue is 58.22 M USD.

How high is the profit of OptimumBank Holdings 2024?

The expected OptimumBank Holdings profit is 5.92 M USD.

What is the business model of OptimumBank Holdings

OptimumBank Holdings Inc is a US bank holding company specializing in providing banking and financial services to small and medium-sized businesses. The company operates OptimumBank, a regional bank serving business customers in Florida and other states. OptimumBank offers a range of deposit and credit products, and also operates two subsidiaries: OptimumBank Trust, offering asset management and trust services, and OptimumBank Securities, offering brokerage services. OptimumBank also holds a stake in InnoVative Capital Holdings, LLC, a financial services company specializing in debt financing for the public sector. The company has a strong local market presence, understands customer needs, and offers customer-oriented financial services to support the growth of small and medium-sized businesses. Overall, OptimumBank Holdings has a strong and diversified business model. Its focus on providing services to small and medium-sized businesses, along with its asset management, brokerage, and public financing divisions, positions it as a leading player in the banking sector.

What is the OptimumBank Holdings dividend?

OptimumBank Holdings pays a dividend of 0 USD distributed over payouts per year.

How often does OptimumBank Holdings pay dividends?

The dividend cannot currently be calculated for OptimumBank Holdings or the company does not pay out a dividend.

What is the OptimumBank Holdings ISIN?

The ISIN of OptimumBank Holdings is US68401P4037.

What is the OptimumBank Holdings WKN?

The WKN of OptimumBank Holdings is A2AC1H.

What is the OptimumBank Holdings ticker?

The ticker of OptimumBank Holdings is OPHC.

How much dividend does OptimumBank Holdings pay?

Over the past 12 months, OptimumBank Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, OptimumBank Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of OptimumBank Holdings?

The current dividend yield of OptimumBank Holdings is .

When does OptimumBank Holdings pay dividends?

OptimumBank Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of OptimumBank Holdings?

OptimumBank Holdings paid dividends every year for the past 0 years.

What is the dividend of OptimumBank Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is OptimumBank Holdings located?

OptimumBank Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OptimumBank Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OptimumBank Holdings from 9/9/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 9/9/2024.

When did OptimumBank Holdings pay the last dividend?

The last dividend was paid out on 9/9/2024.

What was the dividend of OptimumBank Holdings in the year 2023?

In the year 2023, OptimumBank Holdings distributed 0 USD as dividends.

In which currency does OptimumBank Holdings pay out the dividend?

The dividends of OptimumBank Holdings are distributed in USD.

All fundamentals about OptimumBank Holdings

Our stock analysis for OptimumBank Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OptimumBank Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.