RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
OFG Bancorp Stock

OFG Bancorp Net Income 2024

OFG Bancorp Net Income

195.98 M USD

Ticker

OFG

ISIN

PR67103X1020

WKN

A1T9X8

In 2024, OFG Bancorp's profit amounted to 195.98 M USD, a 7.76% increase from the 181.87 M USD profit recorded in the previous year.

The OFG Bancorp Net Income history

YEARNET INCOME (undefined USD)
2025e193.51
2024e195.98
2023181.87
2022166.24
2021144.9
202067.8
201947.3
201872.4
201738.8
201645.3
2015-16.4
201471.3
201384.6
201214.6
201129.6
2010-18.2
200918.1
200822
200736.5
2006-9.9
200554.9
200455.5

OFG Bancorp Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into OFG Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by OFG Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects OFG Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of OFG Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into OFG Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing OFG Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on OFG Bancorp’s growth potential.

OFG Bancorp Revenue, EBIT and net profit per share

DateOFG Bancorp RevenueOFG Bancorp Net Income
2025e678.34 M undefined193.51 M undefined
2024e657.58 M undefined195.98 M undefined
2023777.26 M undefined181.87 M undefined
2022647.26 M undefined166.24 M undefined
20210 undefined144.9 M undefined
20200 undefined67.8 M undefined
20190 undefined47.3 M undefined
20180 undefined72.4 M undefined
20170 undefined38.8 M undefined
20160 undefined45.3 M undefined
20150 undefined-16.4 M undefined
20140 undefined71.3 M undefined
20130 undefined84.6 M undefined
20120 undefined14.6 M undefined
20110 undefined29.6 M undefined
20100 undefined-18.2 M undefined
20090 undefined18.1 M undefined
20080 undefined22 M undefined
20070 undefined36.5 M undefined
20060 undefined-9.9 M undefined
20050 undefined54.9 M undefined
20040 undefined55.5 M undefined

OFG Bancorp stock margins

The OFG Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OFG Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OFG Bancorp.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the OFG Bancorp's sales revenue. A higher gross margin percentage indicates that the OFG Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the OFG Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the OFG Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the OFG Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the OFG Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the OFG Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

OFG Bancorp Margin History

DateOFG Bancorp Profit margin
2025e28.53 %
2024e29.8 %
202323.4 %
202225.68 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

OFG Bancorp Aktienanalyse

What does OFG Bancorp do?

OFG Bancorp is a financial services company based in San Juan, Puerto Rico. The company has a long history dating back to 1964 when it was founded as Oriental Financial Group. Over the years, OFG Bancorp has conducted a number of mergers and acquisitions and is now the holding company for a range of subsidiary companies that focus on various areas of the financial services business. The company is divided into five main areas: retail banking, commercial banking, wealth management, treasury management, and mortgage banking. Each area offers a range of products and services to respond to customer needs. Retail banking: OFG's retail banking focuses on personal accounts, loans, and credit cards. The company operates over 50 branches and ATMs in Puerto Rico and also has a presence in Florida. Products offered include credit and debit cards, mortgages, auto loans, personal loans, and savings accounts. Commercial banking: OFG Bancorp also provides banking services to small and medium-sized businesses. This includes deposit accounts, loans, leasing financing, and treasury management services. OFG's commercial banking is divided into several areas, including real estate, consumer products, healthcare, and government. Wealth management: OFG's wealth management offers a range of financial services to affluent private and business clients. This includes investment advice, portfolio management, retirement and estate planning, and tax planning. These services are provided by a team of experienced financial advisors and investment experts who work closely with clients to ensure their needs are met. Treasury management: OFG's treasury management focuses on companies and institutions that require complex financial management and payment solutions. This includes cash management solutions, payment processing, electronic invoicing, and trade financing. OFG also offers customized solutions tailored to their specific requirements. Mortgage banking: OFG's mortgage banking specializes in mortgage financing in the United States and operates a large network of lenders and brokers. The company offers a wide range of mortgage products including fixed and variable interest rates, FHA and VA loans, and jumbo mortgages. OFG Mortgage also focuses on US overseas territories. Overall, OFG Bancorp is a diverse financial services company that caters to a wide range of customers and needs. The company is committed to continuously evolving and adapting its products and services to meet the changing needs of its customers. OFG Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding OFG Bancorp's Profit Margins

The profit margins of OFG Bancorp represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of OFG Bancorp's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating OFG Bancorp's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

OFG Bancorp's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When OFG Bancorp’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about OFG Bancorp stock

How much profit has OFG Bancorp made this year?

OFG Bancorp has made 195.98 M USD this year.

How has the profit developed compared to last year?

The profit has increased by 7.76% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does OFG Bancorp publish its earnings?

OFG Bancorp publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of OFG Bancorp?

The profits of OFG Bancorp are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of OFG Bancorp?

You can learn more about the earnings of OFG Bancorp by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does OFG Bancorp pay?

Over the past 12 months, OFG Bancorp paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 2.01 %. For the coming 12 months, OFG Bancorp is expected to pay a dividend of 0.99 USD.

What is the dividend yield of OFG Bancorp?

The current dividend yield of OFG Bancorp is 2.01 %.

When does OFG Bancorp pay dividends?

OFG Bancorp pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of OFG Bancorp?

OFG Bancorp paid dividends every year for the past 22 years.

What is the dividend of OFG Bancorp?

For the upcoming 12 months, dividends amounting to 0.99 USD are expected. This corresponds to a dividend yield of 2.27 %.

In which sector is OFG Bancorp located?

OFG Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OFG Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OFG Bancorp from 10/15/2024 amounting to 0.25 USD, you needed to have the stock in your portfolio before the ex-date on 9/30/2024.

When did OFG Bancorp pay the last dividend?

The last dividend was paid out on 10/15/2024.

What was the dividend of OFG Bancorp in the year 2023?

In the year 2023, OFG Bancorp distributed 0.7 USD as dividends.

In which currency does OFG Bancorp pay out the dividend?

The dividends of OFG Bancorp are distributed in USD.

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Andere Kennzahlen von OFG Bancorp

Our stock analysis for OFG Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OFG Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.