How much did OFG Bancorp achieve in EBIT for the current year?
In the current year, OFG Bancorp has achieved an EBIT of 347.51 M USD.
OFG Bancorp EBIT 2024
OFG Bancorp EBIT
347.51 M USD
Ticker
OFG
ISIN
PR67103X1020
WKN
A1T9X8
In 2024, OFG Bancorp's EBIT was 347.51 M USD, a 0% increase from the 0 USD EBIT recorded in the previous year.
The OFG Bancorp EBIT history
| YEAR | EBIT (undefined USD) |
|---|---|
| 2026e | - |
| 2025e | 355.51 |
| 2024e | 347.51 |
| 2023 | - |
| 2022 | 253.46 |
| 2021 | - |
| 2020 | - |
| 2019 | - |
| 2018 | - |
| 2017 | - |
| 2016 | - |
| 2015 | - |
| 2014 | - |
| 2013 | - |
| 2012 | - |
| 2011 | - |
| 2010 | - |
| 2009 | - |
| 2008 | - |
| 2007 | - |
| 2006 | - |
| 2005 | - |
| 2004 | - |
OFG Bancorp Revenue, EBIT, Net Income PR67103X1020 · A1T9X8
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Revenue
Net Income
Details
Revenue, EBIT and Profit
ⓘUnderstanding Revenue, EBIT, and Income
Gain insights into OFG Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by OFG Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects OFG Bancorp’s net earnings, an ultimate measure of its financial health and profitability.
Yearly Analysis and Comparisons
Observe the yearly bars to understand the annual performance and growth of OFG Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.
Utilizing Expectations for Investment
The expected values for the forthcoming years offer investors a glimpse into OFG Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.
Investment Insights
Leveraging the comparison between Revenue and EBIT helps in assessing OFG Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on OFG Bancorp’s growth potential.
OFG Bancorp Revenue, EBIT and net profit per share
| Date | OFG Bancorp Revenue | OFG Bancorp Net Income |
|---|---|---|
| 2026e | 626.31 M undefined | 197.61 M undefined |
| 2025e | 599.3 M undefined | 183.23 M undefined |
| 2024e | 593.22 M undefined | 190.54 M undefined |
| 2023 | 777.26 M undefined | 181.87 M undefined |
| 2022 | 647.26 M undefined | 166.24 M undefined |
| 2021 | 0 undefined | 144.9 M undefined |
| 2020 | 0 undefined | 67.8 M undefined |
| 2019 | 0 undefined | 47.3 M undefined |
| 2018 | 0 undefined | 72.4 M undefined |
| 2017 | 0 undefined | 38.8 M undefined |
| 2016 | 0 undefined | 45.3 M undefined |
| 2015 | 0 undefined | -16.4 M undefined |
| 2014 | 0 undefined | 71.3 M undefined |
| 2013 | 0 undefined | 84.6 M undefined |
| 2012 | 0 undefined | 14.6 M undefined |
| 2011 | 0 undefined | 29.6 M undefined |
| 2010 | 0 undefined | -18.2 M undefined |
| 2009 | 0 undefined | 18.1 M undefined |
| 2008 | 0 undefined | 22 M undefined |
| 2007 | 0 undefined | 36.5 M undefined |
| 2006 | 0 undefined | -9.9 M undefined |
| 2005 | 0 undefined | 54.9 M undefined |
| 2004 | 0 undefined | 55.5 M undefined |
| Revenue | Net Income | |
|---|---|---|
| 2004 | 0 USD | 55.5 M USD |
| 2005 | 0 USD | 54.9 M USD |
| 2006 | 0 USD | -9.9 M USD |
| 2007 | 0 USD | 36.5 M USD |
| 2008 | 0 USD | 22 M USD |
| 2009 | 0 USD | 18.1 M USD |
| 2010 | 0 USD | -18.2 M USD |
| 2011 | 0 USD | 29.6 M USD |
| 2012 | 0 USD | 14.6 M USD |
| 2013 | 0 USD | 84.6 M USD |
| 2014 | 0 USD | 71.3 M USD |
| 2015 | 0 USD | -16.4 M USD |
| 2016 | 0 USD | 45.3 M USD |
| 2017 | 0 USD | 38.8 M USD |
| 2018 | 0 USD | 72.4 M USD |
| 2019 | 0 USD | 47.3 M USD |
| 2020 | 0 USD | 67.8 M USD |
| 2021 | 0 USD | 144.9 M USD |
| 2022 | 647.26 M USD | 166.24 M USD |
| 2023 | 777.26 M USD | 181.87 M USD |
| 2024e | 593.22 M USD | 190.54 M USD |
| 2025e | 599.3 M USD | 183.23 M USD |
| 2026e | 626.31 M USD | 197.61 M USD |
OFG Bancorp stock margins PR67103X1020 · A1T9X8
The OFG Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OFG Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OFG Bancorp.
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Margin
ⓘUnderstanding Gross Margin
The gross margin, expressed as a percentage, delineates the gross profit made from the OFG Bancorp's sales revenue. A higher gross margin percentage indicates that the OFG Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.
EBIT Margin Analysis
EBIT margin represents the OFG Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.
Revenue Margin Insights
The revenue margin demonstrates the OFG Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the OFG Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.
Interpreting Expectations
The expected values for gross, EBIT, and revenue margins provide future financial outlook of the OFG Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.
Comparative Analysis
Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the OFG Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.
OFG Bancorp Margin History
| Date | OFG Bancorp Profit margin |
|---|---|
| 2026e | 31.55 % |
| 2025e | 30.57 % |
| 2024e | 32.12 % |
| 2023 | 23.4 % |
| 2022 | 25.68 % |
| 2021 | 0 % |
| 2020 | 0 % |
| 2019 | 0 % |
| 2018 | 0 % |
| 2017 | 0 % |
| 2016 | 0 % |
| 2015 | 0 % |
| 2014 | 0 % |
| 2013 | 0 % |
| 2012 | 0 % |
| 2011 | 0 % |
| 2010 | 0 % |
| 2009 | 0 % |
| 2008 | 0 % |
| 2007 | 0 % |
| 2006 | 0 % |
| 2005 | 0 % |
| 2004 | 0 % |
| Profit margin | |
|---|---|
| 2004 | 0 % |
| 2005 | 0 % |
| 2006 | 0 % |
| 2007 | 0 % |
| 2008 | 0 % |
| 2009 | 0 % |
| 2010 | 0 % |
| 2011 | 0 % |
| 2012 | 0 % |
| 2013 | 0 % |
| 2014 | 0 % |
| 2015 | 0 % |
| 2016 | 0 % |
| 2017 | 0 % |
| 2018 | 0 % |
| 2019 | 0 % |
| 2020 | 0 % |
| 2021 | 0 % |
| 2022 | 25.68 % |
| 2023 | 23.4 % |
| 2024e | 32.12 % |
| 2025e | 30.57 % |
| 2026e | 31.55 % |
OFG Bancorp Aktienanalyse
What does OFG Bancorp do?
OFG Bancorp is a financial services company based in San Juan, Puerto Rico. The company has a long history dating back to 1964 when it was founded as Oriental Financial Group. Over the years, OFG Bancorp has conducted a number of mergers and acquisitions and is now the holding company for a range of subsidiary companies that focus on various areas of the financial services business. The company is divided into five main areas: retail banking, commercial banking, wealth management, treasury management, and mortgage banking. Each area offers a range of products and services to respond to customer needs. Retail banking: OFG's retail banking focuses on personal accounts, loans, and credit cards. The company operates over 50 branches and ATMs in Puerto Rico and also has a presence in Florida. Products offered include credit and debit cards, mortgages, auto loans, personal loans, and savings accounts. Commercial banking: OFG Bancorp also provides banking services to small and medium-sized businesses. This includes deposit accounts, loans, leasing financing, and treasury management services. OFG's commercial banking is divided into several areas, including real estate, consumer products, healthcare, and government. Wealth management: OFG's wealth management offers a range of financial services to affluent private and business clients. This includes investment advice, portfolio management, retirement and estate planning, and tax planning. These services are provided by a team of experienced financial advisors and investment experts who work closely with clients to ensure their needs are met. Treasury management: OFG's treasury management focuses on companies and institutions that require complex financial management and payment solutions. This includes cash management solutions, payment processing, electronic invoicing, and trade financing. OFG also offers customized solutions tailored to their specific requirements. Mortgage banking: OFG's mortgage banking specializes in mortgage financing in the United States and operates a large network of lenders and brokers. The company offers a wide range of mortgage products including fixed and variable interest rates, FHA and VA loans, and jumbo mortgages. OFG Mortgage also focuses on US overseas territories. Overall, OFG Bancorp is a diverse financial services company that caters to a wide range of customers and needs. The company is committed to continuously evolving and adapting its products and services to meet the changing needs of its customers. OFG Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.EBIT Details
Analyzing OFG Bancorp's EBIT
OFG Bancorp's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.
Year-to-Year Comparison
A yearly comparison of OFG Bancorp's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.
Impact on Investments
OFG Bancorp's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.
Interpreting EBIT Fluctuations
Fluctuations in OFG Bancorp’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.
Frequently Asked Questions about OFG Bancorp stock
What is EBIT?
EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company OFG Bancorp.
How has the EBIT of OFG Bancorp developed in recent years?
The EBIT of OFG Bancorp has increased by 0% decreased compared to the previous year.
What does EBIT mean for investors?
EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.
Why is EBIT an important indicator for investors?
Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.
Why do EBIT values fluctuate?
EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.
What role does tax burden play in EBIT?
Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.
How is EBIT presented in the balance sheet of the company OFG Bancorp?
The EBIT of OFG Bancorp is listed in the income statement.
Can EBIT be used as a single indicator for evaluating a company?
EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.
Why is EBIT not equal to net profit?
The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.
How much dividend does OFG Bancorp pay?
Over the past 12 months, OFG Bancorp paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 1.93 %. For the coming 12 months, OFG Bancorp is expected to pay a dividend of 0.99 USD.
What is the dividend yield of OFG Bancorp?
The current dividend yield of OFG Bancorp is 1.93 %.
When does OFG Bancorp pay dividends?
OFG Bancorp pays a quarterly dividend. This is distributed in the months of April, July, October, January.
How secure is the dividend of OFG Bancorp?
OFG Bancorp paid dividends every year for the past 23 years.
What is the dividend of OFG Bancorp?
For the upcoming 12 months, dividends amounting to 0.99 USD are expected. This corresponds to a dividend yield of 2.18 %.
In which sector is OFG Bancorp located?
OFG Bancorp is assigned to the 'Finance' sector.
Wann musste ich die Aktien von OFG Bancorp kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of OFG Bancorp from 1/15/2025 amounting to 0.25 USD, you needed to have the stock in your portfolio before the ex-date on 12/31/2024.
When did OFG Bancorp pay the last dividend?
The last dividend was paid out on 1/15/2025.
What was the dividend of OFG Bancorp in the year 2023?
In the year 2023, OFG Bancorp distributed 0.7 USD as dividends.
In which currency does OFG Bancorp pay out the dividend?
The dividends of OFG Bancorp are distributed in USD.
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Andere Kennzahlen von OFG Bancorp
Our stock analysis for OFG Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OFG Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
