OFG Bancorp Stock

OFG Bancorp Equity 2024

OFG Bancorp Equity

1.19 B USD

Ticker

OFG

ISIN

PR67103X1020

WKN

A1T9X8

In 2024, OFG Bancorp's equity was 1.19 B USD, a 14.49% increase from the 1.04 B USD equity in the previous year.

OFG Bancorp Aktienanalyse

What does OFG Bancorp do?

OFG Bancorp is a financial services company based in San Juan, Puerto Rico. The company has a long history dating back to 1964 when it was founded as Oriental Financial Group. Over the years, OFG Bancorp has conducted a number of mergers and acquisitions and is now the holding company for a range of subsidiary companies that focus on various areas of the financial services business. The company is divided into five main areas: retail banking, commercial banking, wealth management, treasury management, and mortgage banking. Each area offers a range of products and services to respond to customer needs. Retail banking: OFG's retail banking focuses on personal accounts, loans, and credit cards. The company operates over 50 branches and ATMs in Puerto Rico and also has a presence in Florida. Products offered include credit and debit cards, mortgages, auto loans, personal loans, and savings accounts. Commercial banking: OFG Bancorp also provides banking services to small and medium-sized businesses. This includes deposit accounts, loans, leasing financing, and treasury management services. OFG's commercial banking is divided into several areas, including real estate, consumer products, healthcare, and government. Wealth management: OFG's wealth management offers a range of financial services to affluent private and business clients. This includes investment advice, portfolio management, retirement and estate planning, and tax planning. These services are provided by a team of experienced financial advisors and investment experts who work closely with clients to ensure their needs are met. Treasury management: OFG's treasury management focuses on companies and institutions that require complex financial management and payment solutions. This includes cash management solutions, payment processing, electronic invoicing, and trade financing. OFG also offers customized solutions tailored to their specific requirements. Mortgage banking: OFG's mortgage banking specializes in mortgage financing in the United States and operates a large network of lenders and brokers. The company offers a wide range of mortgage products including fixed and variable interest rates, FHA and VA loans, and jumbo mortgages. OFG Mortgage also focuses on US overseas territories. Overall, OFG Bancorp is a diverse financial services company that caters to a wide range of customers and needs. The company is committed to continuously evolving and adapting its products and services to meet the changing needs of its customers. OFG Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing OFG Bancorp's Equity

OFG Bancorp's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding OFG Bancorp's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating OFG Bancorp's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

OFG Bancorp's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in OFG Bancorp’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about OFG Bancorp stock

What is the equity of OFG Bancorp this year?

OFG Bancorp has equity of 1.19 B USD this year.

What was the equity of OFG Bancorp compared to the previous year?

The equity of OFG Bancorp has increased/decreased by 14.49% increased compared to the previous year.

What impact does a high equity have on investors of OFG Bancorp?

A high equity is advantageous for investors of OFG Bancorp as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of OFG Bancorp?

A low equity can be a risk for investors of OFG Bancorp, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of OFG Bancorp affect the company?

An increase in equity of OFG Bancorp can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of OFG Bancorp affect the company?

A reduction in equity of OFG Bancorp can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of OFG Bancorp?

Some factors that can affect the equity of OFG Bancorp include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of OFG Bancorp so important for investors?

The equity of OFG Bancorp is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can OFG Bancorp take to change the equity?

To change equity, OFG Bancorp can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does OFG Bancorp pay?

Over the past 12 months, OFG Bancorp paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 2.01 %. For the coming 12 months, OFG Bancorp is expected to pay a dividend of 0.99 USD.

What is the dividend yield of OFG Bancorp?

The current dividend yield of OFG Bancorp is 2.01 %.

When does OFG Bancorp pay dividends?

OFG Bancorp pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of OFG Bancorp?

OFG Bancorp paid dividends every year for the past 22 years.

What is the dividend of OFG Bancorp?

For the upcoming 12 months, dividends amounting to 0.99 USD are expected. This corresponds to a dividend yield of 2.27 %.

In which sector is OFG Bancorp located?

OFG Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OFG Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OFG Bancorp from 10/15/2024 amounting to 0.25 USD, you needed to have the stock in your portfolio before the ex-date on 9/30/2024.

When did OFG Bancorp pay the last dividend?

The last dividend was paid out on 10/15/2024.

What was the dividend of OFG Bancorp in the year 2023?

In the year 2023, OFG Bancorp distributed 0.7 USD as dividends.

In which currency does OFG Bancorp pay out the dividend?

The dividends of OFG Bancorp are distributed in USD.

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Andere Kennzahlen von OFG Bancorp

Our stock analysis for OFG Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OFG Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.