OFG Bancorp Stock

OFG Bancorp ROCE 2024

OFG Bancorp ROCE

0

Ticker

OFG

ISIN

PR67103X1020

WKN

A1T9X8

In 2024, OFG Bancorp's return on capital employed (ROCE) was 0, a -100% increase from the 0.24 ROCE in the previous year.

OFG Bancorp Aktienanalyse

What does OFG Bancorp do?

OFG Bancorp is a financial services company based in San Juan, Puerto Rico. The company has a long history dating back to 1964 when it was founded as Oriental Financial Group. Over the years, OFG Bancorp has conducted a number of mergers and acquisitions and is now the holding company for a range of subsidiary companies that focus on various areas of the financial services business. The company is divided into five main areas: retail banking, commercial banking, wealth management, treasury management, and mortgage banking. Each area offers a range of products and services to respond to customer needs. Retail banking: OFG's retail banking focuses on personal accounts, loans, and credit cards. The company operates over 50 branches and ATMs in Puerto Rico and also has a presence in Florida. Products offered include credit and debit cards, mortgages, auto loans, personal loans, and savings accounts. Commercial banking: OFG Bancorp also provides banking services to small and medium-sized businesses. This includes deposit accounts, loans, leasing financing, and treasury management services. OFG's commercial banking is divided into several areas, including real estate, consumer products, healthcare, and government. Wealth management: OFG's wealth management offers a range of financial services to affluent private and business clients. This includes investment advice, portfolio management, retirement and estate planning, and tax planning. These services are provided by a team of experienced financial advisors and investment experts who work closely with clients to ensure their needs are met. Treasury management: OFG's treasury management focuses on companies and institutions that require complex financial management and payment solutions. This includes cash management solutions, payment processing, electronic invoicing, and trade financing. OFG also offers customized solutions tailored to their specific requirements. Mortgage banking: OFG's mortgage banking specializes in mortgage financing in the United States and operates a large network of lenders and brokers. The company offers a wide range of mortgage products including fixed and variable interest rates, FHA and VA loans, and jumbo mortgages. OFG Mortgage also focuses on US overseas territories. Overall, OFG Bancorp is a diverse financial services company that caters to a wide range of customers and needs. The company is committed to continuously evolving and adapting its products and services to meet the changing needs of its customers. OFG Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling OFG Bancorp's Return on Capital Employed (ROCE)

OFG Bancorp's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing OFG Bancorp's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

OFG Bancorp's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in OFG Bancorp’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about OFG Bancorp stock

What is the ROCE (Return on Capital Employed) of OFG Bancorp this year?

The ROCE of OFG Bancorp is 0 undefined this year.

How has the ROCE (Return on Capital Employed) of OFG Bancorp developed compared to the previous year?

The ROCE of OFG Bancorp has increased by -100% decreased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of OFG Bancorp?

A high Return on Capital Employed (ROCE) indicates that OFG Bancorp has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of OFG Bancorp?

A low ROCE (Return on Capital Employed) can indicate that OFG Bancorp has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from OFG Bancorp impact the company?

An increase in the ROCE of OFG Bancorp can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of OFG Bancorp affect the company?

A decrease in ROCE of OFG Bancorp can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of OFG Bancorp?

Some factors that can affect OFG Bancorp's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of OFG Bancorp so important for investors?

The ROCE of OFG Bancorp is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can OFG Bancorp take to improve the ROCE?

To improve the ROCE, OFG Bancorp can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does OFG Bancorp pay?

Over the past 12 months, OFG Bancorp paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 2.01 %. For the coming 12 months, OFG Bancorp is expected to pay a dividend of 0.99 USD.

What is the dividend yield of OFG Bancorp?

The current dividend yield of OFG Bancorp is 2.01 %.

When does OFG Bancorp pay dividends?

OFG Bancorp pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of OFG Bancorp?

OFG Bancorp paid dividends every year for the past 22 years.

What is the dividend of OFG Bancorp?

For the upcoming 12 months, dividends amounting to 0.99 USD are expected. This corresponds to a dividend yield of 2.27 %.

In which sector is OFG Bancorp located?

OFG Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OFG Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OFG Bancorp from 10/15/2024 amounting to 0.25 USD, you needed to have the stock in your portfolio before the ex-date on 9/30/2024.

When did OFG Bancorp pay the last dividend?

The last dividend was paid out on 10/15/2024.

What was the dividend of OFG Bancorp in the year 2023?

In the year 2023, OFG Bancorp distributed 0.7 USD as dividends.

In which currency does OFG Bancorp pay out the dividend?

The dividends of OFG Bancorp are distributed in USD.

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Andere Kennzahlen von OFG Bancorp

Our stock analysis for OFG Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OFG Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.